2016-10-06

A point machine for avid Expedia users, enhanced by spending and travel perks from Citi’s suite of services.

If Expedia is your go-to travel site, take a look at the Expedia+ Voyager Card from Citi. Not only does the card give you increased points for Expedia purchases, but it’ll reward you with automatic Expedia+ gold status for accelerated point earnings. The point structure is a little complicated, so it’s not for everyone — but those who consider themselves travel hackers will find much to like.

Product Details, Application Requirements, and Fees

Product Details

Product Name: Expedia+ Voyager Card from Citi

APR for Purchases (Purchase Rate): 14.24% to 22.24% (depending on creditworthiness; varies based on Prime Rate)

Balance Transfer Rate: Same as purchase APR

Cash Advance Rate: 25.49% (varies based on Prime Rate)

Annual Fee: $95 p.a.

Card Type: Citi

Interest-Free Period: Up to 23 days

Minimum Interest: $0.50

Returned Payment Fee: Up to $35

Late Payment Fee: Up to $35

Application Requirements

Minimum Credit Score: Excellent (720+)

Minimum Age: At least 18 years of age

Fees and Repayments

Annual Fee: $95 p.a.

Returned Payment Fee: Up to $35

Late Payment Fee: Up to $35

Balance Transfer Fee: $5 or 3% of the transaction amount (whichever is greater)

Cash Advance Fee: $5 or 3% of the transaction amount (whichever is greater)

Foreign Transaction Fee: None

Expedia+ Voyager Card from Citi review

To see the potential of the Expedia+ Voyager Card from Citi, just look at the overall point structure the card will arm you with. You’ll receive 4 Expedia+ bonus points whenever you spend at Expedia, which is already quite generous. However, you’ll earn those points in addition to the 2 points per dollar spent as an Expedia+ member. Furthermore, the card gives you automatic Expedia+ gold status, so you’ll earn 30% bonus points on purchases. Add on an extra 250 bonus points if you book a +VIP Access hotel, and you can see how the Expedia+ Voyager card can produce points like a machine.

That might sound complicated — and indeed, the appeal of the complex point structure will vary depending on what kind of traveler you are. Travel hackers will enjoy diving into the card’s intricacies; meanwhile, casual travelers might want to look at cards with simpler point structures like the Chase Sapphire Preferred or the Barclaycard Arrival Plus World Elite MasterCard. On top of that, some travelers will balk at being limited to spending points only at Expedia, but loyal Expedia customers will find lots of value to boast about.

A suite of perks round out a solid travel card. You’ll earn 25,000 bonus Expedia+ points for spending $2,000 within the first 3 months, and you’ll earn double Expedia+ points for spending on entertainment and dining. The card rewards you with a $100 travel fee credit every year for incidental expenses. You’ll earn 5,000 bonus Expedia+ points every year you spend $10,000. And Citi’s suite of extras — like Price Rewind, travel protection, purchase protection, and concierge services — make spending with your card much more worthwhile.

The Expedia+ Voyager card comes with a $95 p.a. annual fee, so consider whether you find the Expedia+ points valuable enough to justify the card’s cost. Fortunately, the card comes with no foreign transaction fees, so you can use your Citi card overseas during all of your travels.

Benefits of the Expedia+ Voyager Card from Citi

Promotional 25,000 introductory Expedia+ bonus points. If you spend $2,000 within 3 months after you open your account, you’ll receive 25,000 Expedia+ points. These points can be redeemed for $350 toward a night at a +VIP Access hotel (a hotel selected by Expedia that has received stellar guest reviews).

Point multiples based on spending. You’ll receive 4 Expedia+ points per dollar spent at Expedia; 2 Expedia+ points per dollar spent on entertainment and restaurants; and 1 Expedia+ point per dollar spent on everything else.

$100 air travel fee credit every year. You can use your $100 credit for incidental expenses with AirTran Airways, Alaska, American Airlines, Delta, Frontier, JetBlue, Southwest, United, US Airways, and Virgin America. You can also use it for certain Wi-Fi carriers, as well as application fees for Global Entry or TSA Pre.

Automatic Expedia+ gold status. Being a cardholder grants you complimentary gold status in the Expedia+ loyalty program. In this status tier, you’ll receive perks like free amenities at certain +VIP Access hotels, accelerated point earnings, and concierge service in select destinations.

5,000 Expedia+ bonus points for spending $10,000. Each cardmembership year you spend $10,000, you will be awarded 5,000 Expedia+ points after your card anniversary.

Access to Citi Private Pass. Through Citi Private Pass, you can purchase VIP packages and presale tickets for events around the world. You’ll also receive extras like free movie screenings.

Citi Price Rewind. If you purchase an item with your Citi card, Price Rewind will look for a lower price elsewhere. If it finds a lower price on the item within 60 days after your purchase, you may receive a rebate for the extra amount you paid.

Travel protection. With the Citi card, you’ll receive travel protection like accident insurance, car rental insurance, lost baggage and baggage delay protection, trip cancellation protection, and trip delay protection.

Purchase protection. With Citi’s purchase protection, you’ll receive extended warranties on your purchases. You’ll also receive damage and theft protection on purchased items.

Concierge services. Citi’s concierge services can help you with planning in travel, dining, entertainment, and more.

Apple Pay integration. You can connect your Citi card to Apple Pay, allowing you to pay easily through your iPhone or iPad.

Features of the Expedia+ Voyager Card from Citi

Introductory points bonus not available to certain individuals. If you’ve opened an Expedia+ or Expedia+ Voyager card in the past 24 months, you will be ineligible for the introductory point bonus.

Penalty APR for late payments. Keep in mind that making a late or returned payment may result in a penalty APR applied to your account. This APR may be as high as 29.99% and it may last indefinitely.

Sliding APR scale. Depending on your credit history, you could qualify for an APR as low as 14.24% and as high as 22.24%.

Accumulation of Expedia+ points. Typically, the Expedia+ points you’ve earned from eligible purchases will appear in your Expedia account within 6-8 weeks.

Balance transfer limit. The collective amount of your balance transfers and balance transfer fees must be within your revolving credit limit.

How to apply for the Expedia+ Voyager Card from Citi

Eligibility criteria

You are at least 18 years old

Required documents & information

Your name, residential status, and residential address

Your Social Security number

Your email address, phone number, and date of birth

Financial information like your annual salary and wages

Show more