If you are parent of a school going child, you must be busy in back to school shopping. We do not have any still I need to buy something for the school supply drive at my work. The proceeds will go the needy.
Old Faithful Geyser
Saying that, let’s start our Yakezie carnival. Readers might know I am a member of Yakezie network of personal finance bloggers. We showcase each other’s work in form of this weekly carnival. This week it’s my turn.
I’ll paste some beautiful pictures taken by SMB, my wife, during our Yellowstone trip last month.
Joshua Rodriguez @ Modest Money writes ”Credit Sesame Review – In Depth Review of Credit Sesame” – ”Your credit score is a gauge of your financial stability and a key component to being approved for any form of loan. So naturally we want to keep track of our score. One website designed for credit monitoring that has really started to brand it’s name is Credit Sesame! So here’s what I’ve got to say about this option…”
Mr. Utopia @ Personal Finance Utopia writes You Could Lose Your Mortgage Interest Deduction – You could lose your mortgage interest deduction if Congress has its way. Find out what changes could be in store and how they might impact you.
Emily @ Evolving Personal Finance writes Edging toward Quality Food: Proposal – I want to buy higher quality meat but not shock our budget, so I have a proposal for how to work more in to our diet.
Jon Rhodes @ Bitched Up writes How your Supermarket is Bitching you Up – This article shows how supermarkets are increasingly taking advantage of the consumer.
Bryce @ Save and Conquer writes Asset Allocation Across Multiple Accounts – As you get older, your retirement savings tend to get spread into various accounts. This may be due to changing jobs or an increase in taxable savings. Your spouse will have separate retirement accounts, as well. For whatever reason, you should try to blend your holdings across all accounts.
Mr. Frenzy @ Frenzied Finances writes Marriage for Cheap: The Frugal Wedding – Getting married is an expensive occasion for many, but it doesn’t have to be for you! Read here to learn how to plan a beautiful wedding for much less.
Ted Jenkin @ Your Smart Money Moves writes Should I Loan Money To A Friend? – All of us have had awkward money scenarios happen to us in our lives.
CAPI @ Creating a Passive Income writes 10 Easy Ways to Diversify Your Income – As this economy tightens our belts, you may wonder how you can make your money go farther. Read here for some great tips on diversifying your income!
MR @ Money Reasons writes What It Means To Be Lower Upper Middle Class – Read how I explain what my struggles and activities are as a new member of the (Lower Upper Middle Class). Hopefully I’ll stay there!
Michelle @ Making Sense of Cents writes What Bad Financial Habits Do You Have? Part 1 – Everyone most likely has some sort of bad financial habit that they take part in. Now that my student loans are gone, I have been evaluating the many other financial areas in our lives.
Crystal @ Married (with Debt) writes Mortgage Rates: Buy or Refinance Now (Or Else!) – “Mortgage rates are on the rise!” the headlines declare. But just how high will they really go… and how long will it take for them to get there?
Rich @ Growing Money Smart writes What is Dollar Cost Averaging? – Dollar Cost Averaging is an investment strategy where you are investing static amounts of chunks of money spread out over time (instead of a lump sum purchase) in a given investment.
Tushar @ Start Investing Money writes Are You Living By the 3 Month Emergency Rule? – While we all know savings give us peace of mind and something to fall back on if ever we need them, few of us actually live up to that knowledge.
Ashley @ Money Talks Coaching writes Don’t Rationalize Your Purchases; Do THIS instead – Being a budget coach people always want to rationalize their purchases to me.
Ryan @ Cash Money Life writes E*Trade Online Brokerage Account Review – E*Trade is one of the best discount online brokerage accounts in the US, winning numerous accolades and awards. Read this E*Trade review for more info.
krantcents @ KrantCents writes Your Career Is Going Nowhere, What Can You Do? – Has your career hit a bump, you’re in a dead end job or you just want a change? You are not alone! You could just go out with your friends and complain about it or you could do something about it.
