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According to a survey by Bankrate, roughly 25% of Americans live paycheck to paycheck. The money they make just barely covers their day-to-day expenses, with little or nothing left over for emergencies. If you’re in this situation, any unplanned expense...

Sometimes plastic just won’t cut it. We’ve all been there before: the time to pay has come, and only then do you realize you have zero cash in your wallet—or your bank account. Even worse? They don’t take credit cards. What’s a credit-savvy person to...

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