Hoyes.com

Hoyes Michalos offers a full range of debt relief options from consumer proposals to bankruptcies. Talk to a trustee to see what your options are and how they can help. Become debt free today!Service: Offering debt relief services including bankruptcies...

Most Canadians would be shocked to learn that it is three times more expensive to eliminate one dollar of their debt using credit counselling compared with a consumer proposal! Eliminating one dollar of your debt by making a consumer proposal is a terrific...

The Office of the Superintendent of Bankruptcy Canada has released statistics concerning consumer insolvency across Canada for the month of April. With issues in the oil-producing provinces, high consumer debt levels throughout the entire country and...

On July 1, 2015 the long awaited legislation regulating debt settlement services in Ontario comes into force. There are three main features of this new legislation that will impact Ontario consumers (with a ripple effect across the country). First,...

Finances often play a leading role in relationship problems, in fact, a 2014 poll by Ontario-based Trustees Hoyes Michalos showed that a significant number of relationships face debt challenges from the very start.  Communication also appears to play...