2013-09-01



I hope everyone in the US is enjoying a nice long weekend and everyone else is still finding time to do something fun. My family is spending this weekend out on Cape Cod, enjoying some relaxation and beach time. Let me know what you’re up to in the comments.

Below are the best posts of the week from some of the best and brightest bloggers on the web. There’s a lot to learn here. If you’d like to submit to future editions of this carnival, you can do so here: Financial Carnival for Young Adults.

Enjoy!

Matthew @ Investing Five Daily writes What is a Trailing Stop? – An introduction to the use of a trailing stop as a part of a buy and hold investing strategy.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Sticking to Your Guns & Following Your Passion – Life as an adult is never easy, especially when you don’t know what career path you should go down. During my job search in Toronto over the summer I’ve realized that above all else, you need to listen to your gut, stick to your guns, and follow your passion.

Emily @ Evolving Personal Finance writes Financially Surviving Your First Month as a PhD Student – Use this guide to help you get through that long month to your first paycheck just as you’re being hit with move-in and start-up expenses in grad school.

Steven @ Grocery Alerts writes How to Ditch Your Landline in Canada and pay nothing each month – I have recently ditched our monthly home phone bill (about $40 per month) and have used a combination of Google Voice, FreePhoneLine.ca, and an Obihai device (adapter you plug in to your router to use your regular phone) to pay nothing per month!.

Nell @ The Million Dollar Diva writes Buying a Home is a Bad Investment: Challenging the Australian Dream – Buying a home is often described as being the best investment you can make, but in reality buying a home is a terrible financial investment.

Richard Adams @ Frugality Magazine writes How To Stop Spending Money: 7 Ways To Reduce Unnecessary Spending – Too many people start off each payday with a feeling of wealth – and a plan for what they want to do with their money. Then, all too soon, they discover that their account has been drained dry and all those plans are going to have to wait till next time. The sooner you figure out how to stop spending money uncontrollably, the sooner you’ll be able to put those more important plans into place, whether that’s paying down your debt, saving up a deposit to buy a house or even just taking

Kevin Watts @ Graduating from Debt writes The Ulimtate Guide to Picking the Right College – A comprehensive guide in picking the right college in 2013

Roger Wohlner @ The Chicago Financial Planner writes Is a Variable Annuity Right for You? – What type of person is a variable annuity a good product for? We will analyze this question.

 

Daisy @ When Life Gives You Lemons, Add Vodka. writes I Doubled My Income (Using Side Hustles) – Daisy loves side hustles, and during this past month, despite being on vacation for at least half of it, she doubled her income and then some.

Ted Jenkin @ Your Smart Money Moves writes Three Reasons NOT To Lease A Car – Ownership is still one of the greatest feelings in the world. I’m not talking about a house you have with a big mortgage because you really don’t own it yet.

Daisy @ Suburban Finance writes Things To Consider When Buying Your First Home – It’s interesting how little we pay attention to the actual features of a house or a home when we are buying one.This is a list of things to look for when shopping for a home.

CAPI @ Creating a Passive Income writes The Right Direction for Retirement: How To Prepare in Advance – There are lots of people that are considering retirement, but you have to prepare. Read here for ways to get prepared for the retirement process in advance.

Maria @ The Money Principle writes You want a new car? – In this article we disccuss the pros and cons of various purchase options for a new car.

Jester @ The Ultimate Juggle writes Rewarding the children when they deserve it – Many of us have seen the research that it is a bad idea to bribe children with treats and presents in exchange for good behavior.

LaTisha @ Young Finances writes Will Safe Driving Reduce My Auto Insurance Costs? – I wasn’t always the best of drivers. The best thing that ever happened to me was moving within 5 miles of my job. It’s not that I don’t follow the rules of the road, I just thought I knew better. Read how I overcame these problems.

Derrick @ Break Broke writes How To Save Money As A Student – Living frugally through college is more of a necessity for most teenagers than it is a choice. That doesn’t mean however that you have to be miserable doing it!

Ryan @ Cash Money Life writes Forget about Lying on Your Resume: Would You Hire a Fake Reference? – Lying on a resume is bad enough. But what about hiring a fake job reference? This growing trend can cause much more long term harm than good. Learn why.

