2014-09-11

CITY OF ENCINITAS PLANNING AND BUILDING DEPARTMENT  LEGAL NOTICE OF CITY COUNCIL PUBLIC HEARING  PLACE OF MEETING:   Council Chambers, Civic Center  505 South Vulcan Avenue                        Encinitas, CA 92024  THE CITY OF ENCINITAS IS AN EQUAL OPPORTUNITY PUBLIC ENTITY AND DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, SEX, RELIGION, AGE OR DISABILITY IN EMPLOYMENT OR THE PROVISION OF SERVICE. IN COMPLIANCE WITH THE AMERICANS WITH DISABILITIES ACT/SECTION 504 REHABILITATION ACT OF 1973, IF YOU NEED SPECIAL ASSISTANCE TO PARTICIPATE IN THIS MEETING, PLEASE CONTACT THE PLANNING AND BUILDING DEPARTMENT AT (760) 633-2710 AT LEAST 48 HOURS BEFORE THE MEETING IF DISABILITY ACCOMMODATIONS ARE NEEDED. Notice is hereby given that a City Council meeting will be held on Thursday, September 24, 2014 at 6:00 p.m for a public hearing regarding the introduction of City Council Ordinance 2014-09, Option A or B, to adopt revisions to the net acreage provisions utilized to calculate residential density. CASE NUMBER:  14-177 ZCA/LCPA  APPLICANT: City of Encinitas LOCATION:  Citywide DESCRIPTION:   Public Hearing to consider a Zoning Code Amendment to Title 30 of the Encinitas Municipal Code and the Home Depot Specific Plan, pursuant to Council direction related to Item 10E of the July 16, 2014 City Council meeting, to amend the definition of ‘Net Acreage’ to specify that detention basins and wetlands (rather than significant wetlands) are excluded from net acreage.  Sections being considered for amendment include Section 30.16.010(B)(2) and 30.04 (Chapter Definitions) of the Encinitas Municipal Code and Section III.F.1.a of the Home Depot Specific Plan. The Planning Commission adopted a recommendation at its September 4, 2014 regular meeting. ENVIRONMENTAL STATUS: The action is exempt from the provisions of California Environmental Quality Act (CEQA) pursuant to Section 15061 (b) (3) of the CEQA Guidelines whereby it can be seen with certainty that the proposed revisions to the municipal code would not result in a significant effect on the environment.  NOTICE OF AVALIABILITY: The project constitutes an amendment to the Local Coastal Program (LCP). If the City approves the amendment, the proposed LCP amendment must be submitted to the California Coastal Commission for review and adoption. The LCP amendment will not become effective until after adoption by the California Coastal Commission. Prior to any final action being taken by the City Council on the LCP amendment, a Notice of Availability was released which opened a six-week public review period which began on August 22, 2014 and ends on October 3, 2014. (The planning area of the Home Depot Specific Plan is not located within the Coastal Zone; therefore, the Home Depot Specific Plan is not a component of the LCP and/or the subject LCPA.)  The project file is available for review at the Planning and Building Department, 505 South Vulcan Avenue, Encinitas, CA 92024. For further information, please contact Diane S. Langager, Principal Planner, at (760) 633-2714 or via email at dlangag@encinitasca.gov .  09/12/14 CN 16522

