2017-02-08

FB Financial Corporation (NYSE:FBK) Files An 8-K Other Events

Item 8.01

Other Events.

On February 8, 2017, FB Financial Corporation, a Tennessee

Corporation (the Company) issued a press release announcing the

execution of a Stock Purchase Agreement, dated February 8, 2017

(the Purchase Agreement), by and among the Company, its

wholly-owned banking subsidiary, FirstBank, Clayton HC, Inc., a

Tennessee Corporation (Seller), Clayton Bank Trust, a Tennessee

state bank and wholly-owned subsidiary of the Seller (CBT),

American City Bank, a Tennessee state bank and wholly-owned

subsidiary of the Seller (ACB, and together with CBT, the Clayton

Banks), and James L. Clayton, a significant shareholder of the

Seller, to which FirstBank will purchase from Seller all of the

issued and outstanding shares of the Clayton Banks (the Stock

Purchase). Following the consummation of the Stock Purchase, the

Clayton Banks will merge with and into FirstBank, with FirstBank

continuing as the surviving banking corporation. A copy of the

press release is attached hereto as Exhibit 99.1 to this Current

Report and incorporated by reference herein.

On February 8, 2017, FB Financial Corporation, a Tennessee

Corporation (the Company) issued a press release announcing the

execution of a Stock Purchase Agreement, dated February 8, 2017

(the Purchase Agreement), by and among the Company, its

wholly-owned banking subsidiary, FirstBank, Clayton HC, Inc., a

Tennessee Corporation (Seller), Clayton Bank Trust, a Tennessee

state bank and wholly-owned subsidiary of the Seller (CBT),

American City Bank, a Tennessee state bank and wholly-owned

subsidiary of the Seller (ACB, and together with CBT, the Clayton

Banks), and James L. Clayton, a significant shareholder of the

Seller, to which FirstBank will purchase from Seller all of the

issued and outstanding shares of the Clayton Banks (the Stock

Purchase). Following the consummation of the Stock Purchase, the

Clayton Banks will merge with and into FirstBank, with FirstBank

continuing as the surviving banking corporation. A copy of the

press release is attached hereto as Exhibit 99.1 to this Current

Report and incorporated by reference herein..

The information required by Item 1.01, including a copy of the

Purchase Agreement, will be filed in a separate Current Report on

Form 8-K.

The Company has also posted on the Investor Relations page of its

internet website a slide presentation related to the proposed

Stock Purchase. A copy of the slide presentation is attached

hereto as Exhibit 99.2 to this Current Report and incorporated by

reference herein. The foregoing description is qualified in its

entirety by reference to such exhibit. The Company is not

undertaking to update this presentation.

Additional Information and Participants in

Solicitation

This report is for informational purposes only and does not

constitute a solicitation of any vote or approval with respect to

the proposed acquisition of the Clayton Banks by the Company. The

issuance of the Stock Consideration in connection with the

proposed acquisition of the Clayton Banks by the Company will be

submitted to the shareholders of the Company for their

consideration. The Company will file with the SEC a proxy

statement and deliver the proxy statement to its shareholders as

required by applicable law. The Company may also file other

documents with the SEC regarding the proposed transaction. This

report is not a substitute for any proxy statement or any other

document which the Company may file with the SEC in connection

with the proposed transaction. BEFORE MAKING ANY VOTING

OR INVESTMENT DECISION, INVESTORS AND SECURITY HOLDERS OF THE

COMPANY ARE URGED TO READ THE PROXY STATEMENT AND ANY OTHER

RELEVANT DOCUMENTS THAT WILL BE FILED WITH THE SEC CAREFULLY AND

IN THEIR ENTIRETY WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL

CONTAIN IMPORTANT INFORMATION ABOUT THE COMPANY, THE PROPOSED

TRANSACTION AND RELATED MATTERS. Investors and

shareholders will be able to obtain free copies of the proxy

statement and other documents containing important information

about the Company and the proposed transaction, once such

documents are filed with the SEC, through the website maintained

by the SEC at www.sec.gov. The Company makes available free of

charge at www.firstbankonline.com (in the Investor Relations

section of such website) copies of the materials it files with,

or furnishes to, the SEC.

The Company and certain of its directors, executive officers and

other members of management and employees may be deemed to be

participants in the solicitation of proxies from the shareholders

of the Company in connection with the proposed transaction.

Information about the directors and executive officers of the

Company is set forth in in the Companys final prospectus filed to

Rule 424(b)(3) under the Securities Act, as amended, filed with

the U.S. Securities and Exchange Commission on September 19, 2016

(Registration No. 333-213210). Such final prospectus can be

obtained free of charge from the sources indicated above. Other

information regarding those persons who are, under the rules of

the SEC, participants in the proxy solicitation and a description

of their direct and indirect interests, by security holdings or

otherwise, will be contained in the proxy statement and other

relevant materials to be filed with the SEC when they become

available.

