Welcome to the Financial Carnival for Young Adults. Here you’ll find a list of some of the best personal finance articles across the web from the last week.
Enjoy!
Grow Your Income
Crystal @ Budgeting in the Fun Stuff writes Wealth Is a Choice. – The following is a guest post by my blogging buddy, Marie Phillips. Marie blogs at Family Money Values and writes for multiple other personal finance sites.
Hank @ Money Q&A writes Why A Point of Sale System Streamlines Retail Businesses – Finding a robust point of sale system can solve many evolving business problems. It is a valuable resource for small businesses to grow their revenue and profits.
Ted Jenkin @ Your Smart Money Moves writes Top 10 Jobs For 2014 – I have a daughter of my own who is finishing up her junior year of high school and we will be looking at colleges and career paths as many other families will
Mike @ Personal Finance Journey writes Six Things You Should Do When Selling Your Home – The top six things you should do before selling your home to make the sale as financially
JP @ My Family Finances writes 5 Most Stable Careers for Women in 2014 – From the office to the lab and beyond, 2014 is full of exciting career opportunities for women.
Kyle @ The Penny Hoarder writes There’s Probably Cash Hidden in Your Walls. Here’s How to Find it… – You might think a treasure hunt means diving in the ocean to find sunken ships or exploring ancient ruins in faraway countries looking for hidden chambers full of gold and jewels.
Oscar @ Money is the Root writes Can your Personality Determine your Income? – Experts will tell you that, when it comes to earning money, the type of personality that you have definitely influences how much money you will earn, save and/or put towards retirement.
Matt @ Budget Snob writes What wealthy women do differently than wealthy men – We are going to be taking just a quick look at how women differ from them when it comes to creating wealth, based on recent research.
Sam @ The New Business Blog writes Top 3 Challenges of Running a Small Business – Before leaving your day job to start your own small business, you should first understand the many challenges that you may face as an entrepreneur.
Miss T. @ Prairie Eco Thrifter writes Success and Failure: What Are You Afraid Of? – When you take a chance, when you approach or ask or confront, you open the door for opportunity. When you do nothing, you get nothing, not even a chance.
Mr. 4HWD @ The Four Hour Work Day writes “Don’t Ever Think You’re Above Making Money “ – Recently I took a second job as a Lyft Driver. If you’re not familiar with the service, it’s basically a peer to peer ridesharing network that allows you to carry passengers around just like a taxi. Only with much better customer service, technology and flexibility. Before Lyft came around, I didn’t even take taxis because it was such a hassle to figure out which number to dial, wait forever for them to show up and have to deal with grumpy cab drivers for the duration of the ride. Oh and t
Mark Ross @ Money Saving Dude writes How To Make Money With Money – There are a lot of ways that you can do to make money, but if you’re looking for a way to make money with money that you have now, then you should read this article.
Joshua Rodriguez @ CNA Finance writes Being Nice Bites! My First Rental Income Fail! – Learn about the dangers of rental income from a personal story of Joshua’s first rental income fail!
Budget Better
CAPI @ Creating a Passive Income writes Why You Shouldn’t Depend on Social Security Anymore – If you’re one of those people that intend on relying on social security for their retirement, you shouldn’t. Here’s why you need to save in other ways.
SBB @ Simple Budget Blog writes Simple Ways to Ease Your Budgeting Burdens – From direct deposit to meal planning, the tools you can use to ease your budgeting burdens.
SavingMentor @ How To Save Money writes My New Credit Card Has A $700 Annual Fee. Am I Crazy?! – Last week I told you how I got a $400 DSLR camera essentially free, which is a deal I think anyone would jump on given the chance.
Mario @ Adventures in Frugal writes There is a BIG difference between frugal and cheap – People conflate frugality with being cheap, but there are big linguistic and philosophical differences between the two
Amy @ Money Mishaps writes Financial Rules for your Life – Part 1 of 2 – There is absolutely no denying that money is a big part lives. It is the means to many important ends including security, opportunity, wish fulfillment and even philanthropy.
Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.
Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.
Marissa @ Thirty Six Months writes First Homes Are a Big Deal – It is a sign that we are growing and ready to accept the responsibility that comes with home ownership. It is also a sign that we are ready to move out of the rental market and into something that we will stay in for a long time.
