2013-09-15

Welcome to the Yakezie Carnival. Today I’ll be sharing a bunch of great personal finance reads from around the web!

Michelle @ Making Sense of Cents writes $9,554 in August Extra Income – August was a slower month than usual. I also took a vacation, so I will blame not being able to reach my $10K goal on that. However, I did receive an uptick in the amount of bids I put out. I received many emails from business owners who were interested in hiring me. Hopefully some of these pan out!

AB @ Aspiring Blogger writes Net Worth Update – July 2013 – My 100th blog post and an increase in our net worth? Doesn’t get much better than that! Stop by and read all the details.

Danielle @ Saving Without a Budget writes Planning your Retirement? Here are 8 Mistakes to Avoid – A recent national survey showed that over 85% of all respondents weren’t confident that they would be able to retire comfortably based on their current retirement plans.

Andrea @ So Over This writes Getting Your Child to Contribute Towards Education Costs – Every parent wants their child to have a good education and be able to enjoy a prosperous and rewarding future. However, even the cost of higher education can be crippling for some parents.

Edward Antrobus @ Edward Antrobus writes Buying a Car With a Credit Card: Possibly the Worst Idea Ever – Elio Motors is planning on selling a $6800 car that will be paid for via credit card fees. Creative financing to be sure, but probably the worse idea ever.

Monica @ Monica on Money writes 7 Things I Refuse to Give Up to Save More Money – I love saving money (who doesn’t) and some would even say I’m cheap! So I recently started looking for ways to save money on everything, but there are 7 things I refuse to give up to save more money.

Holly @ Club Thrifty writes Quit Your Day Job: How to Start a Blog – Yup! We work from home and it all began when we started a blog. How can you make money online and possibly quit your day job? Find out inside!

Daniel @ SweatingTheBigStuff.com writes When You Should Pay Bills Manually – I’ve automated just about everything, but there are a few times I still pay bills manually. There are only two reasons not to automate bills.

Buck @ Buck Inspire writes Workplace Productivity In America – Due to Baby Buck’s ever changing sleep patterns, my energy levels have been all over the map. I’ve been compensating by taking quick power naps during my lunch break. Take a look at workplace productivity and another way to deal with low energy.

Bargain Babe @ BargainBabe.com writes Save Money On Groceries: Stop Buying These Foods – Save money on groceries by never buying these 25 foods again. You’ll be surprised how much money you can save!

IMB @ Investing Money writes Getting Technical – Investing in the markets can be a challenge, but we can make it easier. Read here for tips on investing and how to invest in the markets today.

Mr. Utopia @ Personal Finance Utopia writes Bad Financial Decisions: What’s Worse? – Financial Decisions can either be “dumb” or “smart” when made. If the financial decision goes bad, which type is worse to recover from?

Cat Alford @ Budget Blonde writes Reevaluating My Student Loan Plan – I’ve been taking some time to reevaluate my student loan plan. There are a few reasons why. Here are a few of them.

Corey @ 20s Finances writes Tips for Landing a Job Through Craigslist – Learn three practical steps to help you get a job through craigslist. You’ll be amazed at how easy it is to stand out from others.

Emily @ Evolving Personal Finance writes August 2013 Month in Review: Money – We wrapped up our amazingly under-budget summer with a record-setting amount of leftover money!

Ryan @ Cash Money Life writes Could the Pomodoro Technique Help Your Productivity? – Have you tried the Pomodoro Technique for time management and productivity? It uses timed bursts of focused energy followed by a timed break. It works!

Michelle @ The Shop My Closet Project writes Using up my stuff, and debt pay off updates! – Ok, I’m going to admit that I’m beginning to be a little alarmed by how much product I apparently have. Several months ago I decided not only to stop shopping for clothing items, but to use up the product that I have. I’m looking forward to picking up the pace on my debt repayment during the cold weather months.

FI Pilgrim @ FI Journey writes Imagine The Freedom Of Owning A House With No Mortgage – What would your life be like if you owned your home free and clear? How would having a house with no mortgage payment every month free your money up?

Hank @ Money Q&A writes Don’t Be Kept In The Dark About The Costs Of Investing – The more oversight, personal involvement, and attention you give to your portfolio, the better positioned you’ll be. Understanding the costs of investing becomes easier for investors with the more you learn.

Rich @ Growing Money Smart writes 100K in Five Years Challenge Update 2013-09-09 – We’ve changed out five year challenge strategy, but we still think we can meet our goal of 100k in five years.

TTMK @ Tie the Money Knot writes Counting on No Social Security Benefits – If retirement is many years in the future, is it wise to count on social security? This post makes the case for pretending it won’t be there.

SBB @ Simple Budget Blog writes Meeting the Mouse: Budgeting a Trip to a Disney Park – Going on a Disney vacation? Great! Time to budget. Read for the budget categories you need to fill up in order to head out to one of the Disney parks.

