Once again here’s another carnival for you. Welcome to the Financial Carnival for Young Adults. Actually every finance blogger hosts blog carnivals as it is beneficial to the blogger as well as the readers. It is god for the blogger as, as a rule, the bloggers whose posts are selected for the carnival has to link back to the carnival. Hope you remember my weekend gratitude posts. That’s my way of linking back to the carnivals.
Carnival at Disney World
It is good for readers too. Readers do get exposed to other finance topics and other bloggers. I know many of my readers got exposed to OCAAT because they found out OCAAT posts in one or the other blog carnivals hosted on other finance sites.
I live in Miami and extremely happy about Miami Heat winning the second NBA title in row. Celebration happened and it will continue for next few weeks. Sorry for Spurs fans, they fought well but couldn’t beat the Lebron barrier, no one could till he is in his form.
This carnival is mainly geared towards posts aimed at young adults. But, you can find variety of topics listed here. Enjoy the carnival and the wonderful posts.
Michelle @ Making Sense of Cents writes Handling More Than One Job – Handling more than one job is definitely a lot of work. It makes me really miss the days back in high school when I was working part-time a few hours a week.
Jordann @ Making Sense of Cents writes What Is Your Pet Worth? How much would you spend on a sick pet? – This is, a bit of a sticky conversation, but one that I think is worth having. A few weeks ago, my cat, Mia, got sick. She’s four years old and has been remarkably healthy so far in her life, requiring almost no vet care other than spaying her at six months of age.
GMM @ Grad Money Matters writes How to Make More Money With a Second Job – Are you struggling to pay the bills from month to month? Are you constantly feeling like money is tight? I was recently in TJ Maxx and I overheard a phone call from a husband to his wife, wondering if they had $15 in their account so he could buy a shirt.
Jules Wilson @ Fat Guy,Skinny Wallet writes Enjoying What You Love While Living On A Budget – Living on a budget & enjoying what you love seems like an impossible task. However, with a little creativity, you can live a full life while sticking to your budget!
Michael Kitces @ Nerd’s Eye View writes How Coming Health Insurance Exchanges Will Drastically Impact Career And Retirement Decisions – In just a few months, deciding where to work will no longer need to be tied to the availability of health insurance, freeing people to make job changes, start new businesses, or simply retire before age 65 Medicare eligibility, without worrying about how they’ll get access to health insurance. How many would still be working where they are today if health insurance availability was guaranteed regardless of where (or whether) they worked?
Money Soldiers @ Money Soldiers writes Saving Pennies and Sanity – Olivia wanted roller skates. Henry always wanted a new Lego set. Instead of suffering pouty faces every time I said no, I decided it was time to rewrite the house’s financial rules.
Michael @ Financial Ramblings writes Effects of a Speeding Ticket – Ever wonder what effect a speeding ticket will have on your car insurance? Well, I got one last week and have been investigating the situation ever since. Here’s what I’ve learned.
Martin @ Studenomics writes Should You Enjoy Your Job in Your 20s? – We look at the idea of enjoying your job or just working to get by.
Emily @ Evolving Personal Finance writes Hand in Hand: Lean In and Getting to 50/50 – I review Lean In and Getting to 50/50, complementary books on working motherhood. Lean In provides the inspiration and Getting to 50/50 provides the tactics.
Maria @ The Money Principle writes What is crowdfunding? – Crowdfunding is a way to raise finance to transform your creative ideas into successful products. This article explains how to make most of crowdfunding.
IMB @ Investing Money writes A Time for Caution – The average American has only recovered 45% of the monies lost in the Great Recession. Read here for how this and other economic problems affect you.
JP @ My Family Finances writes Switching Energy Providers: Top Tips for an Accurate Quote – Whether you’re moving premises or would like to switch energy providers for a more affordable monthly bill, an accurate quote is imperative.
Robert @ The College Investor writes Simple Ways to Find Extra Cash to Invest – Sometimes finding money to invest can happen by simply not spending it. It’s an obvious solution to saving, but many of us still overlook a few simple areas where we could save a few dollars. So for those of you making excuses as to why you don’t have any money to get started investing, here are some simple places to start looking so that you can start building your investing nest egg.
