Description:
4 bedroom House and Lot for Sale in an Exclusive Subdivision with Amenities, Summerfield, Antipolo, Rizal, Ferden Realty
Affordable & Spacious 4 Bedroom Townhouse for Sale in an Exclusive Subdivision
There's No Place Like Home
This stylish 2 Storey Townhouse residence is nestled within the vicinity of schools, malls, place of worship, food and entertainment, public transport and police station.
The townhouse comes with 4 bedroom (including maid's room), 2 Toilet and Bath, a welcoming living room, a kitchen, dining area, car garage, service area, tiled flooring, cabinets (rooms and kitchen) and free landscaped garden. Your home is value of peaceful living while being conveniently close to shops, schools, hospital, public transport and police station. It is a home where you & your family will enjoy living.
The Developer
The developer was established in the 1990’s. They use the best grade steel and cement to ensure the safety, peace of mind of our buyers, dedicated in providing quality homes. The owners are strongly involved in the project to ensure that timelines are met as well as the quality of homes for you and your family. Beauty & quality – this is what it means to live in a Summerfield community.
Location: M.Santos Ext. Sitio. Hinapao, Brgy. San Jose Antipolo City
Structure: 2 Storey Single Detached
Lot Area: 52 sqm
Floor Area: 83 sqm
Rooms: 4
Toilet and Bath: 2
Car Garage: 1
Tiles: Included
Cabinets: Kitchen and Rooms
Amenities:
24/7 Security
Clubhouse
Swimming Pool
Basketball Court
Fully Fenced Community
Concrete Roads
Meralco Facilities
Water Facilities
Contract Price: 2,485,000 (The price range of the units is from 2.435M to 2.715M depending on the lot area.)
PAYMENT TERMS
TCP 2,485,000
Reservation fee 20,000
20%DP 497,000
Less RF 20,000
Net DP payable in max of 24 mos 477,000 will amount to 19,875
80%remaining balance amounting to P1,988,000
5yrs 7% 39,365
10yrs 8% 24,120
15yrs 8.5% 19,577
20yrs 9% 17,887
Notes:
1. Discount is given if TCP/DP is paid in full.
2. In-house Financing is also available
For further inquiries, please feel free to contact (Call/Text/Viber)
Ryan Carlo Dela Cruz
Licensed Broker
Ferden Realty Corporation
Miscellaneous which will include title transfer, move in fee, utilities connection (Light and water facilities) will amount to more or less 150,000.
We also have other House and Lots for Sale that you can choose from by:
1. Clicking the Ferden Realty Corporation Logo or
2. By using this link http://www.lamudi.com.ph/ryan-carlo-dela-cruz/
Requirements
PROOF OF IDENTITY
- 3 pcs 2×2 pictures
- Photocopy of 2 Valid Government IDs
- Photocopy of passport (if OFW)
- Photocopy of Birth Certificate (if single)
- Photocopy of Marriage Certificate (if married)
- TIN Number
- Proof of Billing
- SPA form (if needed)
Proof of Income
- Photocopy of Job Contract (if OFW)
- Original Certificate of Employment with Compensation (Consularized if OFW)
- Latest 3 months pay slip or proof of remittances
- Income Tax Return (ITR, if locally employed)
- Others
Brief Historical Background
Antipolo...The City on the mountain ridges east of Manila where the sun begins to shine. The City whose name was derived from the Tipolo trees growing indigenously on its land.trees with broad leaves that provide shade while gently fanning in the soothing breeze. Antipolo, the City of pilgrims and contemplatives, tourists and traders, artists and artisans.
Rich in cultural and historical heritage, Antipolo's history dates way before the first Franciscan Missionary recorded its work in 1578. The land was home to indigenous tribes as the Dumagats, Tagals, Indians and Aetas. Its virgin forests of varied tropical trees were also nests to a diverse wildlife. Its rich water tables gushed forth as springs and waterfalls.