Bargain Babe @ BargainBabe.com writes 5 Ways Credit Cards Could Improve Customer Service – I want credit cards to offer better spending tools and customer service. Here are the 5 things I want to see change.

ETZ25 @ Entertainment Timez writes Starting Up A Roth IRA For Kids – My son now has earned income and we are starting up a Roth IRA for him to participate in. Read why are are starting a Roth IRA for Kids!

TTMK @ Tie the Money Knot writes The Career Impact of Becoming a Stay at Home Parent – Having a stay at home parent can be the best decision for some families. That said, it could also come with a bigger career impact than many anticipate!

Daniel @ Sweating The Big Stuff writes You Cant Start a Successful Business If You Fear Failure – I almost hid behind my friend as the name behind our carnival submission service. But what chance did it have of succeeding if I did not even have enough confidence to put my name on our product?

Jacob @ AllPersonalFinance writes Sneaky Tips To Save The Most Money When Planning On A Child – Planning for a baby is exciting. If you already have children, you know pregnancy and the baby’s first year go by fast. When your baby is born, you will be rushed with paperwork, newborn picture packages and cord banking information. When you plan ahead, you can afford to buy the cute things you see in …r

Debt Guru @ Debt Free Blog writes What High School Never Taught You (And Should Have): Managing Your Checkbook – Balancing your checkbook is the most efficient way to develop money management skills and control your personal finances. Read here for a guide!

Luke @ Learn Bonds writes Why High Yield Savings Accounts Are Now A Better Deal Than CDs – High Yield Saving Accounts are now offering yields of 0.90%. High Yield Two Year CDs are now yielding 1.1

Christopher @ This That and The MBA writes Financial Advice for Students – Regardless of how you’re your starting salary is straight out of school, a few poor decisions can be extremely damaging to your financial future. If you are mindful of a few things, you will hopefully find yourself in a great position upon graduation.

Eva Baker @ TeensGotCents writes Are Expensive Jeans Worth It? – How much are you willing to spend on a pair of jeans? Are expensive jeans worth it or not? Eva takes a look at the PRPS Noir jeans, $1,200 a pair!

Dollar @ Easy Extra Dollar writes Understand Your Target Market: Quick Money – Keep in mind, you are not looking for what your target market is looking for online, you are looking for which issues they face that are irksome for them to think about pulling out their wallets. When you have identified these issues, the next move is to identify the best feasible solutions that also offer affiliate programs.

Kanwal @ Simply Investing writes Valuable Dividend Resources You Can Use – For today’s blog post I’d like to share with you two great resources that I’ve discovered. Even though the focus of these resources is primarily on DRiPs (dividend re-investment plans), I’ve found that there is some excellent information here for you as a value investor to use.

Tushar @ Earn More and Save writes How to Work Less and Earn More – You work yourself to the bones and bring home a paycheck that barely covers the bills. You’re frustrated and don’t know what to do to get ahead. You work so many hours that you feel like you no longer have a social life. Your hard work doesn’t seem to be paying off either.

Tushar @ Finance TUBE writes Keeping Track: Why Lists Work – To stay organised and not go crazy list create little bit of organisation in your life. Here are some of the top tips when list are coming working for you. Firstly make a top five list for making a better definition.

Brent @ PersonalFinance-Tips writes Budgeting- Before, During and After a House Move – A house move is an exciting prospect for a family- after a long wait and months of planning, you’re moving into your dream home. However, along with being a beautiful dream being realised, a house move also means heavy financial constraints for long.

Minimalist @ Minimalist Finance writes Alternatives to Passenger Vehicle to Cut Costs – Alternatives to Passenger Vehicle to Cut Costs has been published on Minimalist FinanceThere are many expenses related to operating a passenger vehicle. You have to pay for the cost of the vehicle itself, as well as gas, maintenance, insurance, and any incidentals. They all add up to make transportation one of the biggest budget eaters for many families.

JP @ My Family Finances writes 5 Signs on How to Find a Good Online Lender – Below, you will find five signs of a good online lender. These are the types of things that you should look for in the lender that you use.

Robert @ The College Investor writes NelNet Student Loan Servicing Problems – NelNet has been mired in controversy for years regarding how it handles student loans. As early at 1993, NelNet was accused of using a tax loophole to generate upwards of $1.2 billion dollars in profits from student loans that it managed.

