Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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Passiv Review 2025 – Portfolio Management Tool

By FT May 2, 2025

If you’re a Canadian DIY investor who prefers index ETFs – but prefers living life to dealing with rebalancing math and spreadsheets – then you…

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Best Short Term Investments in Canada Right Now (May 2025)

By FT May 1, 2025

With interest set to fall, the best short term investments in Canada continue to evolve as we move toward the second half of 2025. As…

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Best Canadian Dividend Stocks – May 2025

By FT April 30, 2025

In our May and June update to our 2025 Best Canadian Dividend Stocks list we continue to focus on building a portfolio that can weather…

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Best Canadian Online Brokers – May 2025

By Kyle Prevost April 30, 2025

As we look ahead to summer and the second half of 2025, it’s time for an updated look at the Best Online Brokerages in Canada.…

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Best Canadian Robo Advisors 2025

By FT April 30, 2025

As we look ahead to the warmer days of summer, Canada’s best robo advisors are already heating things up with some excellent offers for hands-off…

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Best Defense or War Stocks in Canada

By FT April 26, 2025

You know it’s not a great sign of the times when you start getting emails from Canadians about investing in war stocks. More politely referred…

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About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2025.

Final notes for your journey

Get free instant access to our #1 article each week!

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew