HEAD OF CREDIT SUPPORT – JOB REF NO: Cr102013
The Position
Reporting to the Director Credit, the role holder will offer leadership in the overall management of the Group Non-Performing Credits, formulate/identify, review and implement policies, strategies / action plans to recover/restructure or restore to performance non-performing loans and provide advice to avoid such situations arising in future.
Key Responsibilities
Overall management of non performing debts to prevent deterioration and improve the bank’s lending asset quality.
Control specific provisions within budget and ensure adequate levels of provisioning on all accounts in accordance with the laid down credit policies.
Managing recovery costs within budgets.
Compliance with the bank’s Credit/NPL Policies and CBK Prudential Guidelines on loan classification and provisioning.
Timely submission of NPL returns to the Group Board and CBK.
Formulation of exposure/recovery strategies, action plans and supervising implementation for expedited closure.
Reduce non performing credit through aggressive recoveries and viable restructuring thus contributing to the Group bottom line through provisions craw backs.
Participation in partnership engagement meetings/forums.
Oversight and support to subsidiaries in the management of the non performing debts.
Receive and forward all enquiries to relevant Managers.
The Person
University degree preferably in Business related field. Possession of an MBA or other professional qualifications (AKIB/ACIB/AICM will be an added advantage)
Minimum of 8 years experience in Commercial Banking out of which 4 years must be management experience in Credit function covering Retail, Corporate Credit ,Mortgage credit, Financial analysis, reporting, monitoring and control of loans.
Risk Analysis and Evaluation, Collaterals/Securities analysis.
Knowledge of CBK/KCB prudential guidelines regarding lending
Knowledge about securities and legal issues relating to lending
Knowledge of Corporate and Mortgage products and administration of credit
Experience in working closely with lawyers
Must have attended KCB (or other) management courses on lending.
Ability to communicate clearly and concisely both orally and written.
Have the ability to make prompt decisions and be independent in problem solving in assigned duties.
Possess the ability to work effectively under pressure and tight deadlines.
Be pleasant, honest, outgoing well groomed and self-driven.
Ability to create and work with teams across the business
The above position is a demanding role which the bank will provide a competitive package for the successful candidate.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 16th July 2013.
Only short listed candidates will be contacted.
HEAD OF CHANNELS – JOB REF NO: RB252013
The Position
Reporting to the Director Retail, the role is responsible for the management, business delivery, growth, and profitability of the Retail Banking Channels: M-banking, Money Transfer Services, Card Business, Agent Banking, New Branch Outlets and ATMs.
Key Responsibilities
Formulate and execute the channels Mbanking, Money Transfer Services, Card, Agent Banking and channel expansion) Business Strategy in alignment with the KCB Group Business Strategic Plan.
Provide leadership, direction and pace for Mbanking and Money Transfer Services taking appropriate strategies to make KCB the preferred choice of Mbanking, money transfer and remittance services.
Develop and implement growth profitability models for each delivery channel.
Monitor, drive and analyze overall Retail performance against target to ensure achievement of business targets.
Identify business expansion opportunities and review requests for new business outlets, ATM expansion in liaison with the branches and Regional managers to expand the market share of the Banks Business.
Drive the business synergies and work hand in hand with the stakeholders to boost up the sales activities of the various Channels in order to achieve the business targets.
Spearhead the reviews and implementation of quality operations standards, risk management and compliance in every delivery channel with the ultimate aim of reduction of operating costs, fraud and losses through adherence to set policies and procedures and holistic corporate governance
Management of bank’s tariffs on an annual basis, benchmarking this with competition and changing customer needs.
Ensure optimization of human, physical resources, channels and forecast on retail needs.
Coach, mentor and develop a high performing team with clear responsibilities and accountabilities.
The Person
A holder of a degree from a recognized university. An MBA or Master’s degree or relevant professional qualifications in a relevant field will be an added advantage.
Have at least 8 years proven experience in Banking Channels, product development, Sales, Credit and Bank operations functions of a commercial bank at a senior managerial level.
Experience of operating in a multi-channels customer facing environment is essential.
Exposure to implementing Mobile Banking products.
Experience in the identification and management of new channels expansion.