MMD @ My Money Design writes There Are No Shortcuts to Early Retirement Planning – Even before starting My Money Design, I was on a quest to find the great key or secret to achieving true financial freedom or early retirement planning. So far every turn has led me to believe that there is no magic bullet or easy path. Here is what I have found.

Robert @ Kids Ain’t Cheap writes Bringing Kids To Events: Proper Invite Etiquette – I love being with my family. I love being together and showing them off. My daughter is fun to be with and can really light up a room. For these reasons, it’s not often that she isn’t with us. hough we love having her around, sometimes it’s just not appropriate. This coming weekend, one of our best friends is getting married. While our little one was invited to the wedding, and it is a child-friendly wedding, we have decided not to bring her.

MMD @ IRA vs 401k Central writes Comparing a Pension vs 401k – What Are the Differences? – When you compare a pension vs 401k, there are lots of benefits and pitfalls to consider from each side. This post will explore all the major differences.

DW @ Great Passive Income Ideas writes How to Make Some Extra Money Using Dividend Stocks – If you want to know how to make some extra money, look no further than the brands you trust and consider the benefits of investing in dividend stocks.

Mike @ Annuity Rates HQ writes 4 Important Risks at Retirements Solved By Annuities – Unfortunately, there are several risks a retiree must face. Most of them are related to financial matters and can be solved with a little planning. For example, annuities can answer many of your retirement concerns.

Robert @ Cult Of Money writes The Worst Money Mistake You Will EVER Make and How to Avoid It – When it comes to money there is one thing that most personal finance experts unilaterally agree on. And that is not loaning money to friends or family. Above going into debt or spending frivolously is the dreaded relationship strain that loaning money causes. I can attest to the fact that it does do just that and is the worst money mistake you could EVER make. Here’s my story.

Mr FD @ Financial Debauchery writes Living on a Budget Doesn’t Have to Stink – Tips for Success – Do you want to know the real problem with living on a budget is? It’s the way we perceive them. Handling your finances is not a chore you can loathe like doing laundry or the dishes. It takes a little effort but its worth the payout!

Robert @ Beat The 9 to 5 writes How To Craft a Blog Post Marketing Plan – Let’s dive in to how to build and create a blog post marketing plan, and how you can use this strategy to drive more traffic to your content.

DW @ No Exam Life Insurance Guide writes The No Medical Life Insurance Plan – A Hassle-Free Alternative – Looking for a plan without all the hassle? You’re in luck! A no medical life insurance plan is your time-saving solution to avoid going to the doctor.

Jon @ Increase Credit Limit writes How To Increase Your Credit Limit – A look at how to increase your credit limit, which can help your credit score by improving your credit utilization.

Joshua Rodriguez @ http://cnafinance.com writes I’ve Finally Started To Invest…Off To Betterment! – This post goes over why I decided to invest at such a young age and, where I’m putting my money!

Harry Campbell @ Your PF Pro writes Citi vs Chase Checking Comparison – Who Wins? – This is the third and final article in my series comparing Citi and Chase Checking accounts. To recap: since I have my mortgage with Citi, I was able to sign up for their mid-level Citibank Account Package and avoid fees. With Chase, I signed up for their lowest level Chase Total Checking and maintained a $1,500 balance to avoid fees. Since I use Ally as my primary banking source, I’m really only looking at Citi and Chase as a secondary banking option for whatever emergencies might come up.

Mr. Frenzy @ Frenzied Finances writes All About eBay: Tips for Buyers and Sellers – While eBay is created to be a simple way of buying and selling, there are a few tips that you should keep in mind to successfully buy and sell items.

Harry Campbell @ The Four Hour Work Day writes What Do You Do Every Day? – Actually, the question I hear from my friends more often is, “What the f#$k do you do every day?” Since I quit my day job a month ago and moved up to Newport Beach(without any day job prospects), life has been great. Believe it or not, I actually do a lot too. I am living the four hour work day right now, albeit temporarily, and I love it.

Bryan @ Gajizmo writes How To Find A Job After College – Are you having trouble finding a job after graduation? With the labor market making very slow progress, some recent graduates could be finding it difficult to get a job and start their career? Here is a guide on how to find a job after college, and ways you can beat the competition or survive until the right opportunity comes around.

