The Business
This is an opportunity to make real change at the largest commercial real estate lender in the market. Join us as Property Environmental Manager, and you'll have senior backing to impact the way we look at credit risk in real estate deals, placing environmental issues prominently on the agenda.
Lending is our business, and with a lending portfolio the size of ours there will always be significant risks to our stability if our customers come into difficulties. It's essential that we balance the need to maintain our strength with our customers' need for capital, and Credit Risk is at the heart of making sure we do that effectively.
As an independent function, we advise on policy for our customer businesses, and maintain control processes and infrastructure. This puts us in an integral position, standing behind every lending decision made across the bank.
Commercial & Private Banking (CPB) incorporates the UK's number one bank for SMEs, and our market-leading wealth management brands.
What you'll do
This is a newly created role to consider environmental risks to our real estate commercial lending portfolio. This is a sizeable task, and you'll use your specialist knowledge to develop a framework for assessing the impact of environmental factors on commercial real estate projects. This will incorporate natural factors such as flood risk, regulatory factors such as compliance with existing and upcoming energy efficiency legislation, and anything else which will impact on the property's value in the market. You'll also set the strategy for how we interpret and manage the customers and risks that have been identified.
You'll work to develop standardised service agreements and instructions for external environmental assessors and manage those ongoing relationships, aiming to balance turnaround times which have minimal impact on the customer with a robust investigation of environmental issues.
You'll act as a subject matter expert to colleagues, and a point of escalation for projects with complex environmental risks. Over a longer timeline, you'll also drive a cultural change to improve the understanding of environmental issues across Commercial Real Estate, and keep the agenda at the forefront of our business.
What you'll bring
Your specialist knowledge will be essential here, so you'll need to have an understanding of environmental issues and legislation, balanced with a commercial outlook. Previous experience of developing and implementing an environmental risk management framework for a commercial real estate business would, or course, be welcome, but you might be a RICS chartered surveyor with an interest in banking and environmental issues. Whatever your background, you should have experience in environmental risk assessment, including both desk-based and site investigation. Experience of property valuation would help give you a commercial perspective to the risks you'll identify, and may prove an advantage.
You'll be making significant changes to the way we do things, and while you can count on senior support, experience of managing change initiatives which involve both internal and external stakeholders would be valuable. You'll also need excellent critical and interpersonal skills, with the ability to conveying complex information and strategic recommendations to a senior management or executive audience.
How we'll reward you
In return, we offer a competitive salary plus 30% cash and benefit funding programme that can be tailored to suit your individual needs. In addition, we provide a wide selection of exclusive lifestyle offers, development and learning programmes, services and support designed to help you manage and balance your work/life priorities. For more information on our benefits, please visit our website.
If you're a new joiner to the bank, please note that we carry out a credit check as part of our referencing process.
If you are experiencing any technical issues when applying for this role, please contact us for assistance.
At RBS, we are focused on becoming the UK’s number one bank for trust, customer service and advocacy by 2020. We are simplifying our business, concentrating on the areas where we can lead the market, and placing our customers at the heart of everything we do.