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TerraElegance, launched two weeks ago on 30th May 2014, has taken the world of online investments and high yield investment programs by storm. A great number of investors, including yours truly, have shown great enthusiasm, especially because of the wonderful returns offered, and each day has been a new experience. Truly, it's time to gain profit elegantly.
Who Is TerraElegance Investment?
According to the investment program's FAQ section as found on the official website,
TERRA ELEGANCE is an MLM project, using which any citizen can open an account, deposit money into one or several investment plans and, after certain period of time one will be able to have the investment back plus interest.
That just about summarizes what TerraElegance is all about. You simply choose a plan, open an account under that plan, deposit money and earn an unbelievable profit percentage, up to 14% daily depending on the investment plan you choose. See "Investment Plans" below.
In a nutshell, it is easiest to sum it up by saying TerraElegance is another high interest yield program that allow members a greater degree of freedom and control over their accounts. There is no fixed investment term as such, and provided you agree to a minimum lock-in period of 24 hours you may come and go from the program as you please. In fact the 24 hour lock-in is just a symbolic gesture, as you won’t actually earn any interest until after at least one day. After that you can treat your account in TerraElegance more or less like a bank account, withdrawing your interest payments which are made daily, part of your principal, all of your principal, or any combination you please. Just note that you cannot add any extra money to your already deposited principal except for compounding (see 'Use of Compounding' below); new deposits are treated as separate investments.
Like me, some investors may be bothered that the management team is not clearly named anywhere on the website, however, like I have reiterated many times, all high yield investments are fraught with risks, and if you are going to make money from them, then you have to learn to manage the risk that will always be there by investing amounts you would not mind loosing (and/or simply withdrawing your profit payments everyday, whichever suits you).
Investment Plan in TerraElegance
TerraElegance has no “fixed interest rate for a fixed term length” attached to it. Instead it allows great flexibility with investors treating their TerraElegance account like a bank account. The trade off here is that the investor allows a minimum lock-in period of 24 hours.
Investment Plan: Member-only Earnings (without referring anyone)
The company offers four individual investment plans, all of which pay a daily interest rate based on the size of your deposit.
1). The Terre Plan - minimum deposit of $10 and a maximum amount of $100. Daily profit payout here is 9% of whatever you deposit. Like already observed above, there is no fixed investment term, so for however long you decide to remain an investing member, TerraElegance will pay you 9% interest every single day.
It is interesting to note that how the plan eventually plays out is based on how long you decide to stay a member. For example, if you make a $100 deposit, TerraElegance will pay you $9 every single day until you ask for your principal back. Your final profit depends on how long you stay, and if you even make a profit at all depends on a combination of your own timing and good luck at getting out at the right time. Not too early, not too late, which getting right is of course the gamble you take in the HYIP industry.
2). The Eau Plan - minimum deposit of $25 and maximum of $250. Daily profit in this plan is 10.5% daily. The investment term is up to you to decide, be it short, medium, or long term, but whatever you decide, TerraElegance will pay you 10.5% interest every day you remain with them.
3). The Air Plan - minimum deposit of $50 and a maximum of $500. Daily interest payment of 12.7%. Since there is no fixed term, you can expect a daily interest payment of 12.7% every calendar day until you decide to pull out your principal deposit.
4). The Ferre Plan - minimum of $75 to join. Daily interest payout of 14% every calendar day, for a term to be determined by you.
As you may have noticed, the plans tend to overlap somewhat, which means the bigger plan makes the previous one redundant if you are making bigger deposits. For example, if you have $75 or more to spend, of course you can deposit it into any of the four plans you choose, right? But why should you? You cannot possibly want to select anything other than the fourth plan, because all the others pay you a lot less interest. Likewise if your operating budget is $50, there is no real point in even thinking about the first two plans.
Investment Plan: Referral Earnings
TERRA ELEGANCE uses a three-level referral program. Thus if you decide to refer people into the program, you will earn referral bonuses three levels deep from your direct referrals and their own referrals (i.e. your indirect referrals).
The percentage earnings per level is organized as 5-2-1 , meaning:
level 1 - 5% of your referral's deposit
level 2 - 2% of your referred referral's deposit
level 3 - 1% of your referred referral's referral's deposit
You may visit the website here to look around and convince yourself before you make any decision on joining or quitting. If you decide to join, simply click on the 'SIGN UP' link found on the top right of the website.
Want to join? Click ad below (please, see 'Word of Caution!' below):
Approved Payment Processors
Initially members could only join using Perfect Money and Payeer, which are perfectly fine options by themselves, but this has now been expanded to include EgoPay and the increasingly popular BitCoin.
You either deposit directly from your payment processor (for this, choose “Deposit from e-wallet” option in your Back office account), or directly from your available balance to save on payment processor fees (for this, click the “Deposit from balance” option inside your Back office account).