Robert @ Kids Ain’t Cheap writes How to Save Money for Your Family – Are you looking to save money for your family? Many families today are just trying to tread water when it comes to paying the bills and staying out of debt. Two Steps to Saving Money If you truly are committed to saving money for your family, there are just two things that you need to focus on. You must reduce your costs and you must learn to grow your money once you’ve got some stashed away in savings.
Robert @ Cult Of Money writes The Rituals of Trading vs. Investing – The differentiation between investing and trading is one of great distinction. It is a question that is often asked though, and sometimes even assumed to be the same thing. The fact of the matter is that they are quite different.
Robert @ Entrepreneurship Life writes Style Tips For Male Entrepreneurs – It’s possible to be productive wearing pajamas or wearing a business suit. And like Eric pointed out in his recent style post, dress clothing is optional for most entrepreneurs. But even though the freedom to dress down is part of the allure of entrepreneurship, sometimes a guy needs to clean up! Even Zuckerberg is forced to suit up on special occasions…
Abbie @ Finance Junkie writes Save Cash On Socialising – Not having much money can be frustrating and when it comes to keeping up with your social life, you always need some form of cash. Try these tips and you may find yourself becoming the latest social butterfly.
Debt Guru @ Debt Free Blog writes Finance Tips from the Experts: Some Extra Financial Advice – Investing is a frightening task. A mistake can lead to long term finance problems. Here are tips and tricks to inherit from finance experts and economists.
Brent @ PersonalFinance-Tips writes Ethical Ways to Use Social Media in the HR Department – Today employees are frequently hired and fired based on social media research done by an employer. In fact, many employers make demands that employees do not discuss their employer in a negative light on social media from Facebook to Twitter. But recent legislation has said that such restrictions are illegal.
Don @ MoneySmartGuides writes Trying to Strike it Rich? You May Want to Think Twice – Do you have dreams where you strike it rich? You might want to think twice.
Tony @ We Only Do This Once writes Are Rich People Smarter than You? – I grew up thinking that rich people were smarter than me. It’s hard to remember why I thought this way. After all, my parents didn’t drill the thought into me, but school and television very well may have.
Mr. Frenzy @ Frenzied Finances writes City Living: How to Live Cheaply in a Big City – Living in a city, you have only minutes for worrying about how many cents you saved. Read here for tips on budgeting your finances for life in the big city.
Ted Jenkin @ Your Smart Money Moves writes Is It Time To Call Mr. Handyman? – Find out key smart money moves to make when considering when to hire a handyman to fix small household appliances to keep your personal finances in order!
Mel @ Mel’s Money writes Make £s Selling Those Unwanted Items On ebay – Looking for a bit of extra cash? Try using ebay to your advantage, you can make as little or as much as you want depending on which items you sell.
LaTisha @ Young Finances writes Do You Really Need a Credit Card? – Are you sure that a credit card is necessary for you to get through life? Here are some alternatives to credit cards that would be useful for a college student.
Hank @ Money Q&A writes Five Tips For New Home Buyers – With rent prices going higher and higher all renters are going to reach a point where enough is enough.
Crystal @ Married (with Debt) writes The Changing Face of the Family Breadwinner – More American women than ever before are the breadwinner for their families. I just became one of them. So how’s my husband handling it?
SFB @ Simple Finance Blog writes Leasing vs Buying a Car: Things to Consider – Chances are that you are looking for a new vehicle and must be speculating as to whether leasing or buying a car would be the best option.
Ray @ Squirrelers writes Crazy Prices at the Grocery Store: The Citrus Example – Sometimes it pays to think of opportunity cost, and what else our money can get for us instead of something we are considering purchasing. This post shares an example of an expensive grocery item, and what else one could get for the same cost.
CAPI @ Creating a Passive Income writes 10 Small Business Horrors (And How to Avoid Them) – Starting a small business means a lots of planning. It’s great for your passive income, but there are pitfalls you’ll face. Read here to learn about them.
DPF @ Digital Personal Finance writes 6 Tips to Increase Your Productivity – Being productive and making good use of time can be a big help in making progress toward financial goals. This post shares 6 such tips to improve productivity.
