2014-06-24

Even huge mountain can be drilled only through a nail, and huge amount of money can be stored in a digital card. What are this digital card and the story behind this? Why this encrypted card is very important to a common man. Here are the details represented by the MUDIAM INC to bring the awareness about the Encrypted money and secured money.



Cardholder Data and its Value

Cardholder info is described as the Primary Account number (PAN) alone. Storing, transmission or processing a single PAN obligates a company to follow with the Payment Card trade info Security Standard (PCI DSS).

The PAN is the 15-19 digit numbers that are embossed on the front of the card. Cardholder name, expiration date, and service code can also be considered Cardholder info under certain circumstances. This data is kept on the magnetic stripe of the credit or debit card, along with other sensitive authentication data. This info accesses the payment processor and the bank that issued the card to validate the card that is being used. If data thieves are ready to access this info, they can create counterfeit cards and initiate deceitful transactions. In addition, some knowledge thieves can sell the info to different criminals that can then use the info for their criminal activities. Stolen credit card info can be sold-out on the black market for $5-$10 per card.



PAYMENT CARD INTERFACE SOLUTION

With our SAP® certified answer for Payment Card Interface, that is PCI-DSS compliant, customers will modify their SAP® system for real time process of Payment Cards and Credit Cards. This reduces Days Sales Outstanding (DSO) in their Accounts assets therefore rising income giving them wonderful ROI on their investment in our answer. We tend to integrate with quite twenty leading payment entry processors entry world.

ENCRYPTED CARD READER

The most common type of mobile  payments these days is one in that the merchandiser has a Smartphone  and  a  “dongle,”  or card  reader, that will connect via the audio  jack on  the  phone. Once the  card  is  swiped,  the info  is  sent  through  the  audio  receiver  to  the  payment  application  on  the  phone.  In several  mobile  payment  implementations,  once  the information  is  sent  to  the  application,  the  application  encrypts  the info.

This model leaves the sensitive payment info vulnerable to pirates. An encrypting card reader encrypts the info at the “point of swipe.” That suggests that the info is encrypted from the moment it is entered and is communicated to the payment application on the phone — already encrypted. The application ever touches the unencrypted info. That suggests that even if the phone were lost or the application was “cracked” by info thieves, the data would be useless to them. This is a more secure technique and safer for each the merchandiser and the customer.

“If info thieves are

able to access this  data, they can

create counterfeit cards and

initiate deceitful transactions...Stolen

credit  card info will

be sold-out on the black

market for $5-$10 per card.”

For more information contact: http://www.mudiampci.com/

7135893630 REDDY MUDIAM USA

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