MMD @ My Money Design writes How to Make Money with a Website and Why Most Personal Finance Sites Don’t – If you’re wondering right now how to make money with a website or why your’s isn’t doing as well as you hope, then you really need to hear Jon’s story! He’s killing it making $3,000 per month!

MMD @ IRA vs 401k Central writes What Is a Non Deductible IRA and How Do I Contribute To One? – Very few people realize that you can contribute to a non deductible IRA regardless of your income level and still enjoy tax free investment growth. Here are some things that can help you get the most out of your savings.

DW @ Great Passive Income Ideas writes What Are Some Good Online Residual Income Opportunities? – The Internet has got some great online residual income opportunities that will help you earn that extra cash you need. Here are a few tips you can try.

Crystal @ Married (with Debt) writes Transitioning to One Income – One of the most interesting changes my family is facing is a transition to one income.

Christopher @ This That and The MBA writes The Balance Between Being Saving-Savvy and Saving-Scroogey in College – No one wants to be remembered as stingy, but limitless benevolence is often not a choice for college students. So here are some tips to make sure you won’t be remembered as the Scroogey one at college reunions.

Robert @ The College Investor writes Is Now The Time to Buy Blackberry Stock? – Many times in sectors when consolidation takes place, it will happen with all of the candidates for acquisitions eventually becoming takeover targets, and rewarding shareholders with higher stock prices. There have been many rumors of companies such as Samsung (PINK: SSNLF) being interested in buying Research in Motion for its Blackberry franchise. Plus, we’ve speculated that Samsung and Google could part ways. Either way – there is a big shakeup happening in the handset market right now.

MR @ Money Reasons writes Last Quarter Cash Flow Changes – Time to make some cash flow changes for the rest of the year as I come to the realization that my numbers don’t make sense. See how I adjusted my financial planning model accordingly.

Tony @ We Only Do This Once writes Downsizing Within Your Home – After our wonderful 7 weeks in Vermont this summer, our family returned to Jersey and instinctively began to get rid of stuff yet again. We have spent the past 2 years seriously decluttering, yet somehow there was even more to do. After almost two months in a small cottage with mostly only necessities, the exercise seemed pretty fluid this time around.

Little House @ Little House in the Valley writes How to Recyle in an Apartment Setting – Recycling in an apartment setting is not an impossible task, it just takes more planning and doing. Thankfully, I have a very resourceful husband that makes it easy.

Maria @ The Money Principle writes Two strategies for financial independence and matters to consider – In this article I discuss two strategies for financial independence and the matters one ought to consider within each of those.

Mrs. Accountability @ Out of Debt Again writes When to Upgrade… And When Not To – I think it’s so easy to get swallowed up by the promise of upgrades – of getting larger meals or longer warranties or more discounts – that it becomes hard to resist following the herd.

Miss T. @ Prairie Eco Thrifter writes Getting People to Help Compost – If you live with people who may not be excited about composting, it is easier than you think to get them to start composting with you. Just set up the system for composting, encourage them, and stay the course.

Tushar Mathur @ Everything Finance writes Are Coupons Worth it? – I used to be an avid coupon clipper. And when I say “avid,” I mean “obsessed”…

Jacob @ Cash Cow Couple writes How to Lower Your Electric Bill to Zero – Tired of $300 electric bills? Come check out our advice on how to lower your electric bill to under $50 per month.

Harry Campbell @ Your PF Pro writes Get 2 Free Months of Health Insurance Through COBRA – Quitting my job has turned out to be a great decision. Although I really enjoyed working for my last company, I was ready for a change and once we found out that my fiancee had gotten into med school in Irvine, we started planning for our move. Taking time off from work has allowed me to really focus on all of my online entrepreneurial activities and although I’m making a lot less than I was at my day job, I’m also working a lot less.

LaTisha @ Young Finances writes How Much Do We Save to Buy a House? – Let me start by saying that I have never purchased a house, so researching this post was a great exercise for me and it actually convinced me that I should not rush into renting and instead focusing on saving money to become a homeowner.

Harry Campbell @ The Four Hour Work Day writes One Stream of Income is Never Enough – I’ve had more jobs than I can count since I ‘officially started working’ at the age of 14. And I say officially because I was always hustling as a kid. There were the ordinary things like lemonade stands and selling my old junk at our family’s yard sales but I could get pretty creative when it came to making money. In high school, I remember asking my mom to give me extra bags of chips and snacks in my lunch so that I could re-sell them to my classmates for 75 cents or even a dollar.

Tushar @ Earn More and Save writes Financial Foundations: Creating a Filing System for Financial Success – When it comes to saving money there are the normal pieces of advice like skip the lattes, use coupons, and set up automatic deposits to your savings account. These are great pieces of advice but you need to have your financial foundation set up first.

Suba @ Broke Professionals writes Without the Kids – Save Money, Enjoy Life – Having children is one of the most rewarding things we do in life. But if you decide to go a different path, why not explore life these ways.

