All the best new car deals in 2015, with offers on the cheapest new cars and the top offers available, according to Autoexpress.
1. Toyota Aygo deals
The £183 monthly payment for the new Aygo looks steep, but Toyota’s free first-year insurance deal cushions the blow. Plus, the X-Cite-spec model in question includes three of the most essential small car features: alloys, air-conditioning and a CD player. All said and done, that’s a better level of kit than Citroen and Peugeot can muster for mid-level versions of their C1 and 108 – the Aygo’s near-identical sister cars – making the Toyota one of the most desirable choices in its class. For your cash you get an attractive, fun-to-drive city car.
List price: £11,595
Aim to pay: £10,282
Deposit: £1,160
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £5,147
Total amount: £12,722
2. Fiat 500 deals
Fiat’s iconic city car remains as popular as ever, with its retro-inspired looks and enjoyable handling. And as part of this tempting finance deal, you get a £500 deposit contribution, while a 500 will certainly hold on to its value better than most of its competitors.
The range-topping Lounge versions come with air-con and sporty alloy wheels as standard, as well as a hands-free Bluetooth phone kit. The 1.2-litre petrol engine is a safe bet, although Fiat’s deal on the brilliant 0.9-litre TwinAir engine is worth a look, too. You’ll need to pay extra up front and will have to stump up bigger monthly repayments, but Fiat is offering a more attractive interest rate – at 3.8 per cent – on the 85bhp car.
List price: £11,820
Aim to pay: £10,692
Deposit: £1,775
APR: 6.1 per cent
No. of payments: 37 monthly
Final payment: £5,186
Total amount: £12,685
3. Skoda Citigo deals
Our 2014 City Car of the Year, the Skoda Citigo is the cheapest of the three virtually identical VW Group city cars, although the SEAT Mii runs it very close for value. Outstanding packaging means it carries four adults easily, and the 59bhp SE model comes with air-conditioning, a CD player, central locking and electric windows.
List price: £9,570
Aim to pay: £9,217
Deposit: £2,686
APR: 0 per cent
No. of payments: 36 monthly
Final payment: £4,258
Total amount: £9,570
4. Renault Twingo deals
A funky, unique entry into the city car market in 2014, the Renault Twingo can certainly rival the established competition – such as the Fiat 500 – for style. But it’s not all charming looks; its rear-engined, rear-wheel-drive layout also delivers agility and manoeuvrability for getting around town.
Despite the city car dimensions and the relatively small 188-litre boot, the Twingo serves up a reasonable amount of space. For that reason, it feels more practical than the Citroen C1 or Peugeot 108. The advantages don’t end there. For anyone looking to buy on finance, the meagre deposit of £164 should also prove appealing.
List price: £10,995
Aim to pay: £10,698
Deposit: £164
APR: 6.9 per cent
No. of payments: 48 monthly
Final payment: £4,748
Total amount: £13,132
5. Vauxhall Corsa deals
New for 2015 and much improved, the Vauxhall Corsa is sure to be flying out of Vauxhall showrooms. With a sportier look, the three-door is intended to appeal to younger buyers. It’s the step up in quality that’s been one of the biggest changes, and where before the interior looked like it was from a budget car, it now has a premium feel.
Also improved is the amount of space on offer, so passengers get more room, plus boot capacity has increased to 285 litres – that’s bigger than you’ll find in the Ford Fiesta. It hasn’t just closed the gap on the Ford for practicality, though. A new suspension set-up means it’s not only more comfortable than before, but better to drive, too, with greater body control.
Vauxhall is pushing a £500 deposit contribution, making the mid-range Corsa 1.2 Excite excellent value on a two-year finance deal – plus, any of the brand’s dealers will be open to haggling.
List price: £12,265
Aim to pay: £11,204
Deposit: £2,750
APR: 2.9 per cent
No. of payments: 23 monthly
Final payment: £6,251
Total amount: £12,698
6. Ford Fiesta deals
The class’s best driver’s car by some distance, and our Supermini of the Year for the past two years, the Ford Fiesta sets a high benchmark. Ford isn’t bending over backwards with deals, but £500 off the list price helps make a desirable Titanium-spec car very affordable, especially as it’s over a shorter-than-usual two-year term.
List price: £14,590
Aim to pay: £12,405
Deposit: £3,735
APR: 4.3 per cent
No. of payments: 23 monthly
Final payment: £6,806
Total amount: £14,377
7. MINI Cooper deals
Strong demand means MINI dealers don’t need to offer many deals, especially as the third-generation BMW-era car is new. Great to drive and superbly built, the MINI remains an extremely fashionable choice. Low APR means you can get a Cooper five-door for £199 per month, and it’s sure to hold on to its value.
List price: £17,089
Aim to pay: £16,041
Deposit: £3,500
APR: 6.9 per cent
No. of payments: 48 monthly
Final payment: £7,021
Total amount: £19,870
8. DS 3 deals
There’s still plenty to love about the MINI-rivalling DS 3, with an array of deals on offer until March, including zero per cent finance on selected models if you put down a 30 per cent deposit. It’s not just about the looks for the chic French hatch, though, as it almost matches its British rival for driving thrills.
List price: £16,570
Aim to pay: £13,323
Deposit: £4,269
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £6,925
Total amount: £17,997
9. Volkswagen Polo deals
The VW Polo looks great value against the MINI, but they’re chalk and cheese. While VW finance rates aren’t the best, a £1,000 deposit contribution makes them easier to swallow. The 1.0 SE lacks punch, but top refinement and build quality compensate, and your Polo will be worth more at trade-in than an equivalent Fiesta or Corsa.