CITY OF ENCINITAS PUBLIC NOTICE INVITING BIDS  NOTICE IS HEREBY GIVEN that the City of Encinitas, California, is inviting sealed bids for construction of Public Works Project titled “CITYWIDE CONCRETE REPAIR.” Bids will be received at the office of the City Clerk until 2:00 p.m., September 30, 2014 at which time they will be opened and read aloud. They shall be submitted to: Kathy Hollywood, City Clerk, City of Encinitas, 505 S. Vulcan Avenue, Encinitas, CA 92024. The outside of the envelope shall state: “BID FOR CITYWIDE CONCRETE REPAIR, DO NOT OPEN UNTIL 2:00 P.M., Sept. 30, 2014, RFB No. 2014-04.”  Only State of California Class “A” General Engineering Contractors and State of California Class C-8 (Specialty Concrete Contractor) may bid on this project. The successful proposal by a qualified contractor to provide Citywide Concrete Repair will result in a contract with the City of Encinitas. The project is separated into two phases. Phase one involves the removal and replacement of concrete sidewalk and one PED ramp. Phase two involves services on an as-needed basis.  This is a prevailing wage project and prevailing wage rates for this locality and project as determined by the director of industrial relations apply, pursuant to labor code section 1770, et. Seq. A schedule of prevailing wage rates is available for review at the City’s offices or may be found on the internet at http://www.dir.ca.gov/dlse/dlsepublicworks.html. The successful bidder shall be required to pay at least the wage rates set forth in that schedule.  Proposal documents may be downloaded from the City’s website, www.ci.encinitas.ca.us/ or requested via email from jfoster@encinitasca.gov. For further information contact the Contract Officer, John Ugrob, at (760) 633-2850 or by email at jugrob@encinitasca.gov. No proposal will be accepted unless it is made on the proposal forms furnished by the City of Encinitas.  The City reserves the right, after opening bids, to reject any or all bids, or to make award to the lowest responsible bidder and reject all other bids, to waive any informality in the bidding and to accept any bid or portion thereof.  09/12/14, 09/19/14 CN 16514

SAN DIEGUITO WATER DISTRICT STATE OF CALIFORNIA  NOTICE INVITING BIDS  The San Dieguito Water District, Owner, invites sealed bids for:  Valve Replacements for Transmission Mains PROJECT NO. CWW 01A  RECEIPT AND OPENING OF PROPOSALS: Sealed bids will be received at the office of the City Clerk of the City of Encinitas, for the San Dieguito Water District, 505 South Vulcan Avenue, Encinitas, California 92024‑3633, on October 20, 2014 at 2:00 PM at which time they will be publicly opened and read aloud, for performing the work as follows:  WORK TO BE DONE: The work to be done generally includes removal and replacement of existing butterfly valves with new owner provided butterfly valves.

Vault No.

Location

Improvement

Vault No. 4

Encinitas Blvd near Beechtree Drive

Replacement of (2) 30″ BFV with New Valves

Vault No. 5

Encinitas Blvd near Manchester Ave.

Replacement of (3) 30″ BFV with New Valves, Tee and Couplings

Vault No. 6

El Camino Del Norte East from Windmill Ranch Rd

Replacement of (1) 30″ BFV with New Valve

Vault No. 3 – 67

Encinitas Blvd near El Camino Real

Replacement of (1) 24″ BFV with New Valve

ENGINEER’S CONSTRUCTION COST OPINION: $258,000.  COMPLETION OF WORK: All work must be completed within 60 calendar days after the commencement date stated in the Notice to Proceed.  OBTAINING CONTRACT DOCUMENTS: Contract documents are available containing proposal forms, agreement, specifications, and reduced drawings. They may be obtained after September 15, 2014 at 160 Calle Magdalena, Encinitas, CA 92024, at a non‑refundable cost of $25 per set (plus $7.50 mailing if requested). The scale of the reduced drawings is approximately one-half of the original scale. If full‑scale drawings are desired, they may be purchased from the Owner at reproduction cost for an additional $20.00. Any RFI’s will need to be faxed to 760-436-3592 prior to October 6, 2014 at 5:00 PM. Contractors are required to review the District’s website for any announcements or addenda 72 hours prior to the bid opening, (http://www.ci.encinitas.ca.us under ‘Bids & RFPs’ tab).  Project Engineer is Blair A. Knoll, PE, and may be contacted at 760-633-2793 or BKnoll@sdwd.org.  PRE‑BID MEETING: A mandatory pre-bid meeting is scheduled for September 30, 2014 at 2:00 PM at the San Dieguito Water District office, 160 Calle Magdalena, Encinitas, California 92024-3633.  OWNER’S RIGHTS RESERVED: The Owner reserves the right to reject any or all bids, to waive any informality in a bid, and to make awards in the interest of the Owner.  09/12/14, 09/19/14 CN 16513