These are all seamlessly connected to the site so that you can make your deposits easily and also make even easier withdrawals.
For BitCoin Users only:
Please note that if you are making a BitCoin deposit you will be routed directly to CoinBase website.
Use of Compounding in TerraElegance
Compounding is allowed, and can be changed at any time. You can compound your profits with your principal as much or as less as you want, from 0% to 100% of your profits.
Be careful, however, when depositing funds into TerraElegance because the compound feature is set to 100% by default, so remember to remove or change it if you want to start earning as fast as possible. It is not an issue if you forget, however, because you can still change it later, but do keep this in mind.
Withdrawing Your Funds
Payments are made manually by the admin and therefore have to be requested for from inside your members account area. There’s no information on the FAQ explicitly stating the payment schedule, so you may want to allow them the customary 24 hours to complete your transaction before contacting them on any withdrawal issue.
Having said that, almost all of my own withdrawals from TerraElegance have all been exceptionally fast and generally completed in well under an hour. Just remember, however, that TerraElegance do not explicitly guarantee that this will always be the case.
Before making a withdrawal ensure that all your e-currency accounts are specified in the “E-wallet settings” tab in your member’s area, otherwise the transaction won’t be processed as the website script would not know where to send it.
Another important point, and to avoid any unwelcome surprises, note that TerraElegance applies a 7% surcharge on all profit withdrawals. This, I believe, is to try and keep hit-and-run investors from doing damage to the cash flow, but if you don’t like it (and honestly, I doubt anyone “likes” it!) it’s not actually as punitive as you think and does not really eat that much into your profits.
Here’s an example. Let’s say you have a $100 deposit in TerraElegance and are owed a 9% interest payment - that is $9, right? The 7% fee is levied on the $9 profit, NOT on the $100 principal, which in this case comes to just $0.63¢. Hardly enough reason to put off joining TerraElegance.
PLEASE NOTE:
As already explained, TerraElegance allows you take your investments back (either in full if you want to leave the program or partially if you prefer to stay with a smaller deposit) after an initial 24 hour lock-in period.
To withdraw a part of your initial deposit, do the following: log into your Back office and click on “Deposits history”. Then click “Active”, followed by “Amount of change”, and finally “Sub”. Fill in the required amount and this will then be moved to your account balance from where you can withdraw freely as normal subject to the 7% fee.
Other Features to Note
To contact the admin of TerraElegance, you will need to fill out your details on the online customer support form found on their website and submit it.
The TerraElegance admin is also active on social media sites and you can find him keeping profiles on Facebook and VK (a Russian language social network that is very similar to Facebook except it is not in English).
The website also has a built-in Live Chat feature, and various Skype accounts which you can use as well. This last point is significant because TerraElegance is one of the few programs clearly offering multilingual customer support. Some of the Skype accounts are clearly labeled as being for Russian language speakers.
Another very interesting feature is a video review section, which is also a way to make a little extra cash for yourself. Final payments will be based on the quality of the finished product, how well you link to the TerraElegance website, etc. If you have a knack for these things, then why not have a go? It is free money after all, and could be a novel way of spreading your ref link around which ultimately is where the real financial reward is. And remember if you do a good job of explaining how the program works it might even prove quite lucrative for you as this is something other investors will always want to hear more about. See the relevant page on the TerraElegance website for further information and some examples of the type of video they are looking for.
Word of Caution!
As I pointed out in a previous article, unlike AGN investment and GGN opportunity which I have promoted and which also carry a risk of their own, though a much lower risk; TerraElegance is a high yield investment program, HYIP, which in itself is a very high risk (but very high profit) venture.
Regarding the work of the program, the website has texts and content that seem cryptic, almost esoteric, if you ask me; with no indication of the kind of business plan backing it up. Personally I have no problem with this. Just treat it like any other online money making scheme, and a form of high risk gambling.
The million dollar question of course is how long TerraElegance can run for, something that neither I, anyone reading this, nor even the admin himself can accurately predict. Plenty of similar style no-expiry programs have run with huge success for month after month and continue to do so, however just remember that they pay out a lot less than TerraElegance.
So while the immediate appeal of a higher interest rate is one factor to consider and will of course bring in a lot of members, exactly how long they can sustain the payments is another matter. So remember to set yourself an affordable spending limit based on what you can afford to lose, not what you hope to earn, and if you decide to join TerraElegance at all, then try and keep them as a smaller part of a wider more diverse portfolio.
I pray they are around long enough for as many of us as would want to make money from them. Some of us will no doubt be looking at a longer term investment here, as I am. Good luck in whatever strategy you decide to go with.
To sign up and join, click the link below:
https://terra-elegance.com