List price: £13,685
Aim to pay: £10,868
Deposit: £3,066
APR: 7.5 per cent
No. of payments: 35 monthly
Final payment: £5,438
Total amount: £15,340
10. Citroen C4 Cactus deals
The all-new Citroen C4 Cactus is the standout crossover on the market – visually, at least. Maker Citroen’s gone back to basics and created an affordable, quirky car that’s also practical and comfortable. The radical protective AirBump panels down the sides of the Cactus are available in a whole host of colour combinations, and with this deal available on the range-topping Flair model, you also get heated door mirrors, automatic air-con and a rear parking camera. Add to that a 358-litre boot, plus 105g/km CO2 emissions and 61mpg economy, and it’s an attractive proposition.
Citroen is offering a generous £1,000 deposit contribution for its PCP scheme. You’ll pay 4.9 per cent APR, but only £165 a month. Put down a 40 per cent deposit, and you can take advantage of a zero per cent APR finance package.
List price: £16,210
Aim to pay: £15,059
Deposit: £4,734
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £6,900
Total amount: £17,574
11. Peugeot 2008 deals
In the ever-expanding and trendy supermini-SUV market, Peugeot’s 2008 is a fine all-rounder, with a stylish cabin and refined engines – especially the 1.6-litre diesel. It certainly made a strong debut in our Driver Power 2014 satisfaction survey, with owners praising its reliability and low running costs, best exemplified by the 1.2 VTi engine, which claims 57.6mpg. Peugeot’s ‘Just Add Fuel’ finance package also looks attractive. This PureTech 1.2 model is available with a £2,000 deposit and monthly payments of £185, but insurance, servicing and tax are also bundled in as part of the deal.
List price: £14,295
Aim to pay: £13,842
Deposit: £2,000
APR: 5.9%
No. of payments: 37 monthly
Final payment: £6,715
Total amount: £15,490
12. Fiat 500L deals
The flagship Fiat 500L has strong credentials, with chunkier styling than the standard car, a raised ride height and the pick of Fiat’s superb TwinAir petrol and Multijet diesel engines. Its impressive practicality, as well as its excellent safety features, should suit a small family, while fuel economy is also good across the range.
List price: £19,790
Aim to pay: £18,035
Deposit: £1,999
APR: 8.3 per cent
No. of payments: 48 monthly
Final payment: £6,036
Total amount: £21,336
13. VW Golf deals
It’s a myth that the VW Golf is much more expensive than the competition – it’s only marginally so. And while this 84bhp 1.2 TSI S model has slightly less power and kit than its rivals, it’s good value, at £215 per month over three years. Fixed-price servicing is available, too, as is a £750 deposit contribution.
List price: £17,175
Aim to pay: £15,242
Deposit: £4,351
APR: 7.5 per cent
No. of payments: 35 monthly
Final payment: £6,536
Total amount: £19,222
14. BMW 1 Series deals
Newer rivals may have surpassed the 1 Series, but thanks to its entertaining rear-wheel-drive layout and balanced steering, the baby BMW remains one of the most enjoyable models in its class. It’s also reasonably spacious, and in Sport trim you get DAB radio, 17-inch alloys and a leather-trimmed three-spoke steering wheel.
List price: £21,555
Aim to pay: £20,418
Deposit: £3,099
APR: 6.4 per cent
No. of payments: 48 monthly
Final payment: £8,055
Total amount: £24,664
15. Kia Cee’d deals
A cost-effective family hatchback, the Kia Cee’d SR7 is good value at £165 per month with 4.9 per cent finance. The relatively low deposit helps, and the 1.4-litre still comes in at well under £16,000 thanks to a £1,000 saving. Standard kit includes alloy wheels, parking sensors and Bluetooth music streaming.
List price: £15,650
Aim to pay: £11,015
Deposit: £3,772
APR: 4.9 per cent
No. of payments: 37 monthly
Final payment: £4,468
Total amount: £15,680
16. Peugeot 308 deals
The latest Peugeot 308 offers improved quality and a minimalist cabin, plus impressive comfort. It’s well equipped, with certain versions offered through Peugeot’s ‘Just Add Fuel’ deal, complete with a £1,500 deposit contribution. Whichever you go for, a sliding scale deposit means you can set out your payments to suit.
List price: £21,470
Aim to pay: £17,577
Deposit: £4,200
APR: 5 per cent
No. of payments: 36 monthly
Final payment: £8,818
Total amount: £23,470
17. SEAT Leon Cupra deals
If you can cope without the extra 15 horsepower, the ‘basic’ 262bhp SEAT Leon Cupra is the best value SEAT hot hatch – and possibly the best value hot hatch on sale, full-stop. It doesn’t have quite the visual punch of the Cupra 280, but in reality, it’s just as quick and great around corners. SEAT is also contributing £1,000 towards the deposit.
List price: £25,960
Aim to pay: £22,895
Deposit: £4,500
APR: 5.6 per cent
No. of payments: 35 monthly
Final payment: £10,500
Total amount: £28,435
18. Nissan Qashqai deals
The Nissan Qashqai is our crossover champ, and at the heart of its appeal is its mix of rugged off-road styling cues and family hatch running costs. Yet the latest car adds class-leading refinement, superb comfort and capable handling. Plus, the 1.5-litre diesel blends eager pace with wallet-friendly fuel economy and tax-busting emissions.
List price: £24,000
Aim to pay: £20,675
Deposit: £5,623
APR: 4.9 per cent
No. of payments: 37 monthly
Final payment: £11,043
Total amount: £26,091
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