Welcome to the newest edition of the Carnival of Retirement. If you’d like to submit for future editions you can do so at Blogger Carnivals. Enjoy!
IMB @ Investing Money writes Investing in Building Products-Retail-Wholesale – Housing prices are rising, with some increases quite dramatic. Time to invest? Read here for information on investing in building products and retail.
Ryan @ Cash Money Life writes How to Successfully File an Insurance Claim with USPS – It’s never fun receiving a damaged item in the mail, especially when it is valuable. Fortunately, it is easy to file an insurance claim with USPS.
Kyle @ The Penny Hoarder writes What Annuity Options Are Available Post-Retirement? – Retirement is something many of us will look forward to. Saying goodbye to the world of work, the daily grind and having to get up at 7am every weekday morning are just reward for decade after decade of turning up to our jobs on time, putting a good shift in and contributing to the economy…
Hank @ Money Q&A writes 5 Ways To Save Money On Your Next Vacation – Whether you are planning a vacation on the slopes or in the sun, you’ll want to get a great deal. There are several ways how to save money on your next vacation.
Debt Guru @ Debt Free Blog writes Stress-Free Filing: Filing Your Income Taxes The Easy Way – Filing taxes can be one of the most stressful times of the year for most people. People who like to procrastinate will often make this difficult time even worse. However, there are many ways to make income tax filing time easier. Here’s 5 stress free tips to filing your income taxes the easy way.
Wayne @ Young Family Finance writes The ABCs of Home Forfeiture – What you need to know about mortgage returns, short sales, and foreclosures.
Crystal @ Budgeting in the Fun Stuff writes How I lost 40 lbs And Improved My Finances – The following is a guest post from Stuart Laing of Daily Money Bucket. This is how he lost 40 pounds and improved his finances.
SBB @ Simple Budget Blog writes Worst-Case Scenario: Budgeting for a Natural Disaster – You never know when you’re going to be hit by a natural disaster, so it’s imperative to prepare.
Tushar @ Start Investing Money writes Will the Twitter IPO Turn Out to Be a Cautionary Tale? – The clock is ticking and the time is approaching when Twitter’s initial public offering finally goes live. Plenty of people will be eager to see what happens to the share price when Twitter goes public and is properly valued for the first time.
Ted Jenkin @ Your Smart Money Moves writes $5 Or Less Cheap Eats Lunches In Atlanta – If you make $100,000 or more, you might wonder why you could still be living paycheck to paycheck.
Brent @ PersonalFinance-Tips writes Tips For How To Manage Your Medical Bills – It is usually very simple to keep track of some bills associated with certain payments, such as electricity and water bills in your living expenses. For instance, it means that you owe your electric energy provider $50 when you receive an electricity bill for $50.
Roger the Amateur Financier @ The Amateur Financier writes Why Penny Auctions Suck – A review of penny auctions, looking at why they aren’t a good idea, from the costs to make bids to the disreputable activities some firms use on their consumers.
Tushar @ Earn More and Save writes How to Make Money Selling Stock Photos – Do you love being behind the camera? Do you know how to edit photos? Do you want to make some extra money? Of course you do! That’s why selling stock photos could be the perfect fit.
ETZ25 @ Entertainment Timez writes Megamind – A Lesson Of Personal Development – Instead of good versus evil, the movie Megamind is really about personal development and becoming a beneficial member of society. Funny!
Jim @ Save College Money writes My Save College Money Strategy – The goal of the “Save College Money” is to save as much college money as possible before actually starting college, but with a twist.
Eva Baker @ TeensGotCents writes Spent My Entire Emergency Fund… – I may have spent most of my emergency fund on something that was most definitely not an emergency, unless I can count Paparazzi jewelry as an emergency…
Corey @ 20s Finances writes How We Are Planning to Save MORE Money – Do you need more money for something? Saving more money takes work, but here are 10 practical steps to help you save MORE money.
Don @ Money Reasons writes Was the Removal the Uptick Rule Stupid? – The “Uptick Rule” was removed back in 2007 and within a few months we had the great recession… I thought removing the uptick rule was wrong then and I still do… read why!
Minimalist @ Minimalist Finance writes Ways to Make Money Online – Making money online is something that is coveted by many, but achieved by fewer. While it is relatively easy to make money online once you get started, it can be difficult to get past the initial phase of not knowing where, or how, to start.
Mrs. Accountability @ Out of Debt Again writes One Day We Will Get Out of Debt – We have been struggling to get out of debt again since 2007. In February 2002 I was completely debt-free.
