After doing a Google search trying to find a good compilation of all the best credit card sign up bonus offers available, I was left a little disappointed. Everything that turned up on the search results was either too short and lacking, or it just seemed like the author only listed certain cards that they had referral links for.
I Love Free Miles & Points!
I like looking through sign-up bonuses for free miles, points, or cash because I’ll often cancel some unused cards every few years in order to apply for some new ones for bonus perks.
I had to resort to going through each credit card issuer’s websites to figure out all the current bonuses available. So, I figured if I was going through all the research anyway, I may as well put a list together for everyone to see.
This ended up being a VERY long list with well over 100 bonus offers. I decided to leave off some of the smaller offers from local banks that I didn’t think would be too popular anyway.
There are no limitations on which banks are listed, so if you come across a good bonus offer that isn’t listed please comment and let me know so I can share it with everyone.
I’ll include all types of rewards, miles, cash back, travel, and even business credit cards.
Even if a credit card has great features, if it doesn’t have any initial bonus offer, it won’t be listed. For the most part, all the top most popular cards have bonuses anyway.
Remember, all of the bonus deals and promotions require that we spend a certain amount within the first few months of account opening to qualify. The best bonuses usually involve an annual fee as well, so keep that in mind (I listed those as well).
*For business card offers, you’ll either have to apply with a federal tax ID (EIN) or with your SSN as a sole proprietor. If you report any kind of income from sales on your individual return, then you are a sole proprietor and can apply with your SSN.
*Credit card offers change very frequently, so always check the terms & conditions on the application page for current info. I’ll try to update as frequently as possible. If you see any errors, please comment below and I’ll update for everyone. Thanks!
An Unbiased List Of All The Best Credit Card Sign-Up Bonuses!
For MOST(not all) credit cards, your best redemption value usually equates to 100 miles/points = $1. So, usually 10,000 bonus points are equivalent to $100 in redemption.
Variation in value will come about depending on how you choose to use your miles or points. Let’s say you have a miles earning credit card, usually redeeming for travel will give you better value as opposed to using them for merchandise. Every card issuer is a bit different, so be sure to read all the details on the application page.
Since free hotel nights and free flights can range in value, I decided to go ahead and list those first.
BT = Balance Transfer
Bonus Amount
Card Name
Purchase/BT Requirement(s)
Annual Fee
50,000 points &1 Free Night
Marriott Rewards® Premier Credit Card
$1,000 in 1st 3 months
$0 1st year, then $85
2 weekend night certificates
Citi® Hilton HHonorsTM Reserve Card
$2,500 in 1st 4 months
$95
2 FREE NIGHTS
The Hyatt Credit Card
$1,000 in 1st 3 months
$75
2 complimentary nights
Fairmont Visa Signature® Credit Card
$1,000 in 1st 3 months
$95
2 Roundtrip Flights
AIRTRAN® AIRWAYS A+ REWARDSSM Credit Card
$2,000 in 1st 3 months
$69
Complimentary Night Stay
The Ritz-Carlton Rewards® Credit Card
$2,000 in 1st 3 months
$395
60,000 points
Hilton HHonorsTM Surpass® Card from American Express
40,000 after 1st purchase; 20,000 after $3,000 in 1st 3 months
$75
50,000 points
Ink Plus® Business Card
$5,000 in 1st 3 months
$0 1st year, then $95
50,000 points
Ink Bold® Business Charge Card
