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With more than half of American consumers classified as having subprime credit scores,1 it is no surprise that subprime lending is once again on the rise. Making expensive loans to the underemployed and overextended may help fuel economic growth2; however...

Your credit score has an impact on almost everything you do and everything you will want to do in life. If you want to get a home, you will need a good credit score and history. If you want to get the best rate on a car loan or the lowest premium on...

  Like it or not, your credit score today impacts your entire life.  But, just because yours is lower than you’d like, or lower than in the past, does not mean you’re stuck living with it. A lower credit score not only means that...

Everyone knows what a bank is, but credit unions remain slightly mysterious to many consumers. In this article, we’ll remove the mystery and point out how some of the best credit unions can fit into your financial lifestyle. What is a Credit Union?...

What is the worst kind of debt to carry? Is it student loan debt, credit cards, a mortgage — or something else? Even the experts don’t always agree on which debts are “good debt” and which ones are “bad” so imagine...