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They can help you prepare a budget and make a plan to pay your outstanding unsecured balances. I made the payment and my credit score rose almost immediately. Debt Settlement 411 connects you with credit card debt settlement companies that can help you...

According to the Federal Trade Commission, no person or group can remove accurate or timely information from a credit report. Some credit repair services companies, however, specialize in knowing how to repair credit legally. They do this in a number...

Credit Disputes, Credit Repair, and Peace of Mind Let’s set the record straight right here: a credit dispute is a request to a credit bureau to check the accuracy of information on your credit report. But before you take off and start itemizing every...

If you have terrible credit, you might finally just throw your hands in the air and stop trying to improve your situation. The truth is, some people never attempt to repair their credit because they don’t know where to begin. However, credit repair is...

If your credit has been destroyed and you think your bank or credit card issuer is to blame, you may, in fact, have some legal recourse. But you’ve got some work to do leading up to your day in court. The Fair Credit Reporting Act (FCRA) requires financial...