Kanwal @ Simply Investing writes Tesla’s Stock Rises 457%, Should You Buy Some Now? – Is the company consistently profitable? Here I look for companies that have a long-term track record of increasing EPS (Earnings per Share). I normally look for a 10 year solid track record.
Christine @ CouponsOnline123.com writes Dominos Pizza Coupons and Coupon Codes – With the kids home this summer, hanging out with friends and having a good time doesn’t have to be expensive burden on your family, especially feeding the group. Check out coupons online, including ones from Dominos, Edible Arrangements, Pizza Hut, Papa Johns, Subway, and any other major retailer.
Daniel @ Sweating the Big Stuff writes How To Be An Extreme Couponer Without Spending Time – Extreme couponing isn’t for me. Enter Savings Angel, which brings the coupons to you with no effort.
Tushar @ Start Investing Money writes 3 Good Reasons to Review Your Investments on a Regular Basis – Whatever investments you have – from simple savings accounts to complex stocks, shares and property investments – it is important to review them regularly. As most people are aware, life has a habit of changing on a dime.
krantcents @ KrantCents writes Road to Riches! – Road to Riches can be a bumpy ride! Maybe you had a paper route, lemonade stand, sold Girl Scout cookies or some other money making activity as a kid. If you had an early interest in making money, you probably are likely to start a business.
MMD @ IRA vs 401k Central writes How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift – One little known benefits of inheriting a Roth IRA is that you can designate it to someone after you die with little to no tax consequences
MMD @ My Money Design writes Building My Money Earning Sites – Niche Website Update Part 6 – Although the first of my money earning sites has not made it to Page 1 yet, I still have some tricks I will try to get my niche website to make some more money.
Wayne @ Young Family Finance writes The Basics of Bankruptcy – Sometimes filing for bankruptcy is your only option. Read here for the pros and cons of filing for bankruptcy for your finances and family.
Kyle @ The Penny Hoarder writes 5 Tips to Save Money Online – With the cost of everything rising, more people have taken to online shopping due to the higher selection in not only things to buy, but where to buy them from. Previously, with high streets, you were stuck paying the premium for items that were only sold in that one store – now, you have competition,
Corey @ 20s Finances writes Traits of a Successful Investor – The world’s most famous investors share many traits, commonalities which make them legends in the world of capital allocation.
Crystal @ Budgeting in the Fun Stuff writes Free Online Time-Killers – If you’re like me, then from time to time you have found yourself bored and looking for a distraction. Here are some free online time killers.
Jeremy @ My Financial Road writes How Much Does A Dog Cost – The true cost of dog ownership.
A Blinkin @ Funancials writes Pictures From Our Honeymoon: Santorini, Greece – Santorini is, arguably, the best place I have ever been. The views are impeccable. The food is amazing. The architecture is breath-taking. The friendliness of the people is incomparable.
Jacob @ AllPersonalFinance writes How to Save Money Shopping Online – With a growing number of people choosing to shop online in favour of trawling the high streets, there are numerous ways in which you can save money as well as time. The Internet offers a multitude of money-saving methods; you just have to look in the right places: Coupon Codes Signing up for mailing lists …
Femme Frugality @ Femme Frugality writes Secrets to City Living – Some money-saving tips I’ve learned as a former suburbanite living in the city.
Roger the Amateur Financier @ The Amateur Financier writes Learning to Invest in Stocks with Virtual Investing – A discussion of virtual investing, and you can use it to practice stock trading and potentially earn some prizes from doing so successfully.
Lauren @ L Bee and the Money Tree writes Finding Balance: Financial Responsibility vs. YOLO – Staff writer Erin discusses the difficulty in finding balance between the desire to enjoy life now and financial responsibility.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW I LEARNED ABOUT THE STOCK MARKET – Learn how saving, stock market investing, index funds, & staying the course builds wealth.
Melissa @ Minting Nickels writes My Road Map to Become a Better Investor – As an investor, I’m constantly looking for ways to improve myself and improve my investment returns. Last year was somewhat of a disappointment, so this year I’m gonna kick-ass Rambo style to make up for last year’s shortcomings. In the following year, here are 4 things I’m going to do to improve my investment style (and how you can mirror my improvements).
