Buy visitor insurance for parents, relatives or friends visiting USA as it will provide you coverage for doctor's consultation payments, hospitalization charges, in and out patient charges, surgery, or any lab work such as blood tests, prescription drugs if you become sick or injured as a visitor to America. Visitor medical insurance is a short term visitor health insurance plans designed only for duration of travel. Visitor medical insurance is essential, when visitors travelling to USA from overseas. Visitor medical insurance is required especially for immigrants communities such as from India, China, and so on.