Monica @ Monica On Money writes Military Series: 10 Reasons To Love The USO – My family and I were traveling to last minute to visit family in New Jersey and found ourselves on a 8 hour layover in Nashville, Tennesse. We had several unexpected flight delays.
Natalie @ Debt and the Girl writes How Spending $25 Helped Me Gain My Sanity Back – I am a workaholic. I love to keep busy and work my butt off. Like any PF blogger, I especially like the financial compensation it brings.
Cat @ Budget Blonde writes Is it Selfish to Not Have Kids? – My wife and I are a DINK couple – Dual Income No Kids.
Jen @ Prepping Is Sexy writes Food Insurance: Keeping Your Family Fed – I can’t be the only one noticing the skyrocketing prices everywhere. Products, both food and non-food items just keep getting more expensive. So what can you do?
PFC @ PF Carny writes The Starter Emergency Fund – Okay, so not everybody out there has an emergency fund…it’s just reality. Sure most people would agree that keeping money set aside in case of emergency is a wise idea. But not everybody has the money or interest needed to have a fully funded emergency fund.
Jen Perkins @ Master the Art of Saving writes Everybody Can Have an Emergency Fund! – Financial emergencies aren’t the only thing that emergency funds are good for; sometimes opportunities (which require money) arise. Being able to take advantage of more opportunities is another added bonus in addition to having financial security.
Gretchen @ Retired by 40! writes My Disagreement with Dave Ramsey – Part 1 – Dave Ramsey’s program has helped thousands reclaim their financial lives, but his system might be the most inefficient thing I’ve ever seen.
Harry Campbell @ Your PF Pro writes Through the Eyes of a Beginner: A Book Review of The Boglehead’s Guide to Investing – I’ve been wanting to review it for a while as part of my new book review series, but since I read it so long ago I didn’t really remember all the important details. Luckily, one of my faithful readers and longtime friend, Erik Sierks, graciously volunteered his time to review the book. Erik is a fellow aerospace engineer and UC San Diego Volleyball Alumnus who is really just getting started on his investing journey. Erik’s been working for a couple years now but he’s been slowly gaining
Mr.CBB @ Canadian Budget Binder writes Why a cash only budget might be right for you – Not everyone who uses a budget likes to use cash but some people were meant to use the cash only budgeting system because it’s right for them.
Andrew @ Finance with Reason writes Three Ways Obamacare Will Improve Lives and the Economy – Obamacare will allow entrepreneurs to get health insurance and give incentive to the chronically ill to continue to work instead of going on disability.
Invest More
Don @ MoneySmartGuides writes Betterment Review – Have you heard of Betterment? It’s a revolutionary investing service that makes investing affordable to investors and helps investors to reach their goals.
Roger the Amateur Financier @ The Amateur Financier writes New To Trading? Why You Can’t Afford to be Scared of Software – From the outside looking in, the world of trading seems as though it is a simple place. To the untrained eye, it looks as though traders are simply pushing buttons on screens and moving money around.
IMB @ Investing Money writes 2014 First Quarter-A Mood Shift – The year 2013 ended on a high note with the S & P up a whopping 29.6% for the year. Now it’s time to take a look at 2014, thus far, for investors.
Daniel @ Make Money Make Cents writes Retirement Fund Sustainability | Will My Retirement Monies Run Out On Me? – Retirees are savvy individuals who have already put in the time and effort to develop their nest-eggs.
Jack @ Money Saving Ethics writes Accelerating My Retirement | How Can I Retire Faster? – There are definite methods to accelerate retirement. There are tips, tricks, plans and procedures to engage that can shave loads of time off your retirement age, but you have to understand some rather bleak facts first.
Hadley @ Epic Finances writes Did some tech insiders dump their shares ahead of the slump in March? – In a move that has caused more than a bit of unease among many investors, insiders at some of the hottest private and publicly traded Internet companies got rid of substantial personal stock stakes before the March slump began.
Aaron @ Aaron Hung writes Common College 529 Mistakes That Can Cost You – College is a big enough expense as it is without the need for any other types of financial problems or mistakes.
Charles @ Getting A Rich Life writes Dividend Stocks I Bought This Year – I am not a dividend growth or stock investor, I am a total returns investor.