City of Encinitas Planning and Building Department 505 S. Vulcan Avenue, Encinitas, CA 92024 (760) 633-2710 or planning@encinitasca.gov  NOTICE OF ADMINISTRATIVE HEARING AND PENDING ACTION ON ADMINISTRATIVE APPLICATIONS AND COASTAL DEVELOPMENT PERMITS The Planning & Building Department of the City of Encinitas is currently reviewing the following Administrative Applications. Items 4 and 5 require an administrative public hearing. The application submittals are available for review and comment during regular business hours, 7:00 AM to 6:00 PM Monday through Friday. City Hall is closed alternate Fridays (9/12, 9/26, etc.). A minimum 10-calendar-day review period has been established for the following applications: 1. CASE NUMBER: 14-107 CDP FILING DATE: May 6, 2014    APPLICANT: Derek Berg LOCATION: 1267 Summit Place (APN: 260-071-42) PROJECT DESCRIPTION: The applicant requests approval of a Coastal Development Permit to add a second story with exterior decks to an existing single-family residence. The subject property is located in the Residential 3 (R-3) zone and the Coastal Appeal Zone.  ENVIRONMENTAL STATUS: The project has been determined to be exempt from environmental review pursuant to the California Environmental Quality Act (CEQA). CONTACT: Todd Mierau (760) 633-2693 or tmierau@encinitasca.gov  2. CASE NUMBER: 14-140 CDP FILING DATE: June 17, 2014 APPLICANT: Lynn   LOCATION: 1900 Freda Lane (APN 260-563-03) PROJECT DESCRIPTION: A request for a Coastal Development Permit for a remodel and addition to an existing single-family residence. The subject property is zoned Residential-8 (R-8) in the Cardiff-by-the-Sea community and the Coastal Zone. ENVIRONMENTAL STATUS: The project has been determined to be exempt from environmental review pursuant to the California Environmental Quality Act (CEQA). CONTACT: J. Dichoso (760) 633-2681 or jdichoso@encinitasca.gov  3. CASE NUMBER: 14-158 CDP FILING DATE: July 7, 2014   APPLICANT: Mike and Kris Coats  LOCATION: 1905 Paxton Way (APN: 216-410-15)  PROJECT DESCRIPTION: The applicant requests approval of a Coastal Development Permit for a remodel and the construction of an addition to the existing single-family residence. The subject property is located in the Residential 3 (R-3) Zone, Scenic/Visual Corridor Overlay Zone and the Coastal Zone.  ENVIRONMENTAL STATUS: The project has been determined to be exempt from environmental review pursuant to the California Environmental Quality Act (CEQA). CONTACT: Andrew Maynard (760) 633-2718 or amaynard@encinitasca.gov PRIOR TO 6:00 P.M. ON MONDAY, SEPTEMBER 22, 2014, ANY INTERESTED PERSON MAY REVIEW THE APPLICATION FOR ITEMS 1, 2, AND 3 AND PRESENT TESTIMONY, ORALLY OR IN WRITING, TO THE PLANNING AND BUILDING DEPARTMENT. WRITTEN TESTIMONY IS PREFERRED IN ORDER TO HAVE A RECORD OF THE COMMENTS RECEIVED.  PUBLIC HEARING FOR ITEMS 4 AND 5: Monday, September 22, 2014 at 5:00 p.m., to be held at the Planning and Building Department, Lilac Room, 505 South Vulcan Ave, Encinitas. THE CITY OF ENCINITAS IS AN EQUAL OPPORTUNITY PUBLIC ENTITY AND DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, ETHNIC ORIGIN, NATIONAL ORIGIN, SEX, RELIGION, VETERANS STATUS OR PHYSICAL OR MENTAL DISABILITY IN EMPLOYMENT OR THE PROVISION OF SERVICE. IN COMPLIANCE WITH THE AMERICANS WITH DISABILITIES ACT/SECTION 504 REHABILITATION ACT OF 1973, IF YOU NEED SPECIAL ASSISTANCE TO PARTICIPATE IN THESE MEETINGS, PLEASE CONTACT THE PLANNING AND BUILDING DEPARTMENT AT (760) 633-2710. 4. CASE NUMBER: 13-227 MIN/CDP FILING DATE: October 29, 2013 APPLICANT: Coast Animal Hospital    LOCATION: 434 North Coast Highway 101 PROJECT DESCRIPTION: A request for approval of a Minor Use Permit and Coastal Development Permit to allow for a small animal hospital/overnight kennel to an existing veterinarian hospital. The project site is located within the North Coast Highway 101 Specific Plan Commercial-Mixed 1 (N-CM-1) zone and the Coastal Zone in the community of Leucadia. (APN: 256-272-11) ENVIRONMENTAL STATUS: The project has been determined to be exempt from environmental review pursuant to the California Environmental Quality Act (CEQA). CONTACT: Todd Mierau (760) 633-2693 or tmierau@encinitasca.gov  5. CASE NUMBER: 14-131 MIN FILING DATE: July 8, 2014 APPLICANT: Garden View Court Maintenance Association LOCATION: 700 Garden View Court PROJECT DESCRIPTION: A request for approval of a Minor Use Permit to allow for the conversion of existing general office space parking into medical office space parking. The project site is located within the Office Professional (OP) zone in the community of New Encinitas. (APN: 257-470-28) ENVIRONMENTAL STATUS: The project has been determined to be exempt from environmental review pursuant to the California Environmental Quality Act (CEQA). CONTACT: Todd Mierau (760) 633-2693 or tmierau@encinitasca.gov  PRIOR TO OR AT THE PUBLIC HEARING TO BE HELD AT 5:00 PM ON MONDAY, SEPTEMBER 22, 2014, ANY INTERESTED PERSON MAY REVIEW THE APPLICATIONS FOR ITEMS 4 AND 5 AND PRESENT TESTIMONY, ORALLY OR IN WRITING, TO THE PLANNING & BUILDING DEPARTMENT. WRITTEN TESTIMONY IS PREFERRED IN ORDER TO HAVE A RECORD OF THE COMMENTS RECEIVED. After the close of the review periods or public hearings, as applicable, if additional information is not required, the Planning and Building Department will render determinations on the applications, pursuant to Section 2.28.090 of the City of Encinitas Municipal Code,. Appeals of the Department’s determinations, accompanied by the appropriate filing fee, may be filed within 15 calendar days from the date of determination. Appeals will be considered by the City Council pursuant to Chapter 1.12 of the Municipal Code. Any filing of an appeal will suspend the appealed action as well as any processing of permits in reliance thereon in accordance with Encinitas Municipal Code Section 1.12.020(D)(1) until such time as an action is taken on the appeal. Items 1, 2, 3 and 4 are located within the Coastal Zone and require issuance of regular Coastal Development Permits. The action of the Planning and Building Director on Item 1 may not be appealed to the California Coastal Commission. Under California Government Code Sec. 65009, if you challenge the nature of the proposed actions in court, you may be limited to raising only those issues you or someone else raised regarding the matter described in this notice or written correspondence delivered to the City at or prior to the date and time of the determination. 09/12/14 CN 16512

