2016-11-30

The 2017 VA Loan Limits have been released. 

The VA loan program does not have a maximum amount a veteran can borrow using a VA loan. For 2017, the ZERO down payment limit will increase to $424,100. San Diego has increased from $580,750 to $612,950. The Chapman Lending Team at Homebridge covers every county in California and Arizona. Homebridge Financial lends in all 50 states. We are VA loan experts and help hundreds of veterans each year.

If you live in one of the following counties listed below, follow the data on the chart to determine the VA’s maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2017 and afterwards.

Below are the California county limits for 2017.

COUNTY                           2017 VA LIMIT

ALAMEDA                              $636,150

ALPINE                                   $463,450

AMADOR                                $424,100

BUTTE                                     $424,100

CALAVERAS                          $424,100

COLUSA                                  $424,100

CONTRA COSTA                   $636,150

DEL NORTE                           $424,100

EL DORADO                           $488,750

FRESNO                                   $424,100

GLENN                                     $424,100

HUMBOLDT                           $424,100

IMPERIAL                               $424,100

INYO                                         $424,100

KERN                                        $424,100

KINGS                                       $424,100

LAKE                                         $424,100

LASSEN                                    $424,100

LOS ANGELES                        $636,150

MADERA                                  $424,100

MARIN                                      $636,150

MARIPOSA                               $424,100

MENDOCINO                          $424,100

MERCED                                   $424,100

MODOC                                     $424,100

MONO                                        $529,000

MONTEREY                              $575,000

NAPA                                          $636,150

NEVADA                                    $477,250

ORANGE                                    $636,150

PLACER                                      $488,750

PLUMAS                                     $424,100

RIVERSIDE                                $424,100

SACRAMENTO                          $488,750

SAN BENITO                              $636,150

SAN BERNARDINO                  $424,100

SAN DIEGO                                 $612,950

SAN FRANCISCO                       $636,150

SAN JOAQUIN                            $424,100

SAN LUIS OBISPO                     $586,500

SAN MATEO                                $636,150

SANTA BARBARA                      $625,500

SANTA CLARA                            $636,150

SANTA CRUZ                               $636,150

SHASTA                                         $424,100

SIERRA                                          $424,100

SISKIYOU                                      $424,100

SOLANO                                         $431,250

SONOMA                                        $595,700

STANISLAUS                                 $424,100

SUTTER                                           $424,100

TEHAMA                                         $424,100

TRINITY                                          $424,100

TULARE                                           $424,100

TUOLUMNE                                   $424,100

VENTURA                                       $636,150

YOLO                                                $488,750

YUBA                                                $424,100

Other VA Loan Questions:

Am I eligible for a VA loan?

How do I qualify for a VA loan?

What are the benefits of a VA loan?

Are VA loans zero down payment?

What is the VA Loan Limit?

How much house can I afford with a VA loan?

Can you pay off debt with a VA Loan?

How do I get my VA Loan certificate of eligibility?

What and how much is the VA funding fee?

What is the VA Interest Rate Reduction Refinance loan (IRRRL)?

Can I include my non military/veteran spouses income for a VA loan?

Can I use a VA loan for a multi unit property (up to 4 units)?

Can I refinance 100% of my home’s value with a VA loan?

What are the closing costs for a VA Loan?

The Chapman Lending Team at HomeBridge Financial is honored to help many veterans utilize their VA home loan benefit each and every year.  We ARE NOT a call center.  Our goal is to provide the best customer service in the industry along with the most competitive rates and fees.

Semper Fi, Dan Chapman CAPT, USMC (vet)

ChapmanTeam@HomeBridge.com          Call (760) 456-7139

Get a Free Rate Quote  –  Start an Online Application

             

About the author:  Dan Chapman is the branch manager at HomeBridge Financial Services in North County San Diego, CA.  HomeBridge performs VA loans in 49 states.  Dan is a Naval Academy graduate, served as a Captain (O-3) in the Marine Corps, and is a Operation Iraqi Freedom veteran.  He has been focused on helping active duty military and veterans attain the dream of home ownership since 2007.  He is actively involved in several local veteran causes and performs VA loan seminars throughout greater San Diego on a monthly basis.  For a free consultation, please contact us anytime.

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