Should have a thorough knowledge of Retail Banking Products, services and the financial services Industry.
Should have excellent high, influencing and negotiation skills with the ability to positively and clearly communicate with a variety of constituents.
Good interpersonal skills and ability to establish new client relationships and generate new business.
Excellent planning, problem solving and analytical skills
Should have strong leadership skills with demon
The above position is a demanding role which the bank will provide a competitive package for the successful candidate.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 17th July 2013.
Only short listed candidates will be contacted.
SENIOR HR ADVISOR – JOB REF: HR 06/2013
The Position
Reporting to the HR Business Partner, Head Office & International Businesses , the Senior Advisor will provide HR support to Head Office & International Businesses to ensure requisite support, challenge and value addition to increase operational efficiency and grow market share.
Key responsibilities
Manage staff resourcing and recruitment needs as per approved staff establishment.
Apply HRM expertise and knowledge to maximise the potential of human capital within a strategic context.
Provide strong HR consultancy, advice and coaching to managers in Head Office & International Businesses.
Focus on Talent and Succession, Resourcing, Retention and Learning and Development of Employees.
Manage and maintain performance management for Head Office & International Businesses in order to achieve high Performance.
Monitor and control staff operational costs at optimal levels.
Undertake internal customers and stakeholder engagements and resolve all HR related matters.
Monitor closure of HR business partnership issues arising from HR Audits and Employee Surveys.
Manage Career development and progression for the Head Office & International Businesses staff.
Resolve internal customer queries, conflicts and complaints (HR help desk issues/telephone calls, walk- in customers)
The Person
University Degree from a recognized institution.
Possession of a postgraduate degree in a related field will be an added advantage.
Professional qualification in Human Resource Management will be an added advantage
A minimum of 5 years’ experience in a HR Generalist role
Knowledge of Talent and Skill pool management
Knowledge and application of the Bank’s products, services and policies
Experience of implementing a wide range of process improvement activities
Must display superior verbal, written and presentation skills.
Ability to build strong working relationships, internal and external to the organization.
Demonstrated creativity and analytical ability.
Interpersonal skills necessary to deal effectively with a diverse group
The above position is a demanding role which the bank will provide a competitive package for the successful candidate.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 16th July 2013.
Only short listed candidates will be contacted.
MANAGER, CARD CENTRE SYSTEMS – JOB REF: IT132013
The Position
Reporting to the Senior Manager, E- Channels, the is role responsible for maintaining an efficient Card Management System ,delivering quality service to both internal and external customers, providing high system availability of card systems at all times, providing operational assistance and guidance in IT related areas to the Card Center team and ensuring compliance of the card management system with payment associations (VISA & MASTERCARD).
Responsibilities
Provide leadership to KCB Card Centre processing team.
Perform core systems administration tasks, that is, the custodian of systems, ensure security of systems and information, maintain inventory of systems and perform authorized users administration.
Collect and account for transactions acquired through merchant establishments, ATMs and other sources.
Establish and maintain data processing schedules and controls to ensure timely delivery of quality assured outputs.
Ensure timely delivery of reports for users, processing of incoming and outgoing files to and from VISA and MASTERCARD and any other interfaced systems.
Ensure 24*7 availability of authorization system and any other systems as required by users.
Keep track of systems and user related issues and attend to them promptly.
Perform system upgrades and apply system patches promptly received from system vendors
Provide user support and training; perform system backups and restoration procedures.
Develop, maintain and enforce procedures for controlling and keeping track of system updates and alterations.
Advise Card Centre management on systems features and enhancements that may add value to business.
Participate in Projects that involve Card System implementation.
The Person
A University degree in Information Technology or Computer Science from a recognized university. IT system qualification will be an added advantage.
Masters degree an added advantage
Certification in Oracle Database management, Linux and Windows Network Management.
At least three (3) years working experience with Card and ATM systems.
Experience in branch operations, handling of risks – frauds & forgeries will be an added advantage.
Demonstrate high integrity
Good data analytical skills, both financial and non-financial.
Training in Risk management.
Good communication, planning and organization skill
The above position is a demanding role which the bank will provide a competitive package for the successful candidate.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 16th July 2013.
Only short listed candidates will be contacted.