Danielle @ TeacHer Finance writes What Are You Actually Saving for in Retirement? – Here is a question that, if you are creeping closer to retirement age, you might want to ask yourself: what exactly are you saving for?
Michael Kitces @ Nerd’s Eye View writes Vanguard Personal Advisor Services (VPAS): The First Low-Cost “Indexing” Solution For Financial Planning Services? – The new “Vanguard Personal Advisor Services (VPAS) offering may have the potential to do to financial planning what their launch of the index fund has done to investment management: create a core, low-cost, basic “indexing” solution to everyone, above which any advisor must rise to deliver value and justify their cost. And priced at a 0.3% AUM fee with a $100,000 minimum (that may soon drop to $50,000), the “Vanguard Financial Planning Indexing” solution may be very disruptive to both “r
Mario @ Debt BLAG writes Want to give kids a way better gift? Contribute to their 529 for college – Sure, you could give kids another useless toy, or you can help them save for college through a 529 plan
Jeremy @ Modest Money writes Is College Still a Wise Investment? – College is still not a wise Investment for a student’s financial future. This is because the additional cash flow from college does not exceed the cost and opportunity cost
Erastus @ Sprout Wealth writes How to Start Investing With $1,000 or Less – Is it possible to start investing with $1,000 or less? Many believe that because they don’t have what would be considered a lot of money then they simply have to wait. So I share with you some options which can work best for you to start investing with little money
Slash Your Expenses
Debt Guru @ Debt Free Blog writes Reducing Usage: Tips on Lowering Your Bills Around the Home – Got some hefty payments on bills? Read here for some tips on reducing usage around your home so you can spend less.
Wayne @ Young Family Finance writes The Do’s and Dont’s of Car Shopping – What you should and shouldn’t do when looking for a car.
Lauren @ L Bee and the Money Tree writes The High Costs of A Commute – I commute to work everyday. The traffic corridor that I commute on is considered one of the most challenging in the U.S. In addition to that the highway is currently being expanded in a multi-year transit project.
Jay @ Daily Fuel Economy Tip writes Tips to Save on Fuel – The price of fuel just continues to soar, and this may go on and on in the coming years.
Evan @ The Smaller Dollar writes Financial Pros and Cons of Doing Your Own Yard Work – As a frugal homeowner, the value of doing my own yard work versus hiring this service out is one I consider often, mainly when it’s 102 outside, my grass is long, and there is a James Bond marathon on TV. I have never taken the plunge to hiring a lawn service since the cost feels like an excess that I don’t need. But that’s just me. Let’s take a look at the financial pros and cons of doing your own yard work.
Brock Kernin @ CleverDude writes Want a Discount? Just Ask. – Sometimes getting a discount is as easy as asking a question. Or maybe two.
TW @ Tightwad Travelers writes Cheap Travel Tips – Learn the tips and tricks we use to travel the world for pennies on the dollar
Pay Off Your Debt
Lily @ Paying Debt Down writes That debt collector who’s been harassing you? It’s a scam artist – A person’s phone rings and when they answer it they are confronted with someone claiming to be a debt collector or representing a debt collection agency.
Bob @ Dwindling Debt writes What’s being done to prevent Credit Card Fraud? – As credit card fraud becomes a multibillion-dollar problem, putting an exact figure on what has become a huge nationwide problem isn’t exactly easy.
Larry @ KrantCents writes Keeping your Credit Score in line – Your credit score is a number. But it is a very important number. It could stand between you and that house you’ve been wanting to buy, the car you want to rent for a holiday or any sort of dream purchase you’ve been pining for.
Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.
Jerry @ Palmetto Personal Finance writes How to Battle Your Emotions and Stay in Control of Debt – Emotions are often the primary cause of excessive debt, particulary the desire to make unnecessary purchases. We look at how to combat those counterproductive urges.
Thomas @ i need money ASAP! writes The Best Way To Pay Down Debt – Over the last few years there has been a rise in peer-to-peer lending sites that offer debt consolidation loans that start at just 7%. That means on a $10,000 credit card balance you could save ~$2,300 a year in interest!!!
Have a great Sunday!!
Photo Credit: Stuart Miles
Financial Carnival For Young Adults – College Edition is a post from: The College Investor. Please check out the site at http://thecollegeinvestor.com or follow him on Twitter @CollegeInvestin. Thanks!