Mike @ Personal Finance Journey writes Facts and Fiction about Interest Rate Definitions – 7 Myths and Facts about Interest rates and what do interest rates mean to normal people like us in our everyday lives?
Jacob @ AllPersonalFinance writes Reasons to Hire a Bookkeeper, Accountant… or Both! – In those heady early days of starting your own business, you probably thought you could get away with working 18 hour days, 7 days per week, indefinitely. You were drunk on the notion of success lurking just around the corner and who needs sleep anyway?
Daisy @ Suburban Finance writes How to Set a Christmas Budget – Ever wonder how to set a Christmas budget? You should be budgeting for Christmas as soon as possible to prepare.
Tushar Mathur @ Everything Finance writes Deciding Whether You Should Rent or Buy a Home? Make Sure to Consider All The Costs – Interest rates are slowly creeping up, and the stale housing market is finally on the upswing.
SFB @ Simple Finance Blog writes How to Manage Your Finances If You Graduate Without a Job – Anyone who has graduated from college has indeed made a great achievement, but along with the excitement comes the anxiety of graduating without a job and not sure what the future holds for them.
CAPI @ Creating a Passive Income writes Key to Earn Passive Income from Blogging: SEO – I’ve been blogging for over two years now and I’ve come to learn what it does and does not take to earn passive income from blogging. Many people have bragged about earning passive income from blogging, but the truth is that they work their tails off to earn that income – and it never stops.
Bargain Babe @ BargainBabe.com writes 5 Ways to Cut the Cost of Raising Kids – A few weeks ago, MSN had an interesting article on how to cut the cost of raising kids in half. According to the U.S. Department of Agriculture, the cost of raising a child in 2013…
Cat Alford @ Budget Blonde writes Trick or Treat Halloween Giveaway – 3 Chances to Win Cash – The hubs and I LOVE Halloween. Okay, maybe it’s just me. But, I used to decorate like crazy for it when I was living in the States (check out this one time I decorated with fake eyeballs – ewwww) Also, I really wanted to get married on Halloween.
Mr. Frenzy @ Frenzied Finances writes For Your Bookshelf: 5 Financial Reads that Could Help You – An individual is able to educate their self through books, for your bookshelf: there are 5 financial read that could help you.
Cindy @ MidLife Finance writes 15 Easy Ways to Cut Your Food Budget – And Save – Wherever life takes you, you still have to eat. So does your family. But your food budget has been ballooning out of control for months now! Rein it back, with the help of these tips.
Cat Alford @ Budget Blonde writes Would You Sell An Organ To Pay Off Debt? – Would You Sell An Organ To Pay Off Debt? What about donating your eggs? I don’t think I would, but I want to hear from you!
Suba @ Broke Professionals writes How to Fit Exercise in a Busy Day – We all know we should exercise more, yet most of us have sedentary jobs and home lives.
Rich @ Growing Money Smart writes 529 Plan Tips – Here are my 529 plan tips based on my experience based on what I’m doing for me kids. Learn by not repeating my mistakes and optimize your college strategy.
Luke @ Learn Bonds writes How Will the Affordable Care Act Impact Municipal Bonds? – The Affordable Care Act has caused tension with investors, but may not actually change how municipal bonds have historically spiked during financial crisis.
Jester @ The Ultimate Juggle writes New Family Vehicle – This is how my family juggled the decision of what vehicle to buy for our family. See how my brain processes such decisions.
Tushar @ Finance TUBE writes Simplify Your LIfe in 3 Easy Steps – There so much talk about simplifying but it’s not often how people expect to do it. We know this simplifying is good for us and help us to be lighter and breathe a little easier. So to get motivated there are three easy steps to get motivated for once and for all.
Maria @ The Money Principle writes The single biggest challenge to investors: the three faces of investing – Here I put forward the argument that the single biggest challenge for investors is that investing is at present, more than ever, a gamble.
Don @ MoneySmartGuides writes Home Improvements That Can Boost Your Home’s Efficiency (and Value) – Read about home improvements that make a difference in efficiency! Even little changes can make a big difference
Michelle @ The Shop My Closet Project writes Cash money, dollar, dollar bills – Go grab your wallet or purse before reading this post. Great, you’re back. Now, I want you to look into your wallet/purse whatever. You know, the thing that you put your cash and credit cards in, ok now count your money. Ignore the credit cards. They’re not real! Interested?
Michelle @ Diversified Finances writes Ways to Make Money Online – With my side business (which will very soon be my main business), mostly everything that I do is online. I can work from the comfort of my home and create a schedule which best works for me and my services.