Monica @ Monica On Money writes Tailgating on a Budget – Football Season is upon us! Pre-season has started so it

Brock Kernin @ Clever Dude writes Can You Return Food After You’ve Eaten It? – What’s the strangest thing you’ve ever returned or got a refund for?

Travis Pizel @ Enemy Of Debt writes http://www.enemyofdebt.com/2013/08/your-perspective-on-money-changes-when-youre-paying-the-bills/ – Do you have any childhood memories that are financial “Do Overs?”

Holly @ Club Thrifty writes Get Rich Quick? Not So Fast – There are very few ways to get rich quick. Infomercials, investment schemes, bleh! Here are some time tested ways to grow your money slowly.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes Is Conventional Investing Wisdom Completely Wrong? Risk Less and Prosper – Lifecycle investing assures you won’t outlive your retirement assets. Find out what Zvi Bodie and Rachel Taquu recommend.

Evan @ My Journey To Millions writes Of Course Credit Score Matters to Women – When I saw one of those cheesy credit score websites released a survey they commissioned I had to laugh to myself.

Tushar Mathur @ Everything Finance writes Are You Really Living Within Your Means? – Do you take the time to budget? If you do budget, do you stick to that budget? If you answer yes to the first question, congratulations, you’re ahead of

LaTisha @ Young Finances writes What is Your Area of Financial Strength and Weakness? – While, it’s important to manage your money wisely, some people have a harder time than others. Then there are those that seem to make money easily.

Robert @ Entrepreneurship Life writes Childhood Traits that Lead to Entrepreneurship – Have you been an entrepreneur all of your life? Probably not, but you probably had the traits of one since childhood. Adolescents who become entrepreneurs are often characterized as having…

Lindy @ Minting Nickels writes How Some People Make a Living Playing Poker – If you’ve ever played a poker hand and won, you know the thrill that comes with hitting the jackpot.

Cat Alford @ Budget Blonde writes How to Negotiate a Better Deal – If you’ve always wondered how to negotiate a better deal, here are some tips to help you get you started so that you can keep more money in your pocket!

Lauren @ L Bee and the Money Tree writes How I moved to NYC with only $300 – Here is how I moved to NYC with no money and only a handful of connections.

Tushar @ Start Investing Money writes Is it Really Worth Investing Small Amounts of Money? – Most of us realize it is smart to invest money. However, some people believe that unless they can invest large amounts of money it isn’t worth bothering in the first place.

krantcents @ KrantCents writes College Confessions: How College Students Save – The cost of attending college has skyrocketed since the early 1980s. For both public and private not-for-profit institutions, tuition has escalated more than 2.5x from the year 1980. Where the average cost of a public university in 1980 was $5,938 annually, it is now more than $14,000 annually.

Jon Haver @ Pay My Student Loans writes Romance while you still have student loans? – I know it sounds crazy but it’s a valid question for so many different reasons. Hopefully by the end of this writing, you can make a good decision on your personal situation.

John @ Ourinsurancecanada.com writes Is Mortgage Insurance Worth It? – Most companies will not give you a loan without having twenty percent equity when buying a home. This type of insurance will pay your lender in the event that you stop making your mortgage payments. This special policy will pay off the balance of your loan or a portion of your loan.

Tony @ We Only Do This Once writes A Beginner’s Guide to Menu Planning – After two years of our journey to get out of debt and pare down my expenses, my wife and I have found that we have mastered our budget. Well…almost. We have cut our grocery bill down significantly over the past year for our family of four, but we decided this week to one-up ourselves and menu plan for one week.

Amanda L Grossman @ Frugal Confessions writes How We Fed Our Family of Two on $288.78 Last Month – A reader emailed me concerned about the amount of money her family spends on food. So we experimented and this is what we came up with.

Don @ MoneySmartGuides writes Summer Job Lessons Learned – I worked many jobs throughout the summer months during my high school and college years. In each of the jobs, there was a lesson to be learned.

