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Banks are exposed to five core risks through their operation, which are-credit risk, asset/liability risk, foreign exchange risk, internal control & compliance risk, and money laundering risk. Among these risks management of credit risk gets most...

Banking Reforms – The Right Direction Preface There has been a lot of speculations and discussions being held in the media, social networking sites, informal forums and friendship circles regarding the reforms anticipated and/or required in the...

If you're starting a small business, it's crucial that you find the right bank for your loan needs. Whether you're shopping for basic services or want all the bells and whistles, you have plenty of options. How to Choose the Best Bank for Your Small...

One of the common misinterpretations of jailbreaking is that it means the same as unlocking. Your phone is now free from your carrier, Google, and Motorola. Once jailbroken, you will be able to download all possible applications, extensions and themes...

Account Agreement: The contract governing your open-end credit account, it provides information on changes that may occur to the account. Account History: The payment history of an account over a specific period of time, including the number of times...