Michelle @ Making Sense of Cents writes Being Defined By Your Job or Career – I provide services for many different clients: finance companies, hotels, travel websites, tourism boards, personal finance websites, and so on. I have been building my services for a couple of years now, and earlier this year I decided that I would eventually make the full-time switch and rely on my freelancing services for my income entirely.
vh @ Funny about Money writes Sun City Poverty: Gettin’ Old and Gettin’ Poor – Contrary to what many imagine, poverty does exist in Arizona’s Sun Cities. Causes of poverty in retirement & 3 ways to protect yourself.
Michael Kitces @ Nerd’s Eye View writes How The Premium Assistance Tax Credit For Health Insurance Impacts The Marginal Tax Rate – While the new Premium Assistance Tax Credit for health insurance can make coverage a lot more affordable, rising income can quickly phase out the credit, leading to those with only $44,000 of income facing a whopping 33% marginal tax rate!
Connie @ Savvy With Saving writes How I Paid Off My Debt In A Year – When I graduated from college, I left with approximately $20,000 in student debt. I was able to pay it off within a year. Here’s my story.
Graham @ Moneystepper writes Free Competitions – How Much Can You Earn? – Free competitions are everywhere online. But is it worth entering these free online competitions or is there a better way to spend your time?
Alexa @ Defeat Our Debt writes Are These 3 Things Preventing You From Becoming Debt Free? | Defeat Our Debt – The journey to paying off debt can often be a long one. Depending on the amount of debt you have it could take months, or even years, to pay it back. And, paying off debt comes with its fair share of struggles.
Alexa @ Single Moms Income writes On Self Limiting Behavior & Getting Paid What You Deserve – Since I am now getting ready to transition myself into full time freelancing The Psychology of Selling: Increase Your Sales Faster and Easier Than You Ever Thought Possible seemed like a perfect fit.
Natalie @ Debt and the Girl writes Finding Your Rock Bottom When It Comes To Your Finances – Plenty of us have experienced a moment that changed our financial perspectives and the same can be said for me as well. I reached a moment like that and it completely changed my outlook on money and finances forever.
Sustainable PF @ Sustainable Personal Finance writes Can You Really Make Money Investing in Collectibles? – My husband loves collectibles. He has bought nearly every action figure associated with the Lord of the Rings movies. One of his justifications for spending on collectibles is that it is sort of an investment.
Larry @ KrantCents writes Teach Your College Student the Wonders of Good Credit – Teaching your college-age child about the realities of credit is challenging. Is it important they learn about the good, the bad and the ugly features of credit? Absolutely.
Barbara Friedberg @ Barbara Friedberg Personal Finance writes 8 Steps to Creating A Diversified Asset Classes Portfolio – How to create a diversified asset classes portfolio. Part 2 of what is Best Investing Method Series. Understand diversified asset classes investing with indexes.
Holly @ Club Thrifty writes Breaking Obamacare News: It Still Sucks – Breaking Obamacare News: The plan still sucks. Read why I think the Affordable Care Act is destined to fail in this post.
Monica @ Monica On Money writes Feeling Stressed? 22 Halloween Deals for Only $1 – Do not spend more than $1 for these Halloween decorations! If you are planning on throwing a Halloween Party or taking your kids trick-or-treating. check out these Halloween Deals for only $1.
Buck @ Buck Inspire writes What Does It Cost to Run a Startup? – Starting your own business in the US is not getting any cheaper. But we are not the most expensive place to run a startup. With everyone going mobile, would it make more economic sense to run your business from another country?
FI Pilgrim @ FI Journey writes FI 101: How To Become Financially Independent – Are you curious about how to become financially independent? In this article I lay out the basics (including a graph) so you can see how it works.
John @ Wild About Finance writes Top 20 money saving tips around the home – Top 20 money saving tips around the home
Matt @ Budget Snob writes Guard Your Retirement Income with these Comprehensive Tips – One sad fact that all people nearing or already in retirement have to deal with today is that income during retirement is lower than it has ever been in the last 60 years.
Lenny @ Best Money Saving Blog writes Investments That Aren’t Really A Very Good Investment – Everyone wants to make as much money as possible with as little effort. That is not always possible of course and, when it comes to financial planning, you need to be aware that all investments are definitely not created equal.