Matt Becker @ Mom and Dad Money writes Taking the Scenic Route – Finding a balance between working for tomorrow and living for today is never easy, but I think it’s the key to a truly happy life. Living too extreme in either direction will throw your life out of whack. You’ll either live it up today but have to live with the anxiety of not knowing what tomorrow might bring, or you’ll end up doing everything with your eyes on a “tomorrow” that never really comes. So set your goals and make a plan for reaching them. But don’t be afraid to take the scenic ro

Grayson @ Debt Roundup writes Should You Pay Cash or Finance Your Next Vehicle? – There are many that talk about how to purchase a car. You can choose cash, credit, or a combination. While I think cash is king in many cases, I also see opportunities to use low interest financing to secure a car.

Mrs. Accountability @ Out of Debt Again writes How Selling Your Home Quickly Can Help You Avoid Debt – It’s often been said that there’s nothing more satisfying than owning your home.

Kyle @ The Penny Hoarder writes Can You Make Money Flipping Used Cars? – You’ve probably read about “flipping” houses in the real estate market. There are many success stories of consumers buying old homes, quickly renovating them, and reselling them at a profit.

Michelle @ Making Sense of Cents writes Letting Money Control You – In July, I published a post about bad financial habits. One of my top bad financial habits happens to be letting money control my life. I know that a lot of you consider this a bad habit of yours as well, as a ton of you said that you had the same habit.

S @ Grad Money Matters writes How to Make Money as a Freelancer – Are you interested in becoming a freelancer? Maybe you want to work for yourself and not someone else anymore. Or, maybe you are looking for ways to make additional side income.

Lazy Man @ Lazy Man and Money writes Credit Cards and Average Daily Balance Interest Calculation – For over 20 years I’ve had credit cards… and I’ve never paid a fee. That statement was entirely true until this past month. This last month, I gave up some of the thousands and thousands I’ve saved by doing this, more than I expected.

Alexis @ FITnancials writes Go To The Library – When was the last time that you went to the library? Do you even have a library card? I know so many people who don’t go to the library and pay for things instead. BUT WHY?

Michelle @ Diversified Finances writes The Power of Networking – Lately, I have been receiving tons of very similar e-mails. Everyone wants to know how they can be more successful with their freelancing, how they can grow their website further, what they’re doing wrong, and so on.

Joshua Rodriguez @ Modest Money writes 5 Things You Shouldn’t Do With Your Credit Card – Credit cards have this allure to them. Swipe and stuff happens even when you don’t have a dime to your name. Don’t be fooled. They can also be a path to a hell-hole called debt. Avoid these five things with your credit cards and you just might escape the debt-trap.

Wayne @ Young Family Finance writes Fixing Your Past Financial Mistakes – We all make financial mistakes. It’s what we do after to fix them that counts. What you need to do now to fix the mistakes of the past.

Little House @ Little House in the Valley writes What’s a Decent Price Per Square Foot? – I researched what homes are selling for per square foot in a few other cities to gauge if Los Angeles was absurdly out of control. Here’s a breakdown of a select few (information from Trulia.com):

Bryce @ Save and Conquer writes An Ideal Portfolio for Most Investors – Taylor Larimore, author and member of the bogleheads.org advisory board has written “I am convinced that a simple 3-fund (or ETF) portfolio of Total Stock Market, Total International, and Total Bond Market, properly allocated, is an ideal portfolio for most investors.”

Simon @ Airline Miles Experts writes ”The Best Airline For Your Business Travels – Choosing the right airline can make a huge difference in the quality of travel that an individual experiences. You don’t want to travel in a cramped style and arrive feeling tired and frazzled as a businessperson. Here are some things you can consider when choosing the best travel company for your business needs.

Shannon Ryan @ The Heavy Purse writes How to Ensure Your Goals Align with What You Truly Want – Goals are personal, but sometimes we don’t set them for ourselves. We set them to please or impress others. Shannon shares how to make sure your goals are for you and make your heart happy.

SBB @ Simple Budget Blog writes How to Budget and Still Have Fun in Las Vegas – Trying to get away? You can have a fun and inexpensive time in Las Vegas! Yes, it’s possible. Here are ways to budget the necessary funds.

Crystal @ Budgeting in the Fun Stuff writes I Want to Cry: The $12,000 Dental Bill – Long story short, we just spent about $5500 total on my husband’s teeth and have another $6500 to go. I want to cry.

