If you’ve got a smart phone, the world is your oyster. There are apps for absolutely everything you need these days, whether it’s help managing your eating habits, catching up with your celebrity gossip or sling-shotting birds into the faces of cute little piggies. Seriously, there’s an app for everything. Which is all the more reason you should have an app for everything when it comes to your finances. Take a peek in the app store and make sure you have an app that helps you stay stable in every area of your finances.
Debt Management – As the world has grown increasingly dependent on the Internet, so has the banking industry. There’s now little need to go into a bank to take care of your transactions what with mobile and online banking. Think about downloading an app that lets you keep track of the loans you have so you can get them paid off quicker and for less money. You can also use your phone to apply for cards or loans if an emergency arises. Short-term loan providers Wonga.com advertise an app on their site that manages your loan application directly from your mobile without the need for any paperwork, you can apply and get money wherever you are. The money is deposited directly into your bank account so there’s no need to worry about a check coming in the mail and you can apply from anywhere you have an Internet connection.
Budgeting If you don’t have an app to help you track your finances, you’re severely missing out. There are about a million different budgeting applications out there that allow you to do anything from photographing your receipts to planning out your monthly expenses. Most apps allow you to import your purchases and payments to your computer so you can then easily understand your spending habits and what you could be saving on. Using budgeting apps can help you remember to make your payments on time.
Money Saving Clipping coupons is so ten years ago. Nowadays most grocery shops offer apps to digitally store your coupons to use when you check out. Other apps alert you to special discounts or sales at your favorite stores or better yet let you search for promotional codes to save money on purchases you were already planning on making. Some are so useful you’ll be wondering how you ever did it without them.
If you’re searching for something specific, take a peek at what other users have rated the best mobile apps to help you save (and sometimes make) money. There are enough apps out there that no matter what you’re searching for you’re sure to find it. Cell phones have turned into mini mobile computers that make it possible to do everything you do at home on your desktop while you’re out on the town. Take advantage of everything your cell phone has to offer you and enjoy the freedom and flexibility that comes along with it. You’ll probably learn a few things about your spending habits that may surprise you.
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