Kyle @ The Penny Hoarder writes Two Ways to Find Small Business Savings – A huge part of running a small business is not just looking for ways to increase revenue, but also looking for ways to improve the bottom line by cutting expenses. There are many different ways that small businesses can save on expenses, and here is a short list.
Kanwal @ Simply Investing writes When is The Perfect Time For You to Start Investing? – Is it better to start now, or wait a few years before you start investing? It is definitely better and more profitable to start investing sooner than later. The longer you invest the more you will earn, and reduce your risk over time.It takes time to grow your investments; this isn’t a get-rich-quick scheme.
DPF @ Digital Personal Finance writes Saving Documents Online – If time is money, it can be important to be careful with our documents. Saving documents online can be an important measure to manage risks while saving time and money.
Elk Park – Yellowstone
Crystal @ Budgeting in the Fun Stuff writes Moving? 7 Tips to Help Keep Your Wallet Full – When it becomes necessary to move because of a job or simply because you want a change in scenery, it can be
Suba @ Broke Professionals writes Money Tools For A Simplified Life – I love budgeting. I started with paper and a pen and moved on with an Excel spreadsheet. Read the tools I use for the job!
Brent @ PersonalFinance-Tips writes “Updating Your Home Insurance Policy After Your Move” OR “Checking on insurance during a house move” – Right, the big day has been and gone and the weeks of packing and preparation have led you to your lovely new home without too many boxes that are suspiciously more rattly than when they were packed. Not only did the removals guys find the right postcode for your new abode, but they even found the right room with some of your carefully labelled boxes.
Don @ MoneySmartGuides writes Tips for Choosing the Right Realtor – The following post is by MSG staff writer, Shondell of Call Me What You Want, Even Cheap. She blogs about her recent car loan and mortgage pay off of over $95k and a whole bunch more.
Mrs. Accountability @ Out of Debt Again writes Nifty Credit Card Transfer Trick – As you know, I am not a fan of credit card debt. But recently I found myself advising a friend to apply for a low interest credit card.
MMD @ My Money Design writes It’s Time to Get Real About Our Household Expenses – Even after all the budgets and spreadsheets, the only way we’re going to avoid a deficit this year is to get real about our household expenses. Here is how we plan to do that.
MMD @ IRA vs 401k Central writes 401k Income Limits – Can I Make Too Much to Contribute? – Unlike a Traditional or Roth IRA, there are no 401k income limits keeping you from contributing to your employer sponsored plan. Read on to find out how that can mean a lot more earnings potential for you!
DW @ Great Passive Income Ideas writes What Are the Best Quick Money Making Ideas? – Here are a few highlights of those quick money making ideas that will not take you very long to do and can start using for extra cash as early as today!
Monica On Money @ Monica On Money writes Pay For Your Degree With Cash – Monica writes about how to pay for your degree with cash instead of taking out thousands of dollars in debt.
Mike @ Personal Finance Journey writes Why every business needs Commercial insurance – Factors any business owner should consider then it comes to insurance, risk and your business insurance coverage.
Chuck @ The Tortoise Banker writes Work to Maximize Your Income – Today’s rapidly changing world can provide a tremendous amount of choices to make with regards to how we earn our incomes. Take a moment to review my suggestions on how to BOOST your family’s income, and grow your nest egg!
Lauren @ L Bee and the Money Tree writes 21 Days to Healthier Finances – DUHM DUHM DUHM DUHM DUHM …..DUHM! That’s what it sounds like when trumpets herald big news. At least in my mind. Why the need for trumpets and heralding? Because I wrote a short chapter in my very first e-book and I am super excited to share/pass it along to all my readers. Some of my The post 21 Days to Healthier Finances appeared first on L Bee and the Moneytree.
Wayne @ Young Family Finance writes Summer Savings: How to Have More Fun with Less Money – Looking to get out and enjoy your sunny summer day? Look no further! Read here for fun things you can do for less during the summer season.
