Enterprise Risk Oversight Group (EROG) is a part of Global Risk Oversight (GRO) that acts as the “Second Line of Defense” in the AXP Risk Management. It provides an independent view of risks faced by AXP. The team is responsible for portfolio analysis at micro segment level, evaluating key risk trends and concentrations, designing and maintaining early warning systems, monitoring compliance with the Risk Appetite Framework, staying abreast of competitive developments and conducting ad hoc analyses as required by strategic priorities.
The role would help the individual grow in following ways:
* Understand key principles of risk management and apply innovative concepts to measure and manage risk across AXP consistent with regulatory requirements
* Have opportunity to work with various risk and business teams across American Express
* Exposure to both individual and institutional portfolios for both US and international markets
* Communication with senior level risk committees
Key responsibilities include:
* Enhancement and maintenance of Risk Appetite Framework (RAF) of AXP
* Conduct reviews from credit risk perspective of key decision processes such as new accounts approval, line management etc. Collaborate with Business Unit Risk Teams to enhance decision process
* Presentation to committees such as Individual Credit Risk Management Committee (ICRC), Enterprise-wide Risk Management Committee (ERMC) etc on significant risk concerns
* Timely identification of significant risk trends in portfolios and working with first line credit risk teams on mitigation
* Micro segment level analyses of portfolio risk trends
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
*Qualifications:*
* Strong problem-solving and analytical skills as well as sharp business acumen
* Strong technical skills. Any previous experience with SAS / SQL will be an added advantage
* Keen interest in portfolio dynamics and macro-economic trends
* Excellent communication skills
* Proven ability to learn skills and knowledge on demand in a compressed timeline
* Attention to detail and willingness to learn
* Uncompromising work ethic - Post Graduation from a top tier college (either MBA/M tech/MS/Masters in quantitative subjects such as Economics, Statistics or Mathematics)
*Language*: English
**Job** *Risk*
**Title:** *Business Analyst*
**Location:** *India-Haryana-Gurgaon*
**Requisition ID:** *16011326*