One of our very well know and respected banks has this week announced a very limited special offer of 3.99%pa (comparison rate 4.19%pa*) on the following terms.
New residential lending with new to bank security property
-Min Loan amount $50k
-LVR less than or equal to 80%
-Owner occupied loan purpose
-Principal & Interest repayments
There is a $199 annual fee however they are currently waiving the first years annual fee on that as well.
Currently, where an owner occupied 3 year fixed rate is combined with this offer, the current 3 year fixed rate will reduce to 4.13% p.a. (comparison rate 4.44% p.a.).
PLUS they also have a 1% cash back on monthly home loan repayments of up to $3,000 provided you deposit your pay ($1,000+/month).
This is an offer which is due to expire on 31 October 2015, all new applications must be in by this date.
To see if you qualify to take advantage of this fantastic offer give me a call or drop me an email ASAP.
Rumour has it that we might have another lender coming out with a similar offer next week and this one might also be for Investment Home Loans as well so I’ll keep you informed if that eventuates!
We have many other offers available too from other banks with some offering cash back incentives of up to $2,000 just for refinancing your home loan OR your investment home loan to them!
Cheers, Anna and Kelly
*The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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