Mike @ Personal Finance Journey writes Things to Consider if you are considering Buying a Used Car – Easy simple tips to arm yourself with before you visit the used car yard

GD @ MLIQ123 writes Life Insurance Quotes Online – Almost every financial planner will tell you that, if you have someone who relies on you financially, you need to have life insurance as a form of income replacement to protect them in case of a tragedy. In this article, we define and explain the 3 main types of life insurance, list the factors that affect your premiums, and describe the process of buying a policy, from the application to the medical exam to underwriting and issuance. This is a comprehensive guide to help anyone considering term

Roger the Amateur Financier @ The Amateur Financier writes 7 Resources to Help You Start a Business – A guide to places you can look for information to help begin a small business and build it into a successful source of money for you and your family

Hank @ Money Q&A writes How to Make the Most of a Debt Consolidation Loan – Have you ever had a debt consolidation loan? Have you ever thought about getting a debt consolidation loan to clean up some credit cards with high interest rates or to bring several small debts under one monthly payment?

Corey @ 20s Finances writes What Does My Retirement Plan Look Like? – Are you interested in creating a retirement plan while you are young? Use my retirement plan to craft your own or see how your compares.

Pauline @ Make Money Your Way writes Make money with a senior concierge service – This post will show you how to make money with a senior concierge service.

Buck Inspire @ Buck Inspire writes What’s Wrong With A 21 Hour Workday Tim Ferriss? – With everyone getting on the 4 Hour Workweek bandwagon, I thought it would only be fair to support the other side of the equation.  It would be insane to regularly work almost three shifts in a day. But when you know what hits the fan, you have to answer the call as an employee.

Pauline @ Reach Financial Independence writes Would you buy a 5 bedrooms, $100 house? – Detroit is dirt cheap, is it time to invest?

IMB @ Investing Money writes Where to Find Investing Opportunities – Looking for new investment opportunities? Look no further! Read here for great tips on where you can find new opportunities in investing.

Crystal @ Married (with Debt) writes Teamwork – We use a teamwork approach in most everything that we do, from chores to finances. Being the numbers guy, I am responsible for the budget.

John @ Card Hub writes Ask The Experts: Do Consumers Pay Attention to Financial Studies? – Researchers at a prestigious university or think tank have studied financial issues and found ways to benefit consumers. All consumers have to do is heed the advice and alter their behavior. But do we?

Mary @ Wallet Hub writes Can refinancing stop a foreclosure? – If done carefully, a refinance can help you avoid a foreclosure.

The Warrior @ NetWorthWarrior writes Do You Have the Balls to Admit to Your Financial Weaknesses? – Admitting my mistakes is tough. It’s even tougher when it comes to finances. However, when I have the balls to admit to those mistakes, I often find myself in a better financial footing sooner rather than later.

Daniel @ Make Money Make Cents writes The Best Way to Make More Money – A new academic paper from the Anglia Ruskin University in Cambridge, England has what we consider to be one of the best ways to ensure that you\’ll make more money during your career.

Oscar @ Money is the Root writes 3 Free Online Retirement Planning Tools – These days you\’ll find that many retirement plan providers as well as a number of financial planning service providers have added online tools to their mix of services to better help their customers plan for retirement.

John S @ Frugal Rules writes How to Invest in the Stock Market With Little Money – Many believe that you need to have a lot of money before you can begin investing in the stock market. That, however, is a myth. By starting out with a little, you can begin to develop your investing discipline, but you also begin your path to growing wealth sooner.

Jay @ Daily Fuel Economy Tip writes What exactly is Hypermiling? – As the price of gas rises ever higher and the average person\’s worry about the environmental effects of car pollution rise with them, millions of drivers have been searching for the best ways to maximize their car\’s use of fuel.

Danielle @ Saving Without A Budget writes Simple Steps to Jumpstart Your Finances – With all of the financial advice that we give here on our blog, people always want to know where they should start.

Matt @ Budget Snob writes Save money now with these Home Improvement Tips – Saving money has those been a passion of many people and one of the best places to save money is by improving your home.

Jack @ Money Saving Ethics writes How to Start Investing when you only have $100 – Today many people are interested in investing in the stock market and to that end, many are doing their homework and studying the basics of investing.

