With gas prices rising, gas rewards credit cards can be a good way to save money and earn rewards by filling up. Although there's no single best gas credit card for everyone, plenty of options are available for gas-related credit card rewards with low fees and interest rates. You might even find that the best gas card for you doubles as the best cash rewards credit card.
GOBankingRates identified the 10 best gas cards you can reap rewards from just for gassing up. The methodology for choosing the best gas credit cards included evaluating APR, annual fees and rewards that benefit frequent drivers. Next time you're at the gas station, use a credit card that rewards you for filling up, so you can maximize your savings -- or even make money using your card.
PenFed Platinum Rewards Visa Signature Card
PenFed Platinum Cash Rewards Plus Card
Discover it Chrome Card
BankAmericard Cash Rewards Card
PenFed Platinum Cash Rewards Card
Discover it Cash Back Card
Chase Ink Business Cash Card
Discover it Chrome for Students Card
American Express Blue Cash Preferred Card
Citi Costco Anywhere Visa Card
Gas Card
Rewards for Gas
How to Apply
PenFed Platinum Rewards Visa Signature
5x points on gas purchases
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PenFed Platinum Cash Rewards Plus
5% cash back on gas purchases
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Discover it Chrome
2% cash back at gas stations and restaurants on up to $1,000 in combined spending each quarter
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BankAmericard Cash Rewards
3% cash back for first $2,500 in combined grocery store, wholesale club and gas spending each quarter
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PenFed Platinum Cash Rewards
3% cash back on gas purchases
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Discover it Cash Back
5% cash back in rotating categories including gas each quarter
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Chase Ink Business Cash Card
2% cash back on the first $25,000 spent in combined gas and restaurants each year
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Discover it Chrome for Students
2% cash back at gas stations and restaurants on up to $1,000 in combined spending each quarter
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American Express Blue Cash Preferred Card
3% cash back at U.S. gas stations
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Citi Costco Anywhere Visa Card
4% cash back on eligible gas worldwide
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PenFed Platinum Rewards Visa Signature
Annual fee: $0
Intro APR: 0% APR for 12 months on balance transfers
Ongoing APR: 9.24% to 17.99% APR
Other fees: 3 percent balance transfer fee
With the PenFed Platinum Rewards Visa Signature card, you'll earn quintuple points at the pump, triple points at the supermarket and single points on all other purchases. Spend $1,500 in the first 90 days and you'll get $100. You'll pay no foreign transaction fees, plus you'll receive complimentary 24/7 concierge service. PenFed automatically enrolls you in its Platinum Rewards plan and you can choose rewards in their point brackets.
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PenFed Platinum Cash Rewards Plus
Annual fee: $0
Intro APR: 0% APR for 12 months on balance transfers
Ongoing APR: 9.24% to 17.99% APR
Other fees: 3 percent balance transfer fee
The PenFed Platinum Cash Rewards Plus card gives you 5 percent cash back at the pump. You'll receive cash back credits to your account every month -- there's no limit on accumulating rewards or cash back, and there are no rewards tiers. You won't pay any foreign transaction fees and you'll get $100 after you spend $1,500 in the first 90 days.
Discover it Chrome
Annual fee: $0
Intro APR: 0% APR for 14 months
Ongoing APR: 11.49% to 23.49% APR
Other fees: 3 percent for balance transfers; greater of 5 percent or $10 for cash advances
The Discover it Chrome card offers 2 percent cash back at the pump -- and restaurants -- for up to $1,000 each quarter. You get 1 percent cash back on all other purchases and your cash back never expires -- you can redeem it at any time for any amount. For new cardholders, Discover will automatically match all cash back at the end of the first year. You can also freeze and unfreeze your account and track your FICO score.
BankAmericard Cash Rewards
Annual fee: $0
Intro APR: 0% APR for 12 months
Ongoing APR: 13.49% to 23.49% APR
Other fees: Greater of 3 percent or $10 for balance transfers; greater of 3 percent or $10 for cash advances
BankAmericard Cash Rewards cardholders earn 3 percent cash back on gas, 2 percent at wholesale clubs and grocery stores and 1 percent on everything else. You can earn up to $2,500 per quarter in combined gas, grocery store and wholesale club spending. If you redeem your cash back into a Bank of America account you'll get an extra 10 percent. Rewards never expire and categories never change. Best of all, you'll receive $100 when you spend just $500 in the first 90 days.
