Periodically throughout the year Citibank will have new Checking and Savings account promotions for free bonus money.
These bonus offers are often available for both personal and business accounts.
The typical bonus amounts include $250, $300, $400, $500 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required!
The following accounts options are usually the ones with bonus offers:
Citigold Interest Checking (personal)
Citibank Savings Plus Account (personal)
Citibank Account Package w/ Regular Checking Account (personal)
Citi Business Checking (business)
You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas.
*Be sure to review the Checking and Savings account promotions from Chase Bank, which are some of the most popular currently. See all bank promotions.
$400 Citi Checking Bonus
You can earn a $400 bonus when you open a new account in The Citibank Account Package and make a qualifying deposit. While direct deposit isn’t a requirement for this offer, you do have to have $15,000 to set aside for the deposit requirement.
$400 bonus offer set to expire on 10/31/2016
The Citibank Account Package is eligible for this offer
Offer is available nationwide
Application will trigger a Soft Pull, which does not affect your credit
You can not fund the opening deposit with a credit card
Direct Deposit is NOT required for offer
The Monthly Service Fee can be waived
Learn MoreAt Citibank
*You can also apply at a branch or by calling 1-866-422-1475
How To Get Your $400 Bonus
Open a new personal checking account in The Citibank Account Package.
Within 30 days from account opening, deposit $15,000 or more in new-to-Citibank funds into your new Checking account OR new/existing Citibank Savings Plus account.
You must maintain a minimum balance of $15,000 in the new Checking or new/existing Savings account for 30 consecutive calendar days following the date you made the qualifying deposit.
Waive The Monthly Fee
The $25 Monthly Service Fee can be waived if you have $10,000 in combined average monthly balances
Also, ATM fees for use of non-Citibank ATM’s is also waived if the combined average monthly balances in eligible linked accounts are met
Author’s Verdict:
While direct deposit isn’t required for this promotion, the cash deposit amount is quite high at $15,000. Previously, Citi only offered these Checking account bonuses for their Citigold Account Package, which had very high balance requirements to waive the monthly fee. Now that the Citibank Account Package (with lower balance requirements) is also eligible for this offer, it definitely opens things up for more of us.
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Citi Checking Package 10K To 50K ThankYou Points Bonus
Up To 50,000 ThankYou Points Bonus!
This is a targeted offer for Citi cardmembers that have an existing ThankYou Member Account with their Citi credit card. You can earn up to 50,000 bonus ThankYou points.
The special offer code is 442D2KLPWP.
Promotion Page
*After clicking on the link and entering the promo code, click on “Promotion Disclosures” on the left hand side to see the promotion details.
Expiration: Expired 06/30/2016
Bonus Amount: Up to 50,000 ThankYou Points
Competitor Bonuses:
Chase Checking bonus
TD Bank Checking bonus
Northpointe Bank Checking bonus
BBVA Compass Checking bonus
Capital One 360 Checking bonus
All Bank bonuses
Account(s) Eligible: Citigold, Citibank, Basic banking Packages
Availability: Nationwide
Hard/Soft Inquiry: Soft
Opening Deposit Credit Card Funding Eligibility: No
Direct Deposit Requirement: None
Monthly Service Fee: $30 Citigold Fee, waived with $50,000 monthly balance.
Bonus Requirements: Within 60 days after account opening, you must do the following:
Make at least 1 qualifying bill payment for 2 consecutive calendar months
The Checking account type that you choose will determine the amount of bonus points you’ll receive.
Regular Checking account in The Citigold Account Package: 50,000 bonus ThankYou Points
Regular Checking account in The Citibank Account Package: 20,000 bonus ThankYou Points
Regular Checking account in The Basic Banking Package: 10,000 bonus ThankYou Points
Points will be credited to your existing ThankYou Member account within 90 days from the date when you completed all offer requirements.
Be sure to read the Terms and Conditions on the “Promotion Disclosures” page for all the details!
Next Page: More Citibank Promotions…
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