NOTICE OF INTENTION TO SELL APPROXIMATELY $5,945,000 SAN DIEGUITO WATER DISTRICT WATER REVENUE REFUNDING BONDS SERIES 2014 NOTICE IS HEREBY GIVEN that the San Dieguito Water District (the “District”) intends to offer for public sale on Thursday, September 18, 2014 at the hour of 10:00 a.m., California time, at the office of Fieldman, Rolapp & Associates, Inc., 19900 MacArthur Boulevard, Suite 1100, Irvine, CA 92612, approximately $5,945,000 principal amount of its bonds designated “San Dieguito Water District Water Revenue Refunding Bonds, Series 2014” (the “Bonds”). The District reserves the right to postpone to a later date said public sale date by announcing such postponement through Bloomberg News Service, Thomas Municipal Market Monitor, or the Bond Buyer (the “News Services”) no later than 18 hours prior to the new time bids are to be received. If the sale is postponed, bids will be received at the place set forth above on the date and at the time as the District shall determine. Notice of the new date for receipt of bids shall be given by the District’s Financial Advisor, Fieldman, Rolapp & Associates, Inc. through the News Services prior to the new time bids are to be received. NOTICE IS HEREBY FURTHER GIVEN that the Bonds will be offered for public sale subject to the terms and conditions of the Official Notice of Sale for the Bonds, and copies of the Official Notice of Sale and of a Preliminary Official Statement relating to the Bonds will be furnished upon request made to the District’s Financial Advisors, Fieldman, Rolapp & Associates, Inc., telephone number (949) 660-7300, telecopy number (949) 474-8773 and email tjohnsen@fieldman.com and jlentz@fieldman.com Dated: September 4, 2014 /s/ Glenn Pruim General Manager, SDWD 09/12/14 CN 16510