As the missionaries relentlessly pursued their 'Christianization' campaign, these natives desiring to keep their own way of life moved themselves into the hinterlands of neighboring mountains. Migrants supporting the missions came to settle and the semblance of a mission town firmly established itself and grew to the proportions it is today. The Jesuits came so did the Recollects.
A host of other religious congregations (both male and female) followed suit and took residence in this forested mountain whose cool breeze and verdant sceneries primed them into contemplative unions with the Creator. Word spread. The laity from lower lands also wanted a share of this haven. More so when the famed image of the Blessed Virgin Mary sculpted from a dark hardwood of Mexico was permanently enshrined in Antipolo.
Soon enough a shrine (evolving to Cathedral stature through the years) was built for this venerated image to allow all believers to ventilate their aspirations to her. As more pilgrims came, many were enamored to take residence in this pleasant town and established services related to pilgrims' needs. The trek up continued.the population grew while services expanded to the level of being a city. By February 13, 1998, Antipolo was promulgated into a city when, then President Fidel V. Ramos signed its bill into law.
THE ROAD TO CITYHOOD
Cityhood marked the beginning of the period of Antipolo's greatest growth and development. From being one of the municipalities of Rizal Province, Antipolo has become one of the fastest growing cities in the country today, based on annual income and population.
Antipolo would not have become a city if not for the determined effort of then Congressman Gilberto "Bibit" Duavit, Sr, who started the long process for Antipolo's cityhood in 1995 with a luncheon meeting also attended by political kingpins of the province. Present were then Rizal Congressmen Emigdio "Ding" Tanjuatco, Jr., Governor Casimiro "Ito" Ynares Jr., Antipolo Mayor Daniel Garci a. and then the Department of Interior and Local Government undersecretary Victor Sumulong.
It was also discussed that the whole province of Rizal, under Ynares had to back the move to convert Antipolo into a city. Moreover, the support of the Antipolo Municipal Government, under Garcia had to be earned because if a law was passed and a plebiscite held, then, the local government of Antipolo would spend for the exercise.
With the merits of cityhood presented, the political leaders of Rizal were convinced of the need for cityhood. In 1996, Duavit filed the bill for Antipolo, a municipality under his congressional district, to become a component city of Rizal. Legislation is a long and tedious process and to expedite the passage cityhood bill, Sumulong, with the backing of the two congressmen of Rizal, sought the help of key personalities in Congress.
Sumulong and Duavit first talked to Speaker Jose De Venecia and were able to get him on their side. Then, they convinced the Chairman of the House Committee on Local Government, Cong. Ciriaco Alfelor. With the support of the Speaker and the committee chairman, the cityhood bill passed the committee level and then shortly, at the plenary.
But for the bill to become a law, it must also pass the upper house of Congress, the Senate. Key Senators had to be sold to the idea of Antipolo's cityhood. Sumulong talked to Senate President Neptali Gonzales as well as to Majority Floor Leader, Senator Kit Tatad who set the agenda. Then, he sought the help of Senator Tito Sotto, the chairman of the Senate Committee on Local Government. Sumulong finally got the support of the Senate leaders and the cityhood bill mustered the needed number of senators and was passed by the Senate in record time.
On February 13, 1998, President Fidel V. Ramos signed into law the bill making Antipolo City a component city of Rizal province.
Difficult as the legislative hurdle was, getting the approval of the people of Antipolo proved to be an equally difficult task. The Commission on Elections (Comelec) scheduled a plebiscite on March 23, 1998, but, there was an objection filed against it. Then, Sumulong, an accomplished lawyer, argued the merits of holding the plebiscite before Comelec Chairman Bernardo Pardo. The Chairman agreed with Sumulong's argument and ruled that the plebiscite shall be held April 4 on the same year. But another petition was filed to stop it again, this time before the Supreme Court.
Sumulong had to defend the importance of the cityhood of Antipolo before the highest judicial body. He argued the case before Chief Justice Andres Narvasa, who later agreed in favor of the merits of his arguments and allowed the plebiscite to take place on April 4, 1998.