$5,000 in 1st 3 months
$0 1st year, then $95
50,000 points
Southwest Airlines Rapid Rewards® Premier Business Card
$2,000 in 1st 3 months
$99
50,000 points
Southwest Airlines Rapid Rewards® Plus Card
$2,000 in 1st 3 months
$69
50,000 points
Southwest Airlines Rapid Rewards® Premier Card
$2,000 in 1st 3 months
$99
50,000 points
The Business Gold Rewards Card® from American Express OPEN
$5,000 in 1st 3 months
$0 1st year, then $175
50,000 miles
British Airways Visa Signature® Card
$1,000 in 1st 3 months
$95
30,000 miles (45,000 limited time here)
Gold Delta SkyMiles® Credit Card from American Express
$500 in 1st 3 months
$0 1st year, then $95
45,000 miles
The Frontier Airlines World MasterCard®
25,000 after 1st purchase; 10,000 after $750 in 1st 90 days; UP TO 10,000 with balance transfer within 90 days
$59
40,000 miles
Barclaycard Arrival World MasterCard
$1,000 in 1st 90 days
$0 1st year, then $89
40,000 miles
The US Airways Premier World MasterCard®
30,000 after 1st purchase;UP TO 10,000 when balance transfer within 90 days
$89
40,000 points
Chase Sapphire Preferred®
$3,000 in 1st 3 months
$0 1st year, then $95
40,000 miles
Citi® Platinum Select® / AAdvantage® World MasterCard®
$3,000 in 1st 3 months
$0 1st year, then $95
40,000 points
Citi® Hilton HHonorsTM Visa Signature® Card
$1,000 in 1st 4 months
$0
40,000 points
Hilton HHonorsTM Card from American Express
$750 in 1st 3 months
$0
35,000 miles
The Lufthansa Premier Miles & More World MasterCard®
20,000 after 1st purchase;30,000 after $5,000 in 1st 90 days
$79
35,000 miles
US Airways Dividend Miles BusinessCard $79 annual fee
25,000 1st purchase; UP TO 10,000 for Balance Transfers
$79
35,000 miles
Frontier Airlines BusinessCard $59 annual fee
25,000 1st purchase; UP TO 10,000 for Balance Transfers
$59
32,000 points
Choice Privileges Visa
8,000 1st purchase; 24,000 when you pay for a stay with card
$0
30,000 miles
Citi® Platinum Select® / AAdvantage® Visa Signature® Card
$1,000 in 1st 3 months
$0 1st year, then $95
30,000 miles
United MileagePlus® Explorer Card
$1,000 in 1st 3 months
$0 1st year, then $95
30,000 miles
Gold Delta SkyMiles® Business Credit Card from American Express
$500 in 1st 3 months
$0 1st year, then $95
30,000 miles
CitiBusiness® / AAdvantage® World MasterCard®
$1,000 in 1st 3 months
$0 1st year, then $95
30,000 points
Marriott Rewards® Credit Card
$1,000 in 1st 3 months
$0 1st year, then $45
30,000 points
Citi PrestigeSM Card
$2,000 in 1st 3 months
$400
30,000 miles
Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®
$1,000 in 1st 4 months
$450
30,000 miles (5,000 are Medallion® Qualification Miles (MQMs))
Platinum Delta SkyMiles® Business Credit Card
15,000 after first purchase; 15,000 after $500 in 1st 3 months
$150
30,000 miles
United MileagePlus® Explorer Business Card
$1,000 in 1st 3 months
$0 1st year, then $95
150 cash ($250 limited time here)
Blue Cash Preferred® Card from American Express
$1,000 in 1st 3 months
$75
25,000 miles
Citi Gold / AAdvantage® Visa Signature® Card
$750 in 1st 4 months
$0 1st year, then $50
25,000 miles
Citi® / AAdvantage® American Express® Card
$750 in 1st 4 months
$0 1st year, then $50
25,000 points
Citi ThankYou® Premier Card
$2,000 in 1st 3 months
$0 1st year, then $125
25,000 points
American Express® Premier Rewards Gold Card
$2,000 in 1st 3 months
$0 1st year, then $175
25,000 points
The Platinum Card® from American Express
$2,000 in 1st 3 months
$450
25,000 points
Starwood Preferred Guest® Credit Card from American Express
10,000 after first purchase;15,000 after $5,000 in 1st 6 months
$0 1st year, then $65
25,000 points
The Business Platinum Card® from American Express OPEN
$5,000 in 1st 3 months
$450
25,000 points
Starwood Preferred Guest® Business Credit Card from American Express
