Five Reasons to Choose ContractorFinancials
They are Contractor Mortgage specialists
They can secure mortgages based on your contract rate alone
You can borrow up to 5x your annualised income
They have helped over 10,000 contractors
And best of all….they don’t charge you anything!
If you’re a contractor, you’ll understand it can be hard to get a mortgage. But help is at hand from the specialists at ContractorFinacials.
Why do most contractors struggle to get a mortgage?
Most contractors will have a horror story or two to tell about the hassles they have had trying to arrange a mortgage. It’s all too easy to obtain an ‘online agreement in principle’ only to find that, after a nerve-wracking two weeks wait, you’re rejected when the underwriter realises you are not a permie or asks you to show accounts (which clearly won’t reflect what you truly earn).
Don’t worry, help is at hand!
At Contractor Financials they are eager to prove that you can easily secure the same ‘High Street’ mortgages as a permie – it’s simply a case of making use of their expertise and contacts they have built up over many years.
What Makes Contractor Financials Different?
Over 95% of their clients are contractors and as such they fully understand how you are paid and where to properly submit mortgage applications to ensure success. They avoid poorly trained, poorly motivated staff at the branch networks of the major institutions and instead deal with key underwriters within the lenders centralised processing units. In this way, they can avoid the strain of having to prove your employability, earnings potential and credit worthiness to branch based mortgage processors who always seems to look for reasons NOT to help.
They ensure that interest rates are competitive and favour lenders who will work simply from a generous multiple of your annualised contract rate (up to 5 times income). This use of your contract rate alone avoids the need for submission of company accounts that first time contractors may not have and that will not, in any case, truly reflect your income.
You do not need you to have been contracting for a lengthy period before applying for a contractor mortgage and they are able to arrange mortgages for clients who are in the first week of their first contract.
Unlike other mortgage brokers, they don’t charge you a penny for their advice.
They have helped over 10,000 clients to make the most of their contractor status but they still pride themselves on treating each client as an individual. They provide a highly personalised service. You will be assigned a real, living, breathing member of their team to answer queries and keep you informed along the way and to ensure that your mortgage application is dealt with efficiently.
Above all, they aim to find you the best mortgage available for your contractor status.
What next?
It’s simple, just take 30 seconds now to fill out their Mortgage Finder form and they will find you the best contractor mortgages available to you. Alternatively, you can call 0845 062 8888 and speak to a member of their friendly mortgage team who will be delighted to help you.
0208 150 3844
www.contractorfinancials.com
The post ContractorFinancials: Finding the Perfect Mortgage appeared first on Edinburgh.