The result was an overwhelming victory with cityhood prevailing by a ratio of 8 to 1. Antipolo became a component city of Rizal province and started its march to progress and development.
The road to cityhood of the pilgrimage capital of the Philippines - Antipolo City -has been a long and winding one beset by obstacles on its path. But, the combined efforts and noble gesture of Sumulong, Ynares, Duavit, and Tanjuatco have surmounted the obstacles of cityhood. The precedent-setting act of Ynares, Duavit and Tanjuatco, who hailed from other towns, is considered an unparalleled statesmanship. This monumental act will remain indelibly marked in the hearts of all Rizalenos, especially the people of Antipolo.
ANG PUNONG TIPULO
(The Antipolo Tree)
By: Bienvenido M. Alarcon
Ang puno ng Tipolo o ang Antipolo Tree ay isang mahalaga at makasaysayang punong kahoy sa Lungsod ng Antipolo. Bukod sa sinasabing dito hinango ang pangalan ng pook na ito ay sa mga sanga pa rin daw nito nakita ang imahe ng Birhen ng Antipolo matapos ang tatlong ulit na pagkawala nito sa pook ng Sitio Santa Cruz na unang pinagdalhan sa kanya, humigit-kumulang sa tatlong daan at pitumpo at siyam na taon na ang nakalilipas.
Bunga ng pangyayari, sa pook na iyon na ngayon ay kinatatayuan ng Antipolo Cathedral ay ipinagawa ng mga paring Hesuita ang simbahang bato noong 1630-1633 na sa kasamaang palad ay nawasak noong Marso 6-7, 1945 sa panahon ng pagtatapos ng Ikalawang Digmaang Pandaigdig sa Pasipiko.
Ang punong kahoy na ito na ayon sa kasaysayan ay malaganap na tumutubo sa lahat halos ng panig ng Antipolo apat na raang taon na ang nakalilipas ay unang nakilala sa kanyang pang agham na pangalang (scientific name) Artocarpus Incisa. Subalit sa mga aklat na The Forest of the Philippines ni H.N. Whitford noong 1911; Commercial Woods of the Philippines ni E.G. Schneider; Minor Product of Philippine Forest ni William H. Brown noong 1920 ng Bureau of Forestry; gayon din sa aklat na Philippine Woods ni Luis J. Reyes ng Department of Agriculture and Commerce noong 1938 ay sinasabing Artocarpus Cummunis.
Ayon pa rin sa nabanggit na mga aklat ang punong kahoy na ito ay hindi lamang sa pook ng Antipolo matatagpuan. Maging sa mga lalawigan ng bansa buhat sa Cagayan hanggang Mindanao ay marami din nito. At sa bawat bayan o lalawigan ay may kanya-kanyang katawagan (common name) ito na gaya ng tipulo, tipolo, pakak, kamangsi, rima, ugob, pakak-bakia, tuyop, kamanse, dalungian, agob, basara, tagob, tugob, atipuno, antipolo, at iba pa.
Sinasabi pa rin sa nabanggit na mga aklat na ang mga punong kahoy na kapamilya ng Antipolo Tree ay ang Anubing (Artocarpus Cumingiana) at ang Nangka (Artocarpus entergra/integrefolia).
Sa ibang lalawigan ay sinasabi rin na kinakain ang murang bunga nito sa pamamagitan ng pagsasama sa nilagang karne. Ang magulang na mga buto naman ay ibinubusa na 'tulad ng balatong. Subalit dito sa Lungsod ng Antipolo ay hindi kinakain ito. Ang tuyong dahon laman nito, kasama ang tuyong dahon din ng abocado at sariwang dahon naman ng pandan ay isinasama sa pinakulo o nilagang tsaa upang maging mabango at malinamnam ang lasa.
