A subscription to one of the UK’s impressive investing and personal finance magazines can, with a bit of effort, educate you in finance and investing and yet they cost remarkably little.
Since the introduction of RDR or the Retail Distribution Review, which among other things banned the use of commission as a means of remunerating financial advisers, an increasing number of people have taken the responsibility of managing their own money themselves. This can be a fantastic option for some but it has pitfalls. The most significant being that financial services legislation, encompassing tax laws, can be extremely complicated and is susceptible to frequent change by populist politicians or the regulator the FCA.
What can an ordinary investor do to keep up with it all? If you can’t afford or really don’t want to use the services of an IFA, then one option is a relatively cheap subscription to one of the range of personal investment magazines targeted at the ordinary investor. There are several and they all cover a broad range of personal investing subjects from pensions/SIPPs, shares, investment trusts, funds, tax planning and wrappers etc.
Below is a quick introduction to them but what do you think? Are you a subscriber to any of these publications? Has it helped your investment knowledge and more importantly have you profited from it?
Share your views in the forum below but if you care to share a little more detail we’re looking for volunteers, people who subscribe to any of the magazines below to complete a short survey on their experience, that we’ll publish a later date. The purpose is to share your experience with others.
Please email the following address with ‘magazines’ in the title to: editorial@whichinvestmenttrust.com
Launched 1979
Monthly circulation: 14,004
They say: Money Observer’s editorial team has a clear aim: to provide readers with high-quality analysis and information on a wide range of savings and investment topics. Every issue boasts well-researched facts and opinions designed to help readers – whether they are risk averse or risk takers – make well-informed, and ultimately profitable, financial decisions.
Inside Money Observer you will find a round-up of the month’s news, fund manager profiles, real and hypothetical portfolios that you can build yourself, share tips, the best savings rates, features on taxation and retirement planning, and analysis of the latest investment trends, full performance tables for all UK-authorised funds, investment trusts, exchange traded funds and UK-listed shares.
Subscription offers and options:
First 3 issues for just £1, then £11 every quarter, saving you 43% in the first year for both magazine and digital. Works out at 334 in year one, and £44 in year two.
Digital only subscription: £28.99 for the year or £7.99 per quarter.
http://www.moneyobserver.com
The original investing magazine launched 1860
Weekly circulation: 61,000
They say:
Investors Chronicle has been helping investors make their money work harder for over 150 years. We are renowned for our market-beating share tips as well as comprehensive and independent coverage of the UK stock market. However, we cover more than just shares, a subscription to Investors Chronicle means that you can enjoy all of this:
■ Tips of the Week – uncover four exciting share or bond tips and a fund tip in your inbox by Friday morning
■ Weekly features on big investment themes such as emerging markets, commodities and how to boost income from your portfolio
■ Individual portfolios selected by our journalists: our ‘Bargain Shares’ value portfolio has beaten the market eleven times in twelve years; our ‘Benchmark’ momentum portfolio has made 75 per cent in five years and our ‘Bearbull’ income portfolio has made 176 per cent since 2001. (Past performance is not a guide to the future.)
■ Funds coverage – interviews with leading fund managers plus our in-depth research to help you find the best funds for growth and income
■ Tip updates – throughout the week on our website we publish sometimes as many as 15 – 20 updates on our past stock picks
■ Information you need to know when choosing your Sipp or Isa investments. We’ll show the best ways to take advantage of tax-efficient savings vehicles
■ Economic analysis – we’ll give you the bigger picture and understand the factors that affect your savings and investments
■ Trading ideas – ‘The Trader’ will show you with clear charts how he uses technical analysis to anticipate market moves and inform his trading strategy
■ Comprehensive companies coverage – we analyse nearly 2,000 company results each year to help you conduct thorough research when making investment decisions
Subscription offers and options:
Digital only subscription £145 or print + digital £165.
http://www.investorschronicle.co.uk
Launched 1990
Monthly circulation: 35,000
They say:
Moneywise magazine has informed and educated millions of people about how to make the most of their hard earned money, by helping people to identify the right investment products such as ISAs or pensions and by showing them how to avoid the unnecessary cost associated with so many financial products.
