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Time to put on the tin foil hats as we venture into the next chapter in human de-evolution. First, some quick acronyms that are pretty common in the prepper community. SHTF – Sh!t Hits The Fan FEMA – Foolishly Expecting Meaningful Aid WROL – Without...

Sixtysix years after independence, India continues to be a country with widespread poverty and backwardness and finds a place only at the bottom of the development index in the international league of nations. The euphoria generated at the time of independence...

‘Happy City: Transforming Our Lives Through Urban Design’ by Charles Montgomery (Farrar, Straus, and Giroux; November 12, 2013) i. Introduction/Synopsis PART I: THE ROAD TO THE MODERN CITY: COMPARTMENTALIZATION, CARS, AND SUBURBIA 1. Compartmentalization...

In his new book, The Human City, Joel Kotkin looks at the ways cities succeed or fail in terms of how their residents are best served. Here’s a tour of some past models. Throughout history, urban areas have taken on many functions, which have often...

Please note that, as usual, there will be no publication of The Investor in June while Richard Cluver is overseas. A strategy for dealing with Capital Gains Tax by Richard Cluver Retired people who are dependent on dividend income have been forced...