Samantala, sa pahina 162 ng The heritage Illustrated Dictionary of the English Language International Edition, na ang punong kahoy na Artocarpus Cummunis ( or A. Incisa) ng pook ng Polynesia ay ang tinatawag na Breadfruit. Subalit sa pahina 158 naman ng The New International Encyclopedia 1996 Edition published by Triden Press International ay sinasabi na sa South Pacific ang Breadfruit nila ay ang Artocarpus Atilus na kapamilya ng mga puno ng mulberry ay kinakain ang bunga. Marami rin daw ang tumutubo nito sa tropical America. Kung ano ang pagkakahawig, pagkakamukha, o pagkakaiba ng mga iyon sa ating Antipolo Tree ay malalaman natin sa ibang pagkakataon.
Samantala pa rin, sa gitna ng kahalagahan ng Antipolo Tree, ang lahat halos ng sektor ng mga mamamayan ng Lungsod ng Antipolo ay waring walang pagmamalasakit dito. Katunayan, samantalang isinusulat ito, humigit-kumulang lamang marahil sa bilang na limampu ang natitirang tumutubo doon na halos walang pumapansin liban kung ang lilim nito ay gagawing pananggalang sa init ng araw at mga bahagyang pag-ambon.
Sa liwasang bayan ng Lungsod ng Antipolo, lubhang napakahirap paniwalaan subalit tutoo, wala kahit isang puno ng Antipolo Tree ang nakatanim o tumutubo dito. Maging sa mga lote ng pribado at publikong paaralan dito sa Antipolo ay mahirap makakita ng kahit isang Antipolo Tree na tumutubo doon. Kung mayroon man, napaguusapan kaya ng mga guro at mga estudyante nila ang tungkol sa punong kahoy na ito?
Sa gilid ng open space na kinaroroonan ng basketball court ng Monte Rosas Executive Village sa Barangay Dela Paz ay may dalawang puno ng Antipolo Tree na itinanim ng inyong lingkod walong taon na ang nakalilipas. Napakaganda ng tubo, malilim at malaking kasiyahan ang naidudulot nito sa mga naninirahan doon lalo na sa kanilang mga kabataan.
Sa tabi ng gusali ng yumaong Francisco 'komong' Sumulong sa Ninoy Aquino Blvd., Barangay Dela Paz na kung saan naroroon ang tanggapan ng DENR, ay isang magandang puno ng Antipolo Tree ang matatagpuan. Iyon ay kaloob ng iyong lingkod kay Ka Aging Reyes Sumulong walong taon na ang nakalilipas.
Maidadagdag pa rin natin dito na sa tabi ng Barangay Hall ng Dalig ay isang napakaganda ring Antipolo Tree ang itinanim ni Kapitan Engineer Loni M. Leyva. Gayon din sa tabi ng magandang tahanan nina Doktora Resurrection Marrero-Acop, MD sa Barangay Dela Paz; Dr. Juan F. Torres Jr. MD sa Cottonwood Height; at Rico Naidas sa tabi ng kanilang Las Brisas Hotel & Conference Center malapit sa Beverly Hills.
Sa mga taga-Antipolo, matapat nating pahalagahan ang puno ng Tipulo, ang Antipolo Tree, na luntiang simbulo ng maluwalhating kaysaysayan, kultura, at mga tradisyon ng ating Lungsod.
Best Things About Home Ownership by Rizza Sta Ana
Here are five of the best things of owning a home gleaned from the interviews:
1. You can decorate Exactly how you want your living spaces to look and function as.
You’ll no longer worry about your landlord getting upset about that DIY branch hook you installed on the wall or painting one section of the wall in a violent shade of pink. Owning your home allows you to create a home the way you see fit and without regard to other people.
2. You have the leeway to do something that you’d always love to do.
Longing to paint? How about watching the latest movie or playing the latest game on XBox in your Lazy-Boy? Whatever hobby you wish to take on, you have long factored this in choosing your new home. And after the turnover, you can’t wait to just jump in and create the hobby space you’ve always dreamed of.
3. You can be a Master of your own universe.
Millennials consider the condo unit, townhouse or house and lot they recently bought as an opportunity to establish their independence and individuality. Quirky habits and eccentric preferences are no longer frowned upon, simply because you march to your own drum in your little heaven called home.