Vanessa @ Vanessa’s Money writes How I Make my Teeny Tiny Salary Work for Me – I earn less than $2000/month, save about 40% of it and live in one of the most expensive cities in Canada

Amy @ Money Mishaps writes Avoid these Costly Entrepreneurial Mistakes – There are a number of mistakes that many entrepreneurs make even if their idea and their plan are sound.

FI Pilgrim @ FI Journey writes Smaller House, Larger Life! – The story of our house purchasing decisions over the years and how we finally figured out that what we really wanted was a smaller house.

Jon @ Novel Investor writes The Biggest Mistake Investors Make – Let’s face it, there are many mistakes investors make. But this one is an affliction many of us deal with all the time. But there is good news. It’s curable.

Katie @ IRA Basics writes What does business capitalisation mean? – Unfortunately, many people who are now entering into their retirement years have not saved nearly enough to retire at their current lifestyle.

Justin @ Digit Fox writes 5 Tech Gadgets for Kids Right Now – There is much more technology and gadgets today that are being developed that aim directly at kids.

Usiere Uko @ Financial Freedom Inspiration writes The high cost of financial illiteracy – Financial illiteracy is the reason most people struggle financially. They make unwise financial decisions because they do not know better. Most students graduate from college with a massive debt overhang from student loans.

Bob @ Dwindling Debt writes The Pros and Cons of working Another Year before Retiring – One of the biggest questions that many retirees have as they approach retirement is whether to stop working or to work for another year.

Sam @ The New Business Blog writes The Best Retirement Tips for 20 Somethings – The average 20 year old is in the process of finishing their college career, settling into their new career of choice and making decisions that will affect them for the rest of their life.

Hadley @ Epic Finances writes Online Investing in 4 Steps – One of the most popular ways to invest today involves using the internet but if you are not experienced, it can actually be an overwhelming experience.

Lily @ Paying Debt Down writes Top 5 Best Cities to live on $40,000 a Year – Unfortunately, many people who are now entering into their retirement years have not saved nearly enough to retire at their current lifestyle.

Andrea @ So Over This writes Maximize your CC Payments to get Ahead of Debt – If you are keenly interested in getting ahead of your debt one of the best ways to do it is to maximize the payments on your monthly credit card bills.

Glen @ Monster Piggy Bank @ Monster Piggy Bank writes Saving money on fuel for the car – Great tips for saving money on fuel for your car

Thomas @ Finance Inspired writes Neither a Borrower nor a Lender be – Stop! Read this before borrowing or lending money…

John @ Wild About Finance writes Homeowner Loans – Should You Get One? – Thinking of a loan secured on your house? Have a read of this…

John @ Cough Up The Dough writes Tips for Buying Used Cars – Buying a pre-owned car? Read this for great advice

Jimmy @ Mr. Moneyvator writes How to Make a Million – Property Investment – Calling all wannabe millionaires! Here’s your chance!

Simon @ Chance with Finance writes How To Afford Your Dream Home – Real Estate – Do you have your eye on your dream home but not sure how to pay for it? Read this advice

Simon @ Chance with Finance writes How To Afford Your Dream Home – Real Estate – Do you have your eye on your dream home but not sure how to pay for it? Read this advice

Mr.CBB @ Canadian Budget Binder writes Reader Questions: Ways Money Can Kill The Spark In A Relationship – Money is and should be a topic of conversation when you are dating someone and for many it’s a tough one to bring up. Not everyone makes the big bucks, not everyone is debt free and not everyone is good with their money. When couples focus too much on money sometimes that can kill the spark because they forget about why they fell in love in the first place.

Anton Ivanov @ Dreams Cash True writes Manage Money Like a Pro – Student Loans Edition – It is difficult to pay for college without student loans. Our interview with Robert Farrington sheds light on many student loan issues.

AB @ Aspiring Blogger writes Income and Expense Report – July 2013 – Our income was up and our expenses were down – sounds like a recipe for a great month! Unfortunately we still spent like members of Congress. Take a look to see for yourself.

Photo courtesy of Joe Shlabotnik

The post Financial Carnival for Young Adults – Labor Day Edition appeared first on Mom and Dad Money.

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