Daisy @ Suburban Finance writes Should You Spend Money On Outsourcing Your Chores? – An article on whether or not you should outsource the chores in your lief
Suba @ Broke Professionals writes How to Deal with a Work Place Bully – In recent years, there has been a lot of media attention on childhood bullying. Well, what about the work place? Read my advice on how to deal with them too
Minimalist @ Minimalist Finance writes Should You Take Out A Loan? – Should You Take Out A Loan? has been published on Minimalist FinanceOften, financial experts and advisors will warn against taking out loans, because they can be high in interest and cost you more in the long run.
The Boss @ Like A Boss Blog writes Do This Before You Hit 30 – Starting young can be a great advantage when finances are involved, if you are thinking of getting organized with your money, it is never too early to begin!
Irfan @ Everything About Investment writes Stock Market Investing Myths – Investing in stock market is a great way for anyone to make money without the usual overheads and headaches of owning and running a firm or a company. However, to invest in stock market one needs a certain amount of knowledge, skills and proper information. Without proper information or wrong information and lack of discipline many people especially newbies who enter the market with lack of knowledge lose a lot of money. The following are the stock market investing myths that people needs to be
Tushar @ Finance TUBE writes What’s Really Stopping Banks from Lending to UK Small Businesses? – The Treasury’s Funding for Lending Scheme, initiated in 2012, was supposed to give banks motivation, in the form of low-interest Bank of England loans, to pass credit on to small businesses.
Mike @ Personal Finance Journey writes 5 Signs you dont control your money it controls you – 5 Easy ways to identify whether you control your money or you let it control you. Challenging your perceptions of getting your money to achieve your goals.
Matt Becker @ Mom and Dad Money writes Why Whole Life Insurance is a Bad Investment – Whole life insurance is often sold to young people as an investment. Here I talk about the reasons why whole life is a bad investment and some of the better alternatives available to you.
Luke @ Learn Bonds writes 12 Bonds With Attractive Yields and Maturities – Points to consider when seeking out high yield individual bonds or corporate bonds.
Jon Haver @ Pay My Student Loans writes Best Time To Refinance a Student Loan – For those students who are about to graduate from college, the idea of beginning to repay substantial student loan debt can be overwhelming. There may be questions about when the best time to refinance a student loan is, or if it is a good idea to refinance the loans at all.
John @ OurInsuranceCanada.com writes Car Insurance Quotes – As with any country who has insurance requirements in place, Canada has implemented auto insurance laws in order to promote the safety of people who are traveling on its roadways. If there is an accident where property damage or injuries take place, insurance can help defray some of the costs associated with them.
Adam @ Money Bulldog writes Investing for Beginners ~ In the Beginning – So many people have thought about venturing into the world of investing but they just don’t know where to start. Check out our beginners guide and you will be placing your first trade tomorrow.
Adam @ Money Rebound writes Building an Emergency Fund in 3 Easy Steps – Many personal finance experts tout emergency funds as the first step towards reaching true financial independence. Find out how to start building yours today.
ETZ25 @ Entertainment Timez writes Why I Think AIG Still Makes Sense – This article is about the reasons that I think that AIG still makes sense as an investment. I especially believe that it has a lot more upside to swing up to!
John @ Card Hub writes Ask the Experts: Policy Changes for a Brighter Retirement – We’ve all heard there’s something of a perfect storm brewing on the retirement front, what with the U.S. population aging rapidly, Congress preoccupied with partisan politics, and the Great Recession wreaking havoc on our net worth. But do those of us who aren’t facing imminent retirement really care? Read on!
Ross @ Wallet Hub writes How credit scores work? – What your credit score is, and how credit scoring works.
William @ Quote Me A Price writes The Risks of Buying a Structured Settlement – While many like the advantage of a regular, steady income afforded by structured payments, some have a need for a larger sum of money that is usually paid through these settlement payments. And even though the sellers take some risk when selling their payments, the buyers have a few risks of their own.