4. You can channel your inner Barefoot Contessa (or Chef Boy Logro, ping, ping, ping!).
Why spend almost a thousand pesos (P1,000) in a fancy restaurant when you and your friends can chip on a bottle of wine and host a three-course dinner party by using just your pantry staples at home? Dining in easily saves a lot of money on socializing without needing to awkwardly ask your friends to split the tab.
5. But seriously, there is that psychological feeling of accomplishment not everyone can achieve.
Filipinos are a proud race. Although the home is largely considered an investment, and for some, a long-term savings plan, home ownership to the Filipino is a physical trophy in the circle that is life. There is a greater sense of accomplishment knowing that the condo unit, townhouse or house and lot belongs to you as compared to an apartment or condo rental.
Can Pinoy Millenial Afford To Buy A Home In Real Life? by Zipporah Antonio
In a flash survey conducted by a well known Real Estate Firm, they delved into their spending habits and found out that millennials tend to splurge more on things that bring them instant gratification such as shopping, buying a new gadget, and travelling.
But if you really want to be a homeowner, you need to sacrifice and let go of the things (i.e. extravagant expenses) that are preventing you from buying a home you deserve. Here’s how you can do it:
1. Why not cut your latte splurge once a week?
Think about the amount of money you can save if you limit yourself to one Grande or Venti cup per week.
The typical cost of a regular espresso or Americano is around P150-200, which is way pricier than a handy 3-in-1 coffee pack you can buy for P10 or less. Talk about a 1000% or so markup for a glorified coffee break.
2. Why not trade that diamond ring for a more secure, value-appreciating gift to your loved one?
No matter what Marilyn Monroe said about “diamonds being a girl’s best friend,” if you want to own a home this is one of the things you should avoid purchasing.
Planning to propose? Check out these engagement ring alternatives you can buy. Since you will be starting a new life together with your partner, it makes sense to invest in something that you can both use.
3. Why not do more affordable, yet still great outdoor/indoor activities?
There are many ways to be fit and healthy and have fun without breaking your wallet.
Use public parks when you go for a run, or attend free fitness practices offered in your neighborhood instead of spending it in an expensive gym or yoga membership.
4. Why not invite your special someone or barkada for a home-cooked meal instead of dining in fancy restos?
This is a great opportunity for you to learn a new cuisine and improve your Masterchef-worthy skill. The total cost you’ll spend is also cheaper.
Think about it, when you go out for a meal, you won’t be spending money on food alone. You also have to include in your budget the extra service charge, tip, and transportation expenses.
5. Why not skip buying that gadget unless it can help you earn and save more?
According to our survey, 7% of our millennial respondents admitted that they splurge on gadgets. But is it smart and practical to change gadgets (smartphones, laptops, tablets, etc.) in a one or two year’s interval?
Gadgets like phones, laptops, and cameras are assets that do not appreciate in time. The moment you buy them, they lose value. So think it through before you buy a new one. If you are upgrading for your freelance or part-time work, then go ahead since it would help you generate more income.
6. Why not buy during sale for things you need?
Shopping for things you need during sale can be a rewarding experience especially when you’re able to buy great finds. (An original, almost brand new Chuck Taylor sneakers for P550? Yeah, that’s a steal!) Most shopping malls and retail stores in the country hold clothes sale almost every week.
And to be honest, it’s not about what’s “in” and trendy anymore, but rather showing off your personal style.
Hindi na “uso” ang uso ngayon!
7. Why not reserve your vacation travels for birthdays or anniversaries?
Around 25% of those who answered said that the biggest expense they had recently was an out-of-town trip. Meanwhile, the same number of respondents is also planning an out-of-town trip for their next big expense.
But if you really need a quick weekend break, you can either level up your staycation activities or try some of these affordable destinations in Metro Manila so you can save money.
8. Why not leave early or smartly schedule a carpool with your friend/neighbor/office mate so you don’t get stuck in rush hour?