Robert @ The College Investor writes Stevia First: Bright Future Prospects But Risks Persist – Stevia First Corporation (OTC:STVF) is betting big that consumers will soon start shifting from high calorie sugar to turn to natural, zero calorie sweeteners. In fact, the shift is already taking place. Major beverage companies such as Coca-Cola Co. and PepsiCo.
Jon Haver @ Pay My Student Loans writes 3 Things Your Financial Aid Advisor Isn’t Telling You – Every college in the nation has a financial aid department with people ready and willing to assist. They help guide students and their parents through the process of filling out paperwork and such. Although they do provide much information, financial aid advisors may be missing some crucial bits of info that may cause adverse effects on a student’s post college life.
Christopher @ This That and The MBA writes How Much Do You Need To Have In The Bank To Retire – It’s madness – utter madness. What’s so maddening? Those that understand what they need to do for something to happen the way that they very much want it to, but who are putting very little effort into finding out how they need to go about making it happen.
Adam @ Money Bulldog writes Find a Cheap Hobby and Enjoy Life More – Having a great hobby doesn’t always mean spending money, here are some cheap but fun things to do on your free time.
Adam @ Money Rebound writes Tips for Finding the Ideal Work-Life Balance – Explaining just how important finding the middle-ground between work and enjoying your life really is.
FF @ Feeling Financial writes Roth, Traditional, and Your Social Security – As you save for retirement you can choose among Roth and Traditional accounts. You’ve probably already looked at the differences with tax rates in mind, but have you considered how your choice works with Social Security income?
Dividend Growth Investor @ Dividend Growth Investor writes Do not despise the days of small beginnings – The most important thing for investors is to actually get started investing, even if they have low initial amounts to put to work. This would help them benefit from power of long term compounding, and would allow them to reach their financial goals.
Harry Campbell @ Your PF Pro writes Is a AAA Membership Worth It? – One of the ways companies like to hit up consumers over and over is by charging monthly or yearly subscription fees. That’s usually why most businesses won’t offer lifetime memberships, instead they opt for subscription type services. That way, you have to keep coming back every year and give them more money. It’s a pretty solid business model but does it make sense for the consumer?
Harry Campbell @ The Four Hour Work Day writes Passion Will Get You to the Top – “When I started my first blog in January of 2012, I had no idea what I was in for. I didn’t do it to make money and I definitely didn’t do it for the accompanying fame{who knew I’d become so famous?! 
}. Instead, the main reason for starting my first personal finance blog was because I sincerely enjoyed talking about money. I liked saving money, I liked earning money and I wanted to have more of it. So why not start a blog that talks about all those things? ”
John @ Frugal Rules writes OptionsXpress Review: An Online Brokerage Worth Looking At – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.
Little House @ Little House in the Valley writes Two Income Trap Infographic – Though many households in the ’50′s were single income families, today’s two-income families are struggling to pay the sames bills that a one-income family used to pay.
Lazy Man @ Lazy Man and Money writes My Tenants are Finally Gone (and Lessons Learned) – A few months ago, I wrote an article My Tenants Won’t Get Out!. Now that they are out, I can finally write an update.
Brian @ Luke1428 @ Luke1428 writes That Moment When You Question Your Goals – Questioning and evaluating our goals is normal and productive. Sometimes doubts come and we ask the question, “Why am I doing this?” What you think about in that moment of doubt can alter the course of the journey
Vanessa @ Cash Cow Couple writes eHealthInsurance Review – Are you overwhelmed by health insurance providers? We wrote this eHealthInsurance review to show you how to easily find the plan that’s right for you.
Irfan @ Everything About Investment writes Investments For An Aging America – Back at the end of the Second World War, troops returned home in massive numbers and, as is always the case with young men and women, started to settle down to have families. The result was the baby boom, a period of time between 1946 and 1964 which saw the average marriage age drop nearly 2 years, and family sizes increase by approximately 25%. That population bulge is still working its way through the American economy, as the first wave of baby boomers start to retire.
Pauline @ Make Money Your Way writes Side hustle series: How I Make Money Entering Giveaways – This post will show you about the pros and cons on how to make money entering giveaways.
Mr.CBB @ Canadian Budget Binder writes Do I Need A Tenants Insurance Policy When I Rent – Talk to your landlord to see if they require tenants insurance before you try to rent. Many places require this insurance if you rent which is relatively low in cost but make sure you read the fine print in full.
Anton Ivanov @ Dreams Cash True writes The Best Savings Accounts for 2013 – The best high yield savings and money market accounts for 2013. Complete with a list of things to look for when shopping for the best savings accounts.
Photo courtesy of Merlin Thompson
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