Independent Bank Location Tanglewood Type Full-Time Address 750 Bering Drive # of Openings 1 City, State US - TX - Houston Overview: The primary purpose of this position is to complete a variety of tasks associated with the origination of loans, servicing and support of existing loans, including: generate and review all Consumer and Commercial Non Real Estate and Real Estate loan documents for lending staff ensuring accuracy in documentation to minimize the Bank's risk Responsibilities: Process new and renewal loan requests ensuring the monitoring of loan authority and loan policy requirements. Generate required loan documents on all new and renewed consumer and commercial loans using LaserPro as per federal and state laws and assuring Bank's perfection. Review all attorney prepared consumer and commercial real estate loan documentation ensuring documents are prepared according to loan approval and in compliance with state and federal laws ensuring the Bank's perfection; strong understanding of RESPA/TILA compliance for consumer real estate. Verify and clear up discrepancies between loan worksheet and supporting documentation, identify and document both collateral and policy exceptions for follow up. Communicate with lending staff to provide guidance on collateral perfection on all submitted loan requests, including: ensure appropriate entity documents are provided to support styling of commercial loans. Perfection of non real estate collateral types to ensure the Bank's perfection on applicable loans, including: vehicles, boats, motorhomes, business assets, marketable securities, CDs and life insurance. Review executed loan documents for appropriate signatures and create CIF record in Jack Henry/Silverlake system (new customers only) prior to submission for booking loan to the Jack Henry/Silverlake system. Book all loans to Jack Henry/Silverlake system including disbursement of proceeds, distribution of loan fees, set up of FASB fees etc. Process loan payments, set up and clear collateral ticklers and exceptions, monitor and continue UCC filings for the Houston region. Scan/index new and renewed loan file documentation as well documents submitted by lending staff for exception clearing, as needed. Prepare and process paid off loan files Assist the Loan Operations department and lending staff on research, customer service and system maintenance that may be needed on loans. Perform other job duties as assigned Qualifications: High school diploma or equivalent education certificate (GED) 8 - 10 years general banking knowledge, required Minimum 5 years experience in commercial and real estate loan processing, documentation and servicing Computer proficiency with working knowledge of Microsoft Office Suite applications, required Experience working in LaserPro, required Working knowledge of loan processing systems, required Working knowledge of all loan collateral documentation including commercial, consumer and entity documentation requirements, required Working knowledge of loan compliance regulations, required Should be self-motivated, detail oriented and able to take direction Professional demeanor, cooperative attitude, strong verbal and written communications skills To be considered for this position, you must at least meet the basic qualifications. No phone calls or direct e-mails please. Pre-employment background, credit check and drug screening will be conducted. Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status. Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you