*JOB TITLE*
* Team Leader
PURPOSE
The purpose of the job is to do administration and the maintenance of Private Banking credit facilities and exposures in line with Corporate Credit policy. The functions performed by this team are critical to protecting the bank from potential credit losses. Individuals may work directly with Capital Advisors, Analysts, Credit Officers, Mortgage Advisors, and other internal/external partners throughout the credit life cycle Supported functions include but are not limited to the following:
* Documentation Preparation and Review
* Client & Facility Set-up and Maintenance
* Annual Review Coordination
* Exception Tracking & Escalation Coordination
* Data Report Generation
* Data Entry and Quality Review
* Vendor Work Ordering & Invoice Processing
* Covenant Process Coordination
* Application Folder Maintenance
* Collateral Monitoring
KEY PERFORMANCE AREAS
* Setup client and line of credit facilities in the credit systems while confirming that all required credit documentation is complete.
* Produce quality documentation and edits, cross-regionally, on all standard and non standard loan types, including but not limited to: Unsecured, Real Estate (footprint and non-footprint states), Marketable Securities, and Business Assets and Titled Collateral.
* Ensure compliance to Private Banking guidelines/policy and Lending Regulations (FSA, Basel II, FIRREA, Reg Z., MDIA etc).
* Use available resources to find, review, and set-up loan covenants, and use the information to prepare quality Covenant Agreements and Loan Agreements.
* Review current and pending exceptions to covenant agreement terms that occur. Confirm their accuracy and proactively identify an appropriate resolution prior to escalation to extended team members to highlight to Underwriters and Bankers for resolution.
* Ensure that credit risk recommendations and mitigations are implemented.
* Partner with Capital Advisors and Analysts to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform (via ARC).
* Coordinate all aspects of portfolio management on a daily basis including, but not limited to, maturing facilities, client annual reviews, unlinked outstandings, overlimits, temporary facility extensions or increases, document exceptions, covenant exceptions.
* Manage market and LOB transfers as clients and facilities are moved to new markets or to other LOBs outside of PB.
* Create Legal and the Credit File and Compliance Deal Folders for all facilities within Dealworks and file completed ARC proposals.
* Master CRRT and CWS reporting to support data and analytical needs.
* Responsible for maintaining critical Client credit data in Corporate Systems.
* Support Credit and Capital Advisory requests for targeted data summaries and portfolio risk analysis. Receive and review pre/post closing legal packages, comparing the legally documented terms and conditions to those stipulated in the credit approval memo and ARC, ensuring accuracy. Create / contribute transmittal / QCC when appropriate.
* Able to manage things in the absence of the supervisor
MINIMUM REQUIREMENTS
Minimum qualifications
* B.A., B.S., in relevant field
Minimum experience
* Minimum 6-7 years prior experience in a related position
* Ability to perform in a fast paced environment and handle multiple tasks through effective prioritization
* Understanding of credit concepts
* Understanding of derivatives, FX and participations/syndications
* Understanding of credit legal issues and be able to quickly determine sensitivity to business risk
* Prior exposure to traditional credit products and traditional credit product loan documentation a plus
* Experience using the Credit Risk Infrastructure tools and applications (ARC, EN, SRGT, CRRT, OWL, SELM, etc) a plus
Key competencies must indicate competencies essential to do the job.
* Strong organizational and interpersonal skills
* Have strong communication skills (written and verbal)
* Highly detail and results oriented
* Strong verbal and written communication
* Strong analytic skill
* Self-motivated and able to work independently
* Ability to multi-task and reprioritize work
* Ability to interact with varying levels throughout the organization
* Ability to recognize work in the pipeline and willing to work to completion
* Data mining
* MS Office
* Languages: English is mandatory
Leadership Skills
* Currently managing a team - Objective Setting, Providing feedback, conflict resolution and motivation
* Good negotiation skills
* Have the ability to work independently and to proactively seek guidance from others as needed
* Strong team player and has the capacity to build good working relationships with cross functional/geographical teams
* Result oriented, accepting responsibilities and challenges that take them outside their comfort zone
* Positive outlook and a desire to stretch themselves to achieve both personal and functional success.
**Job:** **Data Entry*
**Organization:** **ASSET MANAGEMENT*
**Title:** *Operations Analyst - AM Closing Funding*
**Location:** *IN-KA-Bangalore East-Platina 3 / 86856*
**Requisition ID:** *160081152*