Miss T. @ Prairie Eco Thrifter writes 6 Ways Regular Exercise Can Improve Your Life – We all know that exercise is good for us. It’s part of a healthy lifestyle. Regular exercise can do more for you than just help you enjoy better health and help you maintain your desired weight. Here are 6 other ways that exercise can improve your life:
SBB @ Simple Budget Blog writes Questions You Should Ask Yourself When Budgeting – Need help with budgeting your own finances? Read here for the questions you should ask yourself when dividing money into your budget categories.
Little House @ Little House in the Valley writes Financing a Car with Bad Credit – If you need to buy a car or replace a broken or old model but have a bad credit rating, it’s important to know there are financing options available.
Everything Finance @ Everything Finance Blog writes 5 Ways to Avoid Debilitating Student Loan Debt – However, contrary to media reports, there are still plenty of ways to get a college degree without drowning in student loan debt. You just need to strategically plan your path to higher education.
Amanda L Grossman @ Frugal Confessions writes Prepare Yourself for a Furlough – I know several people who have either been furloughed over the last several years, or are about to enter a period of furlough at their current employer.
Ryan @ Cash Money Life writes Why Pinching Pennies Won’t Make You Rich – Penny pinching isn’t enough to make you rich. Saving money and spending less helps, but you need to earn more money and invest to grow wealth.
Chris Topher @ This That and The MBA writes Socially Responsible Investment Portfolios – Many people participating in group retirement plans do not know that they can invest their funds into socially responsible investments (SRI). Socially responsible investments such as those offered by Standard Life are in essence investment portfolios that consider concerns in our environment such as social justice.
Dollar @ Easy Extra Dollar writes Christmas and Budgeting – Although most people enjoy the spirit of giving at Christmas time, it is also a fact that Christmas shopping can be a significant financial burden for many. This is especially true for those who have a large family or a large group of friends who regularly exchange Christmas gifts.
Investor Junkie @ Investor Junkie writes SoGo Trade Review – The No Frills Stock Broker – Simply put SogoTrade is a no-frills discount stock brokerage firm. Why? It’s possible to get some of the cheapest commissions for stock trading that we’ve been able to find, but with a catch. Read more to find out how.
Jon @ Novel Investor writes Building An Investment Checklist – An investment checklist forces you to stay in your comfort zone, stick to your guidelines, and make methodical thought out investment decisions.
John S @ Frugal Rules writes Answers to Challenging Credit Score Questions – There are many questions that can be posed in relation to credit scores and improving your credit. I share some of the tips of what to look at and most importantly, do your due diligence before taking action.
Mr.CBB @ Canadian Budget Binder writes How we quit comparing financial numbers – Some people like knowing what their friends financial numbers are and other’s don’t. Are jealousy and envy one in the same? When you focus too much on what you don’t have you will continue not having anything at all or that you desire in life.
Dividend Growth Investor @ Dividend Growth Investor writes Dividend income is more stable than capital gains – Dividend income has remained more stable than capital gains. Since 1977, the dividend income for S&P 500 has experienced declines in only 4 out of 34 years. As a result, it is no surprise that the predictable nature of dividend payment amounts is appealing to investors in retirement.
Jason Hull @ Hull Financial Planning writes Should You Work During a Vacation? – The temptation to check e-mail or just make a few calls beckons us to sneak away during vacations to get a little work done. Should we give in?
Anton Ivanov @ Dreams Cash True writes Why Stock Market Timing Is a Waste of Time – The sad truth is that market timing is largely futile. The vast majority of active traders fail to outperform long-term investing strategies that do not rely on timing the market. Many investors end up with large losses, loose their motivation and proclaim that stock market investing is dead.
Gary @ Gajizmo writes Questions To Ask The Interviewer – With millions of new graduates flooding the job market as well as millions of already unemployed Americans, it is important that you take advantage of every part of the interview process when demonstrating you are the best candidate. While most interviewees begin to relax during the end of the interview, knowing what questions to ask your interview may just give you a leg-up on the competition.
Steve @ 2014 Taxes writes Apple Boss Defends Company’s Tax Strategy – It is somewhat of a growing trend to see the tax strategies of major multinational companies, as well as wealthy individuals, being brought into question.