PenFed Platinum Cash Rewards
Annual fee: $0 the first year, then $25
Intro APR: 0% APR for 12 months on balance transfers
Ongoing APR: 9.24% to 17.99% APR
Other fees: 3 percent for balance transfers
PenFed Platinum Cash Rewards customers earn 3 percent back at the pump. You won't be charged foreign transaction fees and you'll find no tiers, limits or caps on rewards or cash back earnings. You'll get a $100 statement credit if you spend $1,500 in the first 90 days. You'll also get a high-security EMV chip you can add to your digital wallet.
Discover it Cash Back
Annual fee: $0
Intro APR: 0% APR for 14 months
Ongoing APR: 11.49% to 23.49% APR
Other fees: 3 percent for balance transfers; greater of 5 percent or $10 for cash advances
Gas is just one of the rotating categories in which Discover it cardholders earn 5 percent cash back. Others include restaurants, wholesale clubs and Amazon.com purchases. Everything else you buy will earn you 1 percent cash back. Discover will match new cardholders' cash back rewards for the first year, and provides free FICO credit score updates plus the ability to freeze and unfreeze accounts.
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Chase Ink Business Cash
Annual fee: $0
Intro APR: 0% APR for 12 months
Ongoing APR: 13.74% to 19.74% APR
Other fees: Greater of 5 percent or $5 for balance transfers; greater of 5 percent or $15 for cash advances
The Chase Ink Business Cash card delivers 5 percent cash back on up to $25,000 you spend per year on mobile or landline phones, internet services, cable TV and office supplies. Earn 2 percent on your combined spending at gas stations and restaurants for up to $25,000 and unlimited, 1 percent cash back on all your other purchases. Spend $3,000 in the first three months and you'll get $300.
Discover it Chrome for Students
Annual fee: $0
Intro APR: 0% APR for six months
Ongoing APR: 13.49% to 22.49% APR
Other fees: 3 percent for balance transfers and greater of 5 percent or $10 for cash advances
Designed specifically for college students, this card gives $20 cash back every year to academic achievers who maintain a GPA of 3.0 or greater -- for up to five years. It also gives you 2 percent cash back on combined gas and restaurant purchases for up to $1,000 every quarter. Discover matches cardholders' cash back at the end of the first year. Rewards never expire and you can redeem them at any time for any amount.
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American Express Blue Cash Preferred
Annual fee: $95
Intro APR: 0% APR for 12 months
Ongoing APR: 13.49% to 23.49% APR
Other fees: Greater of 3 percent or $5 for balance transfers and cash advances
The American Express Blue Cash Preferred Card pays 6 percent cash back at grocery stores in the U.S. for up to $6,000 per year and 1 percent after that. You get 3 percent, unlimited cash back at gas stations and 1 percent on all other purchases. You can redeem your cash back as a statement credit. If you spend $1,000 in the first three months, you'll get $150 back. You'll also receive travel, entertainment and shopping benefits, and enhanced security features.
Citi Costco Anywhere Visa
Annual fee: $0 with Costco membership
Intro APR: 0% APR for seven months
Ongoing APR: 15.74% APR
Other fees: Greater of 3 percent or $5 for balance transfers; greater of 5 percent or $10 for cash advances
When Costco members sign up for the Costco Anywhere Visa Card, they get more than typical Costco deals. They earn 4 percent cash back on eligible gas purchases for up to $7,000 per year -- and then 1 percent. They also get 3 percent cash back on worldwide travel and restaurant purchases, 2 percent on Costco buys and 1 percent on everything else. In addition, cardholders have access to travel and purchase protection.
GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone and have not been reviewed, approved, or otherwise endorsed by the companies included in the article.
This article originally appeared on GOBankingRates.com: Best Gas Cards for Saving Money