Debt Guru @ Debt Free Blog writes Necessary Insurance: The Insurance You Should Worry About – The message to potential dreamers: it’s dangerous out there without the three basic insurances : health, home and vehicle. Be smart – read here for tips.
Brewster Osborne @ Personal Financial and Investment Management writes The value of diversification to individual investors – Investors should ask what the true cost of an under-diversified investment strategy would be to their long-term investment returns and overall financial welfare.
Jester @ The Ultimate Juggle writes How to Get a Raise – Find out how to get a raise. By applying these tactics, you will be on your way to getting a raise.
Amanda L Grossman @ Frugal Confessions writes Reader Question: Will My Financial Past Affect the Credit Score of My Credit Card Co-Signer? – I received an interesting reader question several months ago concerning whether or not getting a credit card through a co-signer would improve the person’s credit score.
Hank @ Money Q&A writes The Simple Truth on How to Get the Lowest Interest Rate on a Car Loan – It is important that you do everything you can to bring down the interest rate on your car loan so that you can save money over the life of the loan. Here is how to get the lowest interest rate on a car loan.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes LEARN TO BUILD WEALTH IN 15 MINUTES A DAY – Build wealth fast with step by step money management program.
Steve @ 2011 to 2013 Taxes writes Some Useful Tax Software Programs to File your Taxes Easily and Quickly – Online tax preparation services bring ease and convenience to the people. Users do not need any prior experience of filing returns and they can complete income tax returns easily and quickly with the help of a tax software program.
Robert @ Kids Ain’t Cheap writes How to Keep an Eye on Your Kids All the Time – You take the precautions to protect your child outside the home, but do you take the proper precautions inside the home?
Thomas @ http://www.financeinspired.com writes When is it better to rent instead of buy a property? – Do you think you’re wasting money renting? Find out why you might be doing the right thing
Bear encounter at Grand Teton
Roger the Amateur Financier @ The Amateur Financier writes Want to Learn Online? Where to Find Over 18,755 Courses – A guide to online courses, featuring where you can locate thousands of free courses to expand your education and improves your marketable skills.
John @ Wild About Finance writes Weighing up your options when it comes to savings accounts – Need help choosing the right savings account? Look no further…
John @ Cough Up The Dough writes The Role of Analytics in the Banking Sector – The Role of Analytics in the Banking Sector
LaTisha @ Young Finances writes Entrepreneur Fridays: The ManHammer – ManHammer Co sold the first ever ManHammer™ produced to Brain Dobson, the Legendary Hardcore trainer of both Branch Warren and Ronnie Coleman. Joe Walker talks business with YoungFinances.c
Jimmy @ Finance Romance writes Man Flu Hits The Markets – ONLY THE STRONGEST SURVIVE….MAN FLU! Man Flu Hits the Markets…
Thomas @ Mr. Moneyvator writes Debt Solutions for Consumers – Debt can so easily spiral…but how do you get out of it? Read on for advice…
Simon @ Chance with Finance writes Analysis of Real Estate Leads Generation – Career in Real Estate for you? Read on…
John @ Imperative Travel writes Why Travel Insurance is So Important – Think you don’t need travel insurance because you have an EHIC? Think again…
Simon @ Camp Travel Adventure writes Advice on Cheap Travel – Do you have champagne taste and tap water budget? How to make the most of it while travelling
Tushar @ Earn More and Save writes 6 Money Saving Hacks: A Cheat Sheet for Increasing Your Savings – When it comes to personal finance earning more money loses its importance if you are spending every last dime of it. A well balanced financial plan focuses on both increasing your income and stashing a good portion in savings and retirement accounts.
Corey @ 20s Finances writes How to Handle Friends Who Are Bad With Money – Below are three tips that will keep the relationship and not put you in the red.
ETZ25 @ Entertainment Timez writes Will AIG Deliver With Their Next Earnings Report? – Is this the pivotal AIG earnings report that will turn the tide for AIG? After all, the stock is still down 90 percent from it’s all time high. time will tell.