Moneywise covers all the financial matters that impact on your money and your lifestyle and we’re now here for you not just month in month out, but every hour of every day.
Subscription offers and options:
SUBSCRIBE FOR JUST £1 AND RECEIVE 3 ISSUES
Annual subscription: First 3 issues for just £1, then £7.50 every 3 months, saving you 50% in the first year.
Includes: Moneywise magazine delivered to your door each month, Free access to the latest digital edition online, Free access to the Moneywise Apps for iPad, iPhone and Android devices, Unlimited access to archive editions online.
Digital subscription
£19.99 for the year or £5.95 per quarter.
Includes: Latest digital edition online, Free access to the Moneywise apps for iPad, iPhone and Android devices, Unlimited access to archive editions online.
http://www.moneywise.co.uk
Founded: 2000. Circulation 50,000
They say:
Every day, an awful lot is written and spoken about finance and investing. Much of it is incredibly boring, lots more is either meaningless or plain stupid, and most of it is a complete waste of your time.
Our aim is simple: to give you intelligent and enjoyable commentary on the most important financial stories, and tell you how to profit from them.
So how do we do that?
Firstly, by talking to thoughtful people who know their stuff. That means City professionals, fund managers, stockbrokers, industry experts, and the commentators that we respect. We have a wide range of financial professionals who write regularly for us, come to our monthly ‘Roundtable’ discussions, and who contribute their expertise to the ongoing MoneyWeek debates.
Secondly, by reading a huge amount of financial news and commentary every week. That means all the mainstream sources – press, websites and magazines – and many more specialised ones, such as broker reports, newsletters, newswires, trade journals and so on.
And finally, by writing articles that we would want to read ourselves, which means intelligent, thought-provoking, practical (as in, advice you can make money from) and entertaining, written in normal English.
Subscription offers and options:
Current: 4 weeks for free offer.
Print and digital £21.95 per quarter or £99.95 per year
Print £19.95 or £89.95
Digital £19.95 or £89.95.
http://moneyweek.com
Established in 1982,
They say:
What Investment helps private investors make better decisions to grow and secure their wealth.
In addition to the monthly magazine, the website WhatInvestment.co.uk provides daily news and easy-to-read guides on all aspects of investing, from stockpicking to cash ISAs, property funds to alternative investments.
We’ll help you make money
Readers who have been with What Investment since its launch in 1982 regularly tell us that their subscription is one of the best investments they have ever made.
For the price of two buy-and-sell deals with a broker, we’ll provide you with a year’s worth of independent commentary, exclusive research and no-nonsense guidance on all things investment.
We’ll help you:
Build your pension pot by making the right choices now
Invest for long-term growth, or for income in the near-term
Select the best-performing funds and investment trusts
Pick the most promising shares for income and growth potential
Assess alternative investment opportunities, such as property or commodities
Steer clear of scams and overcharging
What Investment is one of very few titles to dedicate regular space to investment trusts. There are six regular What Investment Trust sections a year, in addition to coverage every month in the main part of the magazine.
Subscription offers and options:
Pay just £38.80 for not just 12, but 15 months of What Investment issues. Retail price in stores is £4.15 per issue – This is a saving of £23 when you subscribe by direct debit.
Simple payment options – Choose the option that best suits you.
Direct Debit– 15 issues for the price of 12
Pay just £38.80 and receive 3 free issues. This offer is for new subscribers only.
Pay by Direct Debit here
Credit/Debit/Cheque
Receive a 12-month subscription for only £39.40. Call our subscription department today on 020 7250 7055 or order online by clicking on the link below.
Pay by Credit/Debit Card hereor if you are paying by cheque please make this payable to Vitesse Media Plc and send to: FREEPOST PLUS RRHG-ERCS-BKAA, Octavia House, 50 Banner Street, London, EC1Y 8ST.
What Investment digital only subscription: £17.99
http://www.whatinvestment.co.uk
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