APN: 299-290-10-00 TS No: CA08003125-14-1 TO No: 1632595 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 15, 2005.  UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER.  On October 7, 2014 at 10:00 AM, at the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on September 27, 2005, as Instrument No. 2005-0832878, of official records in the Office of the Recorder of San Diego County, California, executed by STANLEY MARVIN SILBERT, AND CYNTHIA M SILBERT, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for COUNTRYWIDE BANK, N.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST  The property heretofore described is being sold “as is”.  The street address and other common designation, if any, of the real property described above is purported to be: 530 ZUNI DR, DEL MAR, CA 92014-2448 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.  Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.  The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $3,058,800.79 (Estimated).  However, prepayment premiums, accrued interest and advances will increase this figure prior to sale.  Beneficiary’s bid at said sale may include all or part of said amount.  In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee.  In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right.  The property offered for sale excludes all funds held on account by the property receiver, if applicable.  If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse.  Notice to Potential Bidders  If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction.  You will be bidding on a lien, not on the property itself.  Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien.  If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.  You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.  If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.  Notice to Property Owner  The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code.  The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.  If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08003125-14-1.  Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.  The best way to verify postponement information is to attend the scheduled sale.  Date: September 5, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08003125-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300  Amy Lemus, Authorized Signatory  SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965  MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1111392 9/12, 9/19, 09/26/2014  CN 16511

APN: 125-254-18-00 TS No: CA08003200-14-1 TO No: 1635337 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 17, 2004.  UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER.  On October 7, 2014 at 10:00 AM, at the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on December 1, 2004, as Instrument No. 2004-1133492, of official records in the Office of the Recorder of San Diego County, California, executed by CLARISSA MCCALLUM AND KEVAN MCCALLUM JR, WIFE AND HUSBAND , as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for GREENPOINT MORTGAGE FUNDING, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST  The property heretofore described is being sold “as is”.  The street address and other common designation, if any, of the real property described above is purported to be: 4809 LAKE SHORE PL, FALLBROOK, CA 92028  The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.  Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.  The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $357,956.96 (Estimated).  However, prepayment premiums, accrued interest and advances will increase this figure prior to sale.  Beneficiary’s bid at said sale may include all or part of said amount.  In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee.  In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right.  The property offered for sale excludes all funds held on account by the property receiver, if applicable.  If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse.  Notice to Potential Bidders  If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction.  You will be bidding on a lien, not on the property itself.  Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien.  If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.  You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.  If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.  Notice to Property Owner  The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code.  The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.  If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08003200-14-1.  Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.  The best way to verify postponement information is to attend the scheduled sale.  Date: September 5, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08003200-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300   Amy Lemus, Authorized Signatory  SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965  MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1111393 9/12, 9/19, 09/26/2014  CN 16507

T.S. No. 13-25881    APN: 157-684-56-00 NOTICE OF TRUSTEE’S SALE  YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/9/2004.  UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below.  The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.  The amount may be greater on the day of sale. Trustor: CHRISTOPHER S. MILLER and CHRISTI D. MILLER, HUSBAND AND WIFE Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE  Deed of Trust recorded 9/16/2004 as Instrument No. 2004-0883621 in book , page   of Official Records in the office of the Recorder of San Diego County, California,  Date of Sale:10/7/2014 at 10:30 AM Place of Sale:     AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA 92020 Estimated amount of unpaid balance and other charges:  $410,818.71 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of  real property: 5438 ELDERBERRY WAY OCEANSIDE, CA 92057 Described as follows:  As more fully described in said Deed of Trust A.P.N #.: 157-684-56-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above.  If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.  NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.  If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 13-25881.  Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.  The best way to verify postponement information is to attend the scheduled sale. Dated:  9/5/2014 Law Offices of Les Zieve, as Trustee  30 Corporate Park, Suite 450 Irvine, CA 92606 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 848-9272   www.elitepostandpub.com    Natalie Franklin, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 10033 9/12, 9/19, 9/26/2014. CN 16506