Matt Becker @ Mom and Dad Money writes What is a Budget? – There’s no one-size-fits-all approach to budgeting. In the end, you simply have to find an approach that allows you to use your money to reach your goals. The specifics of that approach are unimportant, as is whether you call it a “budget” or something else. It’s the results that matter, and we all have different ways of getting them.
Tony @ We Only Do This Once writes Lessons Learned in Automobile “Ownership” – No one was a bigger idiot when it came to car ownership than I was a few years ago. Until I was 35 years old, I never had a car payment. Pretty cool, right? But I bought my first car 5 years ago and things went south really fast.
Jon Haver @ Pay My Student Loans writes How These 2 Students Racked Up 6 Figure Student Loans – Whenever we think of college and all the great things that come from attending a world class university, we only ponder upon the victorious things like the first job and graduation day. There is another side of college filled with horror, poverty and extreme sadness.
SBB @ Simple Budget Blog writes My Budget Categories – When budgeting, you have to spread your money into different sections. Read here to see some of the categories I use for my own family budget.
Minimalist @ Minimalist Finance writes Fun Side Jobs for Another Income Stream – Fun Side Jobs for Another Income Stream has been published on Minimalist FinanceWhen you decide to take on a second job, you may not know where to start. Because you already work a day job, you may not want to do the same thing that you do during the day. Sometimes, having a break from your day job and being able to do work in another field is nice.
Daisy @ When Life Gives You Lemons, Add Vodka. writes Why You Should Engage in Office Politics – Office politics aren’t always bad. You should engage sometimes to get ahead.
JP @ My Family Finances writes Child Trust Funds Explained – With the prospect of high university fees to pay and having to help children with a mortgage deposit, many parents are – then you may have heard the concept of a child trust fund (CTF) being mentioned.
IMB @ Investing Money writes The Crisis in Europe is Bubbling up Again – In Europe, we are now seeing increased social and political turmoil. Read here to understand the crisis in Europe that is bubbling up again.
Christopher @ Carpal Tunnel HQ writes Surgical Carpal Tunnel Treatment Options – In some cases, the above treatments will yield little or no relief. If your pain has become unbearable, and your symptoms have persisted for 6 to 12 months with constant (not intermittent) numbness, then you may be a candidate for carpal tunnel surgery.
Maria @ The Money Principle writes The Importance and Tips to Building Good Credit – In this article we discuss two questions relating to good credit we all have to ask: why doesn it matter and how to improve it.
Christopher @ That This The MBA writes How to recognize the tell-tale signs of debt, and how to get out of it – With so many different ways to borrow money, from credit cards to loans, it is very easy to land yourself in debt without even realising it. Reckless spending, living beyond your means or failing to read the small print isn’t wise, so it’s essential to avoid debt that will be difficult to clear.
Jacob @ AllPersonalFinance writes How to Save Money in a Tough Economy – When money is tight for everyone, it’s important to think about ways of both earning and saving money for the future. Here are a few strategies that you can use to help you stay afloat when it seems like everyone you know is drowning in debt. Save Now It’s essential to consider savings a part …
Marie at Family Money Values @ Family Money Values writes Building Memories on a Budget – Ah Vacation time! What a way to build memories – but what if you can’t afford to take time off and spend the money?
Daisy @ Suburban Finance writes Earn More Money by Cutting Expenses – I have heard from so many people that are unhappy with their current financial situation. Do you know what they always think they need? More money. But, from my viewpoint, their financial woes are typically due to an expense problem, not an income problem. …
Ray @ Squirrelers writes 3 Money Spending Pardoxes – Sometimes, we spend money in illogical ways. This post discusses 3 such instances worth taking another look at.
Kyle @ The Penny Hoarder writes Finding Good Deals? They Could Be Making You Broke – The age of the Internet makes finding a good deal easier than ever. Whether it’s finding a spa day for half off on a deal site or printing off the latest coupon for your run to the grocery store, there are so many ways you can save. For deal seekers, this can be a wonderful The post Finding Good Deals? They Could Be Making You Broke appeared first on The Penny Hoarder.
