Find new promotions and offers from First Central Direct for their Money Market and Certificate of Deposit accounts here.
First Central Direct is the online division of First Central Savings Bank of New York. First Central Savings Bank was established in 1999 and serves as a community bank in the New York area. Operating online, First Central Direct can offer better rates for their Money Market and CD Accounts.
Current Top Rate At First Central Savings Bank:
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1.60% APY
60 Month CD
First Central Direct Money Market Offer
First Central Direct’s online E Premier Money Market account offers competitive interest rates with a $10,000 minimum opening deposit.
You’ll have access to 31,000 surcharge free ATM’s worldwide (Allpoint).
You’ll have access to mobile banking and mobile deposits.
The FCSB Debit Card comes with zero liability for unauthorized transactions.
Interest rates are tiered.
Minimum opening deposit is 10,000.
There’s a Monthly Fee of $10 when your daily balance falls below $10,000.
Online/mobile account access and online statements.
You’ll have check writing privileges also.
Rates are as follows:
Account Balance
APY Rate
Minimum Balance Requirement
$0 to $9,999.99
0.00%
$10,000
$10,000 to $24,999.99
1.06%
$10,000
$25,000 to $49,999.99
1.06%
$10,000
$50,000+
1.06%
$10,000
Learn MoreAt First Central Direct
Compare To These Money Market Accounts:
Some popular money market accounts include those from EverBank, Discover and BBVA Compass Bank. See all the top rates at our Money Market Rates Page.
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First Central Direct CD Offer
First Central Direct has online Certificate of Deposit terms from 12 months to 60 months with decent rates. Find better rates nationwide at our CD Accounts page.
CD terms available from 12 months to 60 months
$10,000 minimum to open an account
The interest is compounded daily and credited monthly or at the CD maturity
CD accounts will renew automatically at maturity
Current rates (*Consistently updated, but always check directly with the bank)
CD Term
APY Rate
Minimum Balance Required
12 Month
1.00%
$10,000
24 Month
1.10%
$10,000
30 Month
1.25%
$10,000
36 Month
1.10%
$10,000
60 Month
1.60%
$10,000
Learn MoreAt First Central Direct
Compare With CD Accounts From These Banks:
Popular CD Accounts include those from Discover Bank and EverBank. See them all on our CD Accounts Page.
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*See our Bank Promotions Page for the latest top offers
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