Trustee Sale No. 812W-065878 Loan No. 0004090907 Title Order No. 8436920 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件注:本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다  NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP

LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY   [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED OR PUBLISHED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.]  YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09-19-2006.  UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER.  On 10-03-2014 at 10:00 AM, PLM LOAN MANAGEMENT SERVICES, INC as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10-02-2006,  Instrument 2006-0701429 of official records in the Office of the Recorder of SAN DIEGO County, California, executed by:  STEPHEN K. WAYNICK, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, ARGENT MORTGAGE COMPANY, LLC, as Beneficiary, will sell at public auction the trustor’s interest in the property described below,  to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.  The sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust.   The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.  The amount may be greater on the day of sale. Place of Sale: AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA Amount of unpaid balance and other charges: $578,894.99 (estimated) Street address and other common designation of the real property purported as:   722 SUNNINGDALE DRIVE , OCEANSIDE, CA 92057  APN Number:   157-520-56-00      The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”.  The following statements; NOTICE TO POTENTIAL BIDDERS and NOTICE TO PROPERTY OWNER are statutory notices for all one to four single family residences and a courtesy notice for all other types of properties.  NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.  NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting & Publishing at (714) 573-1965 or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 812W-065878. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.  DATE: 09-04-2014  FOR TRUSTEE’S SALES INFORMATION, PLEASE CALL (714) 573-1965, OR VISIT WEBSITE: www.priorityposting.com  PLM LOAN MANAGEMENT SERVICES, INC, AS TRUSTEE 46 N. Second Street Campbell, CA  95008 (408)-370-4030  ELIZABETH GODBEY, VICE PRESIDENT PLM LOAN MANAGEMENT SERVICES, INC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1111253 9/12, 9/19, 09/26/2014     CN 16505

NOTICE OF TRUSTEE’S SALE 411 Ivy Street TS No. CA-12-538274-VF Order No.: 120402089-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHENEY A. AINUU AND MARY F. AINUU, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/19/2006 as Instrument No. 2006-0508515 and modified as per Modification Agreement recorded 2/2/2010 as Instrument No. 2010-0053660 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/3/2014 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $385,057.97 The purported property address is: 128 TROPICANA DR, OCEANSIDE, CA 92056 Assessor’s Parcel No.: 160-052-04-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-538274-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318  Quality Loan Service Corp. TS No.: CA-12-538274-VF IDSPub #0070614 9/12/2014 9/19/2014 9/26/2014 CN 16502

APN: 214-483-37-00 TS No: CA08002054-13-1 TO No: 1560037 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED March 25, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 1, 2014 at 10:00 AM, at the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on March 29, 2005, as Instrument No. 2005-0252461, of official records in the Office of the Recorder of San Diego County, California, executed by KARINA REDBURN, AN UNMARRIED WOMAN, as Trustor(s), in favor of BENEFICIAL CALIFORNIA INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 7335 LINDEN TERRACE, CARLSBAD, CA 92009 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $623,665.38 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08002054-13-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 29, 2014 MTC Financial Inc. dba Trustee Corps TS No. CA08002054-13-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300  Joseph Barragan, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing AT 714-573-1965 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1110680 9/5, 9/12, 09/19/2014  CN 16488

NOTICE OF TRUSTEE’S SALE TS No. CA-14-622726-BF Order No.: 140098468-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GEORGE PSILOPOULOS AND DIANA K PSILOPOULOS, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 2/10/2006 as Instrument No. 2006-0101333 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 9/26/2014 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $462,668.93 The purported property address is: 507 SPRINGFIELD AVENUE, OCEANSIDE, CA 92057 Assessor’s Parcel No.: 157-743-26-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-622726-BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318  Quality Loan Service Corp. TS No.: CA-14-622726-BF IDSPub #0069913 9/5/2014 9/12/2014 9/19/2014 CN 16486