While taking a cab and other taxi services provide comfort and convenience, the cost is undeniably pretty expensive, especially when there is a surge (which typically occurs during rush hour or news of heavy traffic.) Granted that some of them offer promos, but when you sum it all up, your monthly taxi transport expenses can still be costly.
Have you also thought about finding a new home near your workplace or renting one with some of your officemates so you don’t have to travel more than two hours to and from work?
9. Why not save up first for that new phone or appliance you are planning to buy?
Half of our respondents have a credit card, with a quarter of them having more than one credit card to their name. While 45% use their cards for household essentials (grocery items or water and utility bills), majority of those who have credit cards use them to buy their luho (clothes, gadgets, social activities, and even online subscriptions). Around 30% of the respondents also use their credit card to fund their travel expenses.
Plastic money offers many advantages when used responsibly. However, when you swipe impulsively and do not pay on time, that’s when credit card use will hinder you from saving.
When you buy something using your credit card, make sure you can afford to pay it before the due date to avoid paying for interest.
Homeownership Is About Discipline And Sacrifice
Buying a home is a great responsibility. It involves your time, effort, and, of course, your hard-earned money.
If you plan on owning your dream home in the next three years or so, it’s a good idea to start saving up early whatever money you can spare so you can prepare for the costs. This is also the same for overseas Filipino workers. If they want to own a home, they should follow these ways on how they can gain financial freedom.
Delayed gratification can be a good thing. The more time and effort you put in planning the trip or the purchase of something, the more rewarding the experience will be for you especially when it’s about owning your dream home.
Save On Home Amortization Payments by Rizza Sta Ana
It is practical to pay extra on your home loan payments. In the tips below, we’ll help you HOW to accomplish this:
1. Overpay than the minimum monthly amortization.
One way to determine how much more should you overpay at the very least is by dividing your monthly amortization by the number of months in a year.
Using our previous example of P 15,106.91, you get:
P 15,106.91/12 = P1,258.91
P1,258.91 P 15,106.91 = P16,365.82
2. Ask your bank to set you up with automatic debits on your salary account.
“Out of sight, out of mind.”
If this is the way you feel about your salary deductions, then you’ll eventually feel the same way with your monthly amortizations every payday.
Ask your bank if they deduct the monthly amortization amount from your salary every payday. Because you have already fulfilled your obligation through your first payment on the 15th, 100% of the extra payment you made on the 30th goes to your principal amount!
3. You can also save those salary deductions in a separate account and pay them later as a lump-sum payment.
This is another strategy that seasoned investors can take a look into. You can ask your bank to create another account where they can put the salary deductions into (and earn interest in the process). You can decide on a day later to withdraw all the monies and put them towards your loan balance.
4. If there’s a cash windfall, consider putting a significant portion (or all of it) towards your loan principal.
13th month pay, 14th month pay, paid vacation leave encashment, job allowances, tax refunds, need I say more? Instead of eyeing for a new gadget or appliance, you can consider putting all these extra cash towards your amortization payments.
I got this idea from my mom, who works from a government. Every time she receives one of the many small bonuses the government gives to their employees, she puts most of them instead towards paying off our house and lot, or at the very least, a home improvement that would increase our home’s property value.
5. Be wary about “payment holidays” if you don’t really need it.
Exercise judgment when your lender offers you rate lock-ins, or option to skip payment for a year. Although they seem to be a great deal at first instance, you will be losing the opportunity to make amortization payments on competitive interest rates.
Lenders often offer these reasons to borrowers who do not religiously earn the same income amount per month or are anticipating exceptional expenses (i.e. borrower or borrower’s spouse on maternity leave after childbirth).
6. Reset your loan.
This option may not be commonly available for most lenders, but it makes sense to ask for one if you have made a huge payment (e.g. see #3). Once your loan resets, the lender will recompute your monthly principal and interest, but will keep the amortization payment the same.
7. Pay your mortgage bill before the due date.
This is a no brainer already. Settling your amortization before due date will help you avoid penalties when the next due date comes