10,000 after first purchase; 15,000 after $5,000 in 1st 6 months
$0 1st year, then $65
25,000 miles
Alaska Airlines Visa Signature® Credit Card
upon approval
$75 Visa Signature, $50 Visa Platinum, $35 Visa Preferred
25,000 miles
Alaska Airlines Visa® Business Card®
first purchase
$50 per company, $25 per card or $0 per company, $75 per card
20,000 miles
Barclaycard Arrival World MasterCard — No Annual Fee Card
$1,000 in 1st 90 days
$0
20,000 miles
Platinum Delta SkyMiles® Credit Card
first purchase
$150
20,000 points
Ink® Classic Business Card
$3,000 in 1st 3 months
$0
$200 cash
Ink Cash® Business Credit Card
$3,000 in 1st 3 months
$0
20,000 points
JetBlue Card from American Express
$1,000 in 1st 3 months
$0 1st year, then $40
20,000 points
PenFed Premium Travel Rewards American Express® Card
$2,500 in 1st 3 months
$0
20,000 points
Icelandair World MasterCard® $39 annual fee
10,000 1st use; UP TO 10,000 for Balance Transfers
$39
20,000 miles
LANPASS Visa Signature® Card
first card use
$0 1st year, then $75
20,000 miles
LifeMiles Visa Signature® Card
first card use
$0 1st year, then $75
20,000 miles
AeroMexico Visa Signature® Card
first purchase
$0 1st year, then $80
10,000 miles & 10,000 Medallion® Qualification Miles (MQMs)
Delta Reserve Credit Card
first purchase
$450 (Delta Sky Club® access)
20,000 miles
Virgin Atlantic American Express® Credit Card from Bank of America
first purchase
$90
17,500 points
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card
$2,500 in 1st 150 days
$0 1st year, then $49
17,500 points
U.S. Bank FlexPerks® Business Travel Rewards Visa® Card
$2,500 in 1st 150 days
$0 w/ $240 in purchases/year
16,000 points
Best Western MasterCard®
first purchase
$0
16,000 points
Wyndham Rewards Visa Card $39 annual fee
first purchase
$39
100 cash ($150 limited time here)
Blue Cash Everyday® Card from American Express
$1,000 in 1st 3 months
$0
15,000 miles
Frontier Airlines BusinessCard No annual fee
5,000 1st purchase; UP TO 10,000 for Balance Transfers
$0
15,000 points
Citi ThankYou® Preferred Rewards Card
$1000 in 1st 3 months
$0
15,000 points
CitiBusiness ThankYouSM Card
$3000 in 1st 3 months
$0
15,000 points
Blue Sky Preferred® Card from American Express
$1,000 in 1st 3 months
$75
15,000 miles
Frontier Airlines World MasterCard®
with No Annual Fee
5,000 after 1st purchase; UP TO 10,000 with balance transfer within 90 days
$0
15,000 points
Icelandair World MasterCard® No annual fee
5,000 1st use; UP TO 10,000 for Balance Transfers
$0
15,000 miles
US Airways Dividend Miles BusinessCard No annual fee
5,000 1st purchase; UP TO 10,000 for Balance Transfers
$0
15,000 miles
Spirit Airlines World MasterCard® Credit Card
first purchase
$59 Mastercard Worldcard, or $19 Mastercard Platinum
15,000 miles
SKYPASS Visa® Signature Credit Card
first purchase
$80
12,500 miles
China Airlines MasterCard® Annual Fee
7,500 1st use; UP TO 5,000 for Balance Transfers
$59
12,500 points
Travelocity Rewards American Express® $39 annual fee
7,500 1st purchase; UP TO 5,000 for Balance Transfer within 30 days
$39
12,000 points
Amtrak Guest Rewards® MasterCard®
$500 in 1st 3 months
$0
12,000 points
Wyndham Rewards Visa Card No annual fee
first purchase
$0
$100
Citi® Dividend Platinum Select® Visa® Card
$500 in 1st 3 months
$0
$100
Chase Freedom® Visa
$500 in 1st 3 months
$0
$100
United MileagePlus® Club Card
first purchase
$395
$100
GM Business Card
$500 in 1st 3 months
$0
$100
BankAmericard Cash Rewards™ Credit Card for Students
$500 in 1st 90 days
$0
$100
World Wildlife Fund BankAmericard
$500 in 1st 90 days
$0
$100
MLB® BankAmericard
$500 in 1st 90 days
$0
$100
Susan G. Komen® BankAmericard
$500 in 1st 90 days
$0
$100