Trustee Sale No. 14450 Loan No. 121129 Title Order No. 1408811 APN 298-390-42-00 TRA No. 18004 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED*  注:本文件注:本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP  LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY  *PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/08/2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/19/2014 at 10:00AM, ACTION FORECLOSURE SERVICES, INC., A CALIFORNIA CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on November 20, 2012 as document #2012-0726780 of official records in the Office of the Recorder of San Diego County, California, executed by: PRISM DEVELOPMENT, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: SEE ATTACHED EXHIBIT “A”  CLTA Guarantee Form No. 22 (02-08-13) Your No.: 14450 Trustee’s Sale Guarantee Order Number 1408811 EXHIBIT “A”  PARCEL 1: THE SOUTHERLY 115.00 FEET MEASURED ALONG THE WESTERLY LINE OF THE FOLLOWING DESCRIBED LAND: ALL THAT PORTION OF LOTS 3 AND 4 IN BLOCK 4 OF KEENEY’S MARINE VIEW GARDENS, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 1774, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, DECEMBER 31, 1923, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT 3; THENCE SOUTH 0º37’ WEST ALONG THE WESTERLY LINE OF SAID LOT A DISTANCE OF 90.80 FEET; THENCE PARALLEL WITH THE NORTHERLY LINE OF SAID LOT, NORTH 89º13’ EAST, 436.97 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 89º13’ EAST, 176.62 FEET MORE OR LESS TO THE EASTERLY LINE OF SAID LOT 3; THENCE ALONG SAID EASTERLY LINE SOUTH 2º24’ EAST 286.73 FEET TO THE NORTHEAST CORNER OF SAID LOT 4; THENCE ALONG THE EAST LINE OF SAID LOT 4, SOUTH 0º 34’ EAST, 147.62 FEET; THENCE NORTH 88º30’ WEST, 191.85 FEET TO AN INTERSECTION WITH A LINE BEARING SOUTH 0º37’ WEST FROM THE TRUE POINT OF BEGINNING; THENCE NORTH 0º37’ EAST, 376.77 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 2: AN EASEMENT AND RIGHT OF WAY FOR INGRESS AND EGRESS, ROAD AND UTILITY PURPOSES INCLUDING BUT NOT LIMITED TO ELECTRIC POWER, TELEPHONE, GAS, WATER, SEWER AND CABLE TELEVISION AND APPURTENANCES THERETO, TOGETHER WITH THE RIGHT AND POWER TO CONVEY THE SAME TO OTHERS OVER, UNDER, ALONG AND ACROSS THAT PORTION OF LOT 6, BLOCK 4 KEENEY’S MARINE VIEW GARDENS, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA,  ACCORDING TO MAP THEREOF NO. 1774, RECORDS OF SAN DIEGO COUNTY, CALIFORNIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT 6, BLOCK 4 OF KEENEY’S MARINE VIEW GARDENS, SAID POINT BEING ON THE NORTHERLY BOUNDARY LINE OF HIGHLAND DRIVE; THENCE NORTH 0º34’ EAST ALONG THE WESTERLY BOUNDARY OF SAID LOT 6, 380.57 FEET, THENCE CONTINUING ALONG THE WESTERLY BOUNDARY OF SAID LOT 6, NORTH 2º 24’ WEST, 57.43 FEET TO A POINT; THENCE SOUTH 87º 36’ EAST, 20 FEET; THENCE SOUTH 2º24’ EAST, 57.40 FEET; THENCE SOUTH 0º34’ WEST TO THE NORTHERLY BOUNDARY OF HIGHLAND DRIVE; THENCE WESTERLY ALONG THE NORTHERLY BOUNDARY OF SAID HIGHLAND DRIVE 20 FEET MORE OR LESS TO THE POINT OF BEGINNING. END OF LEGAL DESCRIPTION  NOTE: For information purposes only, for which the Company assumes no liability for any inaccuracies or omissions, the purported street address of said land as determined from the latest County Assessor’s Roll is:  1048 Highland Dr, Del Mar, CA 92014 The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1048 HIGHLAND DRIVE, DEL MAR, CA 92014. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,961,994.00 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. The Beneficiary may elect to bid less than the full credit bid. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not

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