Forward-Looking Statements

This report, and the documents incorporated herein by reference,

contains forward-looking statements within the meaning of Section

27A of the Securities Act and Section 21E of the Exchange Act

made to the safe harbor provisions of the Private Securities

Litigation Reform Act of 1995. All statements other than

statements of historical fact are forward-looking statements. You

can identify these forward-looking statements in some cases

through the Companys use of words such as believes, anticipates,

expects, may, will, assumes, should, predicts, could, would,

intends, targets, estimates, projects, plans, potential and other

similar words and expressions of the future or otherwise

regarding the proposed acquisition, the anticipated benefits and

financial impact thereof, the outlook for the Companys future

business and financial performance and/or the performance of the

banking industry and economy in general.

These forward-looking statements include, without limitation,

statements relating to the anticipated benefits, financial impact

and closing of the proposed acquisition by the Company of the

Clayton Banks, including, the anticipated timing of the closing

of the proposed acquisition, any expected increase in the

Companys earnings per share and any expected earn-back period

related to dilution in tangible book value resulting from the

proposed acquisition, acceptance by the customers of the Clayton

Banks the Companys products and services, the opportunities to

enhance market share in certain markets, market acceptance of the

Company generally in new markets, expectations regarding future

investment in the Clayton Banks markets and the integration of

the Clayton Banks operations. Forward-looking statements are

based on the information known to, and current beliefs and

expectations of, the Companys management and are subject to

significant risks and uncertainties. Actual results may differ

materially from those contemplated by such forward-looking

statements. A number of important factors could cause actual

results to differ materially from those contemplated by the

forward-looking statements in this report including, without

limitation, the parties ability to consummate the acquisition or

satisfy the conditions to the completion of the acquisition,

including the receipt of the shareholder approvals; the receipt

of regulatory approvals required for the acquisition on the terms

expected or on the anticipated schedule; the parties ability to

meet expectations regarding the timing and completion and

accounting and tax treatment of the acquisition; the possibility

that any of the anticipated benefits of the proposed acquisition

will not be fully realized or will not be realized within the

expected time period; the risk that integration of the Clayton

Banks operations with those of the Company will be materially

delayed or will be more costly or difficult than expected; the

failure of the proposed acquisition to close for any other

reason; the effect of the announcement of the proposed

acquisition on employee and customer relationships and operating

results (including, without limitation, difficulties in

maintaining relationships with employees and customers); dilution

caused by the Companys issuance of additional shares of its

common stock in connection with the proposed acquisition; the

possibility that the proposed acquisition may be more expensive

to complete than anticipated, including as a result of unexpected

factors or events; general competitive, economic, political and

market conditions and fluctuations; and the other factors

described in the Companys final prospectus filed to Rule

424(b)(3) under the Securities Act, as amended, filed with the

U.S. Securities and Exchange Commission on September 19, 2016

(Registration No. 333-213210) under the captions Cautionary note

regarding forward-looking statements and Risk factors. Many of

these factors are difficult to foresee and are beyond the

Companys ability to control or predict. The Company believes the

forward-looking statements contained herein are reasonable;

however, undue reliance should not be placed on any

forward-looking statements, which are based on current

expectations and speak only as of the date that they are made.

The Company does not assume any obligation to update any

forward-looking statements as a result of new information, future

developments or otherwise, except as otherwise may be required by

law.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number

Description of Exhibit

99.1

Press Release dated February 8, 2017

99.2

Investor Presentation dated February 8, 2017

About FB Financial Corporation (NYSE:FBK)
FB Financial Corporation is the holding company for FirstBank (the Bank). The Company and the Bank are engaged in the business of banking and provide a full range of financial services. The Bank provides a suite of commercial and consumer banking services to clients in select markets in Tennessee, North Alabama and North Georgia. The Company operates approximately 40 full-service bank branches serving the Tennessee metropolitan markets of Nashville, Chattanooga, Knoxville, Memphis, Jackson and Huntsville (AL), in addition to over 10 community markets. The Company’s segments include Banking and Mortgage. The Banking segment provides a range of deposit and lending products and services to corporate, commercial and consumer customers. The Company offers full-service conforming residential mortgage products, including conforming residential loans and services through the Mortgage segment utilizing mortgage offices outside of the geographic footprint of the Banking operations. FB Financial Corporation (NYSE:FBK) Recent Trading Information
FB Financial Corporation (NYSE:FBK) closed its last trading session down -0.49 at 24.21 with 39,201 shares trading hands.

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