HolidayCashQuick.com does not directly issue loans, and instead connects customers with lenders. The process first starts out with an application that is 100% online. It is simple, quick, and the application is free. You can get approved instantly, and receive your cash fast, so you can pay your bills on time or have a little extra cash for gifts.
HolidayCashQuick.com claims to recommend only lenders that uphold solid practices and standards. Once you get approved with a lender, you can view the loan’s terms and conditions before you make that final decision. If you don’t like the loan’s specifications, you can apply again through HolidayCashQuick.com and be linked up with a different lender. Loan amounts vary from $100 to $1,000, and the payment is typically due on your next pay date.
Product Details:
HolidayCashQuick.com does not directly charge for their services upfront. Additionally, the company does not collect on any debts – this is left up to the lenders. Once you are approved for a loan and matched up with a lender, you should review the loan agreement carefully before saying yes to anything. Each lender will provide the loan contract and the terms, and will have their own rates, fees, and conditions. To find out more about your loan, you can also contact your lender directly. If for some reason you are not happy with the terms, you can apply again and be linked up with a new lender.
Interest rate: Varies by lender
Comparison rate: Varies by lender
Interest rate type: Varies by lender
Maximum loan term: The loan is usually due on your next pay date. Some lenders may be able to extend the term. The amount of time you will have to pay back the loan also depends on factors like the lender’s guidelines, your state, the local loan rules, the amount borrowed, etc.
Maximum loan amount: $1,000
Minimum loan amount: $100
Application fee: It is free to use HolidayCashQuick.com.
Monthly service fee: It is free to use HolidayCashQuick.com. Lenders may charge a fee, however.
What are the benefits of HolidayCashQuick.com?
Secure. HolidayCashQuick.com boasts being secure and private. The company states that only you and the lender are involved with the transaction.
All credit ok. The company works with a wide variety of lenders. Because of this, there is most likely a lender that can help you, regardless of if you have bad credit or no credit history at all.
Money when you need it. If you experience a financial emergency, HolidayCashQuick.com can help you find access to a cash advance loan, quickly. Because the company helps with cash advance loans, you don’t have to worry about bank charges, credit card fees, or bad marks on your credit report.
What to watch out for:
It is important to note that HolidayCashQuick.com will not enforce payment. If you miss a payment, or make a payment late, you could end up with a penalty fee or a new finance charge that varies by lender. The payment date may also be extended until the next pay date.
If you miss payments or make them late, your lender may report these faults to the credit bureaus, which in turn could hurt your credit score. Additionally, your lender can also send you to a collection agency if you are not paying your balance.
One of the biggest drawbacks is that interest rates are typically higher for short-term loans. Short-term personal loans are an expensive form of credit, and do not act as a long-term financial solution.
Not a direct lender. HolidayCashQuick.com is not a direct issuer, and instead connects each customer to a lender from a network. There may be a lack of transparency in rates and terms until you are matched with a lender.
Loan renewal. HolidayCashQuick.com will not provide a loan renewal. Loan renewals with lenders vary, however.
Fees vary. Fees may differ depending on the lender. Additionally, HolidayCashQuick.com does not offer APR, or interest rate amounts since this really depends on the lender.
Am I even eligible?
Lenders have the power of approval. HolidayCashQuick.com does not control if people are approved or denied. To be eligible for a loan, you must meet the following requirements:
Be at least 18 years old
Have a regular source of income
Have an active open bank account
Lenders may also have additional varying eligibility requirements dealing with income, direct deposit of pay, past personal loan history, state of residence, etc.
What information do I need to apply?
To apply, you will need to provide the following information:
Loan amount
First and last name
Birth year
Last 4 digits of your social security number
Zipcode
Form of identification (driver’s license, state ID, passport number, or social security number)
How to apply through HolidayCashQuick.com
Applying for a loan from HolidayCashQuick.com is online, simple, and quick. To apply, all you have to do is fill out the loan application form, and HolidayCashQuick.com’s application portal will match you up with a direct lender. After you fill out the application and press the submit button, the company will match up your application with a lending partner that best matches your needs. After the application is accepted and approved, HolidayCashQuick.com will direct you to the lender’s website to complete the process. It is important to note that the lender may very well contact you via phone or email to discuss the loan details.
I got the loan! Now what?
Make sure you understand your lender’s terms and conditions for your loan. This is especially important since each lender varies on terms and conditions. Some lenders may let you set up automatic payments. Either way, keep on top of payments so you are not faced with any late or missed payment penalty fees.
HolidayCashQuick.com summary
If you are looking for help finding a short-term personal loan lender, HolidayCashQuick.com may be worth exploring. Plus, HolidayCashQuick.com does not charge anything for its services. Before applying for HolidayCashQuick.com, be sure to check out other personal loan companies and financial options.
How does HolidayCashQuick.com compare?
HolidayCashQuick.com Loans
HolidayCashQuick.com Loans compare with other loans?
Rates last updated November 23rd, 2016
Max. Loan Amount
Term of Loan
Turnaround Time
Total Cost of Borrowing $100
HolidayCashQuick.com Short-Term Personal Loans
Get approved for cash in minutes. The application process is fast & easy. You could get cash in your bank account the next business day.
$1,000
Varies based on lender
Next business day
Varies based on lender
Go to site
More
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Rates last updated November 23rd, 2016
Max. Loan Amount
Term of Loan
Turnaround Time
Total Cost of Borrowing $100
Check into Cash Payday Loan
Whether you’re facing seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.
$1,000
Varies upon state
1-2 business days
Varies depending on the amount and your state of residency
Go to site
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NetCredit Installment Loan
Build a positive credit history and borrow up to $10,000 with Net Credit.
$10,000
Varies upon state
1 business day
Total costs will vary based on your state and credit score.
Go to site
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Check City Payday Loan
Get a Fast, Secure, and Confidential Payday Loan.
Depends on state of residency
Varies upon state
Next day
Depends on state of residency.
Go to site
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CashNetUSA Loan
CashNetUSA gives you the ability to apply for a Payday Loan, an Installment Loan, or a Line of Credit.
$2,250
Varies upon state
1 business day
Varies depending on state.
Go to site
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Blue Trust Loans Payday Loan
The Blue Trust Loans Payday Loan offers secure short-term loans for up to $1,250 for people who qualify.
$1,250
12-24 months
Next business day
APR varies
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SWIFT Payday Loan
Making it easy to get cash in a pinch.
$1,000
Varies by lender
Next business day
APR varies by lender
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Have we missed anything in the comparison table? Tell us
We value your feedback
FAQs
What is a personal loan?
Personal loans are not a long-term solution, but they can help you get through a financial emergency. A personal loan is unsecured, and is also known as a short-term loan, payday loan, cash advance, cash loan, fast cash, fast loan, bad credit loan, deferred deposit, installment loan, etc.
What if I only have a savings account?
That is completely fine. There are some lenders in the network that are ok with you just having a savings account.
How can I improve my chance of getting my application approved?
Answer all of the application questions, and try to be as clear as possible. Additionally, make sure that your answers are accurate. To increase your chances even more, open a checking account (if you don’t already have one) and have your paycheck delivered by direct deposit.
How do I receive cash?
Your lender will deposit your loan funds directly into your bank account. You can also potentially choose to receive the funding by wire, or receive it at a storefront location.
How do I stop receiving HolidayCashQuick.com marketing emails?
You can unsubscribe directly from HolidayCashQuick.com’s website.