Matt Becker @ Mom and Dad Money writes Buying a Car: Should You Pay Cash or Get a Loan? – One of the big questions you’ll face when buying a car is how you want to pay for it. Will you pay with cash or will you finance? I think that there are pros and cons to each option, and certain situations that favor one over the other. So today I’d like to discuss those variables and explain how we arrived at the decision for ourselves.

Lauren @ L Bee and the Money Tree writes Why You Should Choose Stocks – Here are 5 reasons why you should choose stocks as your primary investment.

Nick @ A Young Pro writes Which Budgeting System is Right for You – Do you hate the “B” word? I used to hate budgeting too and I learned to use a budgeting system. Now my budget is a breeze.

Crystal @ Budgeting in the Fun Stuff writes Staying on a Budget in High Cost of Living Areas – Unlike my buddy Crystal in Texas, I left the area right after college for grad school in Pittsburgh. At the time, I thought that was outrageously expensive but DC is worse. It’s hard to keep a budget for me here, read why.

Carmen @ Gajizmo writes Random Acts of Kindness Ideas – Sometimes we all get so caught up in improving our own lives (finances, family, career, education, health, etc.) that we forget to give back to our community. For this reason, Gajizmo.com donates all ad revenue to charity or uses the funds for random acts of kindness. In keeping with our mission, here is a list of 101 random acts of kindness ideas. If we all do one random act of kindness daily, we just might set the world in the right direction.

Grayson @ Debt Roundup writes How You Can Get Rich Quick – The Truth Of Making Fast Cash – So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

Mike Collins @ Wealthy Turtle writes Emergency Funds 101 – Smart people have emergency funds to protect them in case of unexpected financial emergencies. Find out how to get started and where to keep your money.

Roger @ The Amateur Financier writes 13 Ways to Control Your Student Debt – With fall upon us, it’s time for the leaves to start changing, the air to start getting brisker, and of course, the students to return to the colleges.

KK @ Student Debt Survivor writes Fear: Friend or Foe? – Fear can be both motivating and demotivating. Is fear motivating you or holding you back?

Daisy @ Suburban Finance writes Saving Money On Food – This article will describe how to save money on food and in the grocery store to ensure that you are saving as much as possible and eating on the cheap.

krantcents @ KrantCents writes 25 Odd Jobs that Make Good Money – Ever wondered how people end up in most unusual jobs? The reasons for taking up odd jobs could be many, such as making quick money, realizing passion or yearning to do something new and different. Sometimes these seemingly odd endeavors turn out to be great platforms for building personally rewarding professions.

Ted Jenkin @ Your Smart Money Moves writes You Are A Sole Proprietor: How About A Solo 401(k) – I am seeing more and more people quit the corporate America lifestyle and venture into becoming their own business owner.

Andrew @ Living Rich Cheaply writes Are You Lured in by Sales? – Find out the different tricks stores get shoppers to come in and open their wallets. The post also explains why so many people are tempted to buy when they see something on sale.

Laurie @ Frugal Rules writes Paying Off Debt: Make the Hard Choices – When you’re actively paying off debt you can be often faced with decisions you’d rather not have to make. While it may be hard in the short term, the long term goal of having your debt paid off is much more important.

deacon @ Well Kept Wallet writes Best Place to Hide Money Around Your home – Sometimes you want to have cash around the house so that it easy to access, however, you don’t want just anyone to be able to find it. Perhaps you have found your own hiding places over the years but they are not as safe as you would like them to be. Here is a list of some of the best places to hide money around the house using products that can blend into any houses decor.

Paul @ The Frugal Toad writes 5 Reasons Why You Shouldn’t Expect an Inheritance – Many adult children expect to receive an inheritance from their parents. Recent studies suggest a drastically different scenario. Not only will most retirees not leave an inheritance to their children, they will have a difficult time making ends meet in retirement. Here are several reasons why expecting an inheritance might not be in your future.

Mr.CBB @ Canadian Budget Binder writes The cost of being too nice – How far will you go to please people? It’s not easy to say no to people especially if they are your loved ones. Read 2 stories about a mother who would do anything for her children and a second story about a father to a young girl who he spoiled and how he is tired all the time yet keeps trying to make everyone smile.

Bryce @ Save and Conquer writes Create a Will at No Cost – This post discusses a simple fill-in-the-blanks type of will; where to get one for free, and how to fill it in.

Pauline @ Make Money Your Way writes How I made $1,000s thanks to my mum – I explain how I made $1,000s thanks to my mum referring some work over to me, and how you should use your network to make more money.

Jefferson @ See Debt Run writes What to Do When You Lose Your Dad – When we unexpectedly lose a loved one, there are so many decisions to be made. In a time of unexpected mourning, how do we know what to do?

Pauline @ Reach Financial Independence writes Would you buy a 5 bedrooms, $100 house? – Detroit is dirt cheap, is it time to invest?

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AcrylicArtist

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