Hot Spring – Yellowstone National park
Luke @ Learn Bonds writes Some Thoughts on Timing Your Corporate Bond Purchases – Even with the 10-year Treasury topping 2.70%, and the 30-year topping 3.70% in early Julyy, many investors still didn’t find the bonds particularly enticing.
Money Cone @ Money Cone writes The Fund That Beat The Market 9 Times Since 1999 – When it comes to investing, you have no control over future performance, but you do have control over expenses. Pick funds with low fees. Fees matter. So why do people chase expensive, actively managed funds when they could just choose a low cost index fund alternative?
Gary @ Gajizmo.com writes Top Resume Keywords – Is your resume and cover letter helping you get your dream job? Are you using passive verbs or tired of repeating yourself? We all know that your resume and cover letter are the best documents to help you get your foot in the door. Why not make them sound amazing? Here are a list of the top resume action and power words to make your resume stand out.
Cat Alford @ Budget Blonde writes Soapbox Time: Medical School & 6 Figure Loans – The media tries to to cast physicians in a certain light (and of course there are bad apples in every profession) but the students I know are here for one purpose only, and that is to learn how to help other people. If they wanted to make a lot of money, trust me when I say they are smart enough to know that there are better ways to go about it. (Seriously, some of them are freaky smart in a way I can’t even convey.)
Michelle @ The Shop My Closet Project writes How the U.S.A. is not living up to its potential and what I think needs done. – I have faith that we can do better. I will start with myself. I will make sure to get up everyday and bathe. I will present myself well and make sure that I am well versed in current affairs. I will read books and engage in these types of heated conversations that initially tick me off.
Tushar @ Finance TUBE writes Life Insurance: Differentiating the Safety & Necessity Purchase – It’s unfortunate that in today’s society there’s still a significant amount of confusion going around as to when an individual should purchase life insurance.
GD @ MLIQ123 writes What Is Permanent Life Insurance? – Even though most financial planners and advisers recommend buying term life insurance over permanent life insurance, it doesn’t mean that you shouldn’t educate yourself and research permanent protection. Here is a comprehensive guide to permanent life insurance and the different types of coverage. When buying life insurance, be sure to make an informed decision!
Irfan @ Everything About Investment writes What Makes Stock Prices Volatile? – If you want to invest in stocks, you must first understand how the stock market works. There’s really big money waiting for you by trading in stocks. However, you must be aware on how to gain big profits. Generally, making profits in stocks is attained by selling the stocks at a higher price than what you actually acquired it.
Grayson @ Debt RoundUp writes One Year Of Being Credit Card Debt Free! – One year ago, I made the last large payment on my credit card debt. I sucked up the pressure and dropped the last $1,600 on my debt that was fighting me for close to four years. When I clicked that authorize button, I wouldn’t have realized that my life would change. My fight with debt was long and difficult at times, but there was the light at the end of the tunnel. I was at the end of the tunnel and basking in the light, finally!
John S @ Frugal Rules writes Buying Health Insurance When You’re Self-Employed – Buying Private Health Insurance can be a daunting task. However, with a little work and use of appropriate resources you can find the coverage needed and generally not spend a fortune doing so. This is of vital importance when you run your own business so you can focus on business without having to deal with the additional stress of not being covered.
PK @ Don’t Quit Your Day Job… writes Should You Major In Photography? – Hoping to settle the four year Photography degree discussion once and for all. I run the numbers straight from the CPS survey in March 2012. Come argue!
Jacob @ Cash Cow Couple writes Personal Capital Review – Personal Capital is an incredibly useful tool. Come take a look at the good and the bad, as told by a current user.
Little House @ Little House in the Valley writes Don’t Feed the Critters – This is what camping’s about – if you don’t get dirty, you’re not camping! Best parts: The campfire and the night sky…. and beer, of course.Overall, relaxing for a few days in the wilderness was terrific. I hope to go one more time before the end of summer, but we’ll have to see how our schedule works out.