BankAmericard Privileges® with Cash Rewards
$500 in 1st 90 days
$0 1st year; after that, $75 fee waived w/ qualifying assets
$100
BankAmericard Cash Rewards™ Credit Card
$500 in 1st 90 days
$0
$100
Capital One® SparkSM Cash for Business
$1,000 in 1st 3 months
$0 1st year, then $59
10,000 points
Chase Sapphire® Card
$500 in 1st 3 months
$0
10,000 points
Mercedes-Benz Credit Card from American Express
$1,000 in 1st 3 months
$95
10,000 points
Blue from American Express®
$1,000 in 1st 3 months
$0
10,000 Medallion® Qualification Miles (MQMs)
Delta Reserve for Business Credit Card
first purchase
$450
10,000 points
Blue for Business® Credit Card
first purchase
$0
10,000 miles
Capital One® VentureOneSM Rewards Credit Card
$1,000 in 1st 3 months
$0
10,000 miles
Capital One® VentureSM Rewards Credit Card
$1,000 in 1st 3 month
$0 1st year, then $59
10,000 miles
Capital One® SparkSM Miles for Business
$1,000 in 1st 3 months
$0 1st year, then $59
10,000 points
Royal Caribbean® Visa® Credit Card
first purchase
$0
10,000 miles
Asiana Airlines American Express® Card from Bank of America
first purchase
$99
10,000 points
Norwegian Cruise Line® World MasterCard® Credit Card
first purchase
$0
10,000 points
Barclaycard® Rewards MasterCard® – Excellent Credit
$750 in 1st 3 months
$0
10,000 points
BankAmericard Travel Rewards® for Students
$500 in 1st 90 days
$0
10,000 points
Business Preferred World MasterCard®
first purchase
Waived 1st year and continued waiver each year with an open Business Advantage or Business Analysis Checking account
10,000 miles
Asiana Visa® Business Card
first purchase
$80
10,000 points
AT&T Universal Savings and Rewards Card
$500 in 1st 3 months
$0
10,000 points
Travelocity Rewards American Express® No annual fee
5,000 1st purchase; UP TO 5,000 for Balance Transfer within 30 days
$0
10,000 points
NFL Extra Points credit card
first purchase
$0
10,000 points
BankAmericard Travel Rewards®
$500 in 1st 90 days
$0
$100 Gift Card
Disney Premier Visa® Card
$500 in 1st 3 months
$49
7,500 points
Blue Sky from American Express®
$1,000 in 1st 3 months
$0
7,500 miles
China Airlines MasterCard® No Annual Fee
2,500 1st use; UP TO 5,000 for Balance Transfers
$0
$50
Upromise World MasterCard®
first purchase
$0
$50
Bank of America® Accelerated Rewards® Card
$500 in 1st 90 days
$0
$50
BankAmericard® Power Rewards® Credit Card
$500 in 1st 90 days
$0
5,000 points
Business Green Rewards Card from American Express OPEN
first purchase
$0 1st year, then $95
5,000 points
Princess Cruises Rewards Visa Card
first purchase
$0
5,000 points
The Priceline Rewards™ Visa® Card
first purchase
$0
5,000 points
The Carnival™ MasterCard®
first purchase
$0
5,000 points
Aer Lingus MasterCard®
first purchase or balance transfer
$0
5,000 points
WorldPoints® Travel Rewards for Business Visa® Card
first purchase
$0
5,000 points
Holland America Line Rewards Visa Card
first purchase
$0
$50 Gift Card
Disney Rewards® Visa® Card
first purchase
$0
$30 Gift Card
Amazon.com Rewards Visa® Card
upon approval
$0
2,500 points
RCI® Elite Rewards® MasterCard®
first purchase
$0
2,500 points
Williams-Sonoma Visa Signature® Card
first purchase
$0
2,500 points
Coast to Coast Visa Credit Card
first purchase
$0
2,500 points
Good Sam Visa Signature card
first purchase
$0
2,500 points
USAA Rewards™ World MasterCard®
first purchase
$0
2,500 points
Barclaycard® Rewards MasterCard® – Good Credit
first purchase
$0
2,500 points
USAA Rewards™ American Express® Card
first purchase
$0
2,500 points
USAA Military Affiliate Cards
first purchase
$0
2,500 points
USAA Rewards Visa® Card
first purchase
$0
$25 Gift Card
Barnes & Noble MasterCard
first purchase
$0
$20
Discover it® for Students with $20 Cashback Bonus
first purchase in 1st 3 months
$0