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The United States Small Business Administration exists as part of the U.S. Small Business Act of 1953. Congress implemented the Act as a way to “aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns”. This...

Today, plenty of major businesses and companies provide their own credit card that is branded with their name. It is a practice that is heavily utilized today; for instance, credit cards such as the Victoria’s Secret Angel Card or the Staples® Credit...

We've all been faced with this situation at checkout: You've carefully selected your items, considered the total cost of your purchases and are just waiting to be rung up when the checkout attendant asks if you'd like to open a store card -- for an added...

If you read the finance book, one of term that you will find is APR or the long name is annual percentage rate. It is important word especially for those who make a loan. In this article I’ll share the basic definition about annual percentage rate...

When you are looking into any type of loan or even a credit card you will find that an annual percentage rate (APR) is always discussed.  This is a rate of interest that is calculated on a yearly basis and will include all fees and other expenses...