Paul @ The Frugal Toad @ The Frugal Toad writes The Pros and Cons of Borrowing Against a 401k – If you are thinking about borrowing against your 401 (k) plan you may want think twice. Nearly one in four workers with a 401 (k) or similar defined contribution plan have taken out loans totaling $70 Billion or almost one-fourth of contributions. Taking a loan against your 401k account can have a major impact on your ability to have sufficient funds available during retirement.
Andrew @ Living Rich Cheaply writes Changing Your Money Mindset is the Key – The basic steps to having success in reaching your financial goals are to cut out expense and to save and invest. However, without changing your money mindset to a frugal mindset, it will bel be difficult to attain and maintain those goals. In this post, Andrew explain why.
Jon @ Novel Investor writes Breaking Down The New 3.8% Medicare Surtax – Whether you qualify for the new 3.8% Medicare Surtax will depend on your net investment income and your modified adjusted gross income.
Hayden Valley Yellowstone
Miss T. @ Prairie Eco Thrifter writes Reconnecting with Your Partner – Being connected to your partner and having a solid relationship has many benefits, but it’s something that needs some work sometimes. Try to do something each and every day to bond with them and bring you back together so that you don’t lose that crucial connection.
Susan Saverton @ Pasadena Financial Consultant writes Lower Investment Management Fees – Most ETFs still have excessive expense ratios and carry the heavy added burden of brokerage trading fees. Excessive trading can easily negate any supposed ETF tax advantages.
Everything Finance @ Everything Finance Blog writes Is It Worth It to Pay 0% Interest Debt? – As much as we would like to be debt free by the end of this year, we are also in the midst of saving up for a house, saving up for a car, and thinking about expanding our family in the next couple of years. We have a few options:
Pauline @ http://makemoneyyourway.com/ writes Make more money during the holidays – Be it summer holidays, long weekends or Christmas, there are plenty of opportunities to make extra money if you are willing to work when the majority rests.
Kevin Watts @ Graduating from Debt writes What Happens to your Student Loans when you die? – A look into what happens to your Student Loans when you die
Pauline @ http://reachfinancialindependence.com writes Early retirement in the US vs abroad – Early retirement can be easily achieved in a country with low costs of living. Is it worth it?
Dividend Growth Investor @ Dividend Growth Investor writes Looking for dividend bargains in an overheated market – Unfortunately, most of the companies I usually focus on have been overpriced. For the companies that I find attractively priced today, I already have an above average allocation to them. Unfortunately, my principles of holding a diversified portfolio prevent me from concentrating my holdings too much.
Mr. Utopia @ Personal Finance Utopia writes Roth IRAs Are Evil – Roth IRAs have some distinct disadvantages and may not be ideal for everyone. Learn what some of those are and then see why I’m still investing in one anyway.
Mr.CBB @ Canadian Budget Binder writes Buying my first property: Was I too young? – When I bought my first property I underestimated the costs involved like many first-time home buyers. There is so much more to jumping in and owning a home that I learned over the years that has helped me get to where I am today.
Glen @ Monster Piggy Bank @ Monster Piggy Bank writes Super Cheap Hobbies For People On A Budget – Many people think that you can only entertain yourself by spending lots of money. I’m here to tell you that there are plenty of super cheap hobbies just waiting for you to try.
Abu @ Insurance Bangladesh Agent writes Insurance Bangladesh – Insurance Bangladesh company agent (IBCA) is an agent company which is helping the Bangladeshi people for getting insurance policy from the Bangladeshi insurance companies. We are assisting you to become a policy holder of any Bangladeshi insurance company. 12353852-house-insurance-and-home-owner-protection-from-mortgage-interest-rates-by-refinancing-a-payment-of-l There are two types of Insurance Companies in Bangladesh – Life Insurance Company & General Insurance Company. If you
Money Soldiers @ Money Soldiers writes Responsible Car Buying Tips – Outside of home buying, car buying is the next highest purchase in your life. Make it count by understanding the financial burden it brings.
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