Candidates who are involved in exam preparation for banking jobs like PO, Clerk and SO should read the articles to know about the qualities one should have to become Probationary Officers. As we all know that banking sector has been considered as one of the most growing sector in upcoming period as it has been supported by government schemes like the Pradhan Mantri Jan Dhan Yojna. Candidates who are looking for career in banking prefer to join public sector bank by qualifying the examination conducted by IBPS, RBI, SBI and other bodies.
Since few years, IBPS is allotted for Common recruitment process for 19 public sector banks except SBI, RBI and various other banks. The minimum eligibility for appearing in the exam is graduation that has made banking a very lucrative career opportunity for aspirants. However, some of the Banking aspirants who have been interested in building a career in Banking sector have often questioned themselves, if they really possess all the necessary qualities to be a good Public Sector Bank Employee. To help such students out, we have compiled a list of top 10 qualities that every banking professional should possess in order build a successful career in Public Sector Banks.
1. Candidates should have organized mind
The candidates looking after their career in banking are required to deal with numerous responsibilities and manage multiple operations at the same time. It is very eesential for PSU Bank employees to have a well-organized mind and attention for details. They should have a vision to see important things but also observe any irregularities and wrongdoing as well as avoid them before they transform into a major issue. Good organization skills enable them in maintaining and managing Bank records and documentation, which is very crucial for the organization.
2. Good Communication Skills
It is formost requisite of every banking professional. While good communication skills have become necessary quality required in any domain, it holds even more importance for banking professionals. Banking professionals have to directly deal with end customers and therefore, they need to enhance excellent written and verbal communication skills for building the trust with their clients. For banking officers, communication skills are also necessary to communicate important policy matters with the subordinates without any confusion.
3. He should be Efficient
The good probationary officer must be self-explanatory in nature. He should be apt at handling money matters; be it personal or for a bank needs a certain sense of accuracy and efficiency. He should consider the something as simple as the function of counting notes by a teller, even if one note is misplaced or miscalculated, it can create a major issue for the bank; therefore it is important for bank employees to develop a high level of accuracy with respect to their job responsibilities. In addition to this, operational efficiency also helps employees to cope with time constraints that they are faced with.
4. Good mathematical ability is must
Predicting market trends, customer reactions, event based fluctuations in the financial sector and other similar functions have become an integral part of modern day banking operations. Considering that the majority of PSU Bank employees are going to be directly dealing with financial matters, it is important for them to exhibit certain skills and aptitude when it comes to mathematical and analytical ability.
5. Friendly and Cooperative Nature
The large number of candidates selected through Bank PO and Bank Clerk exams are going to be posted in respective branches during their initial years. Here they would be interacting directly with all stakeholders, clients, and even other employees. The finance industry is a service sector, which primarily operates on trust and confidence of customers. The employees will have to adopt a co-operative and friendly approach in their daily life for winning the trust and confidence of clients, account holders and investors.
6. Quick Learning ability
The banking sector has become very dynamic in nature with the introduction of e-banking facilities and the expansive introduction of technology in banking functions. The Public Sector Banks are also getting pressure from the private secor, and both have employed technological advancements in their operations to make their services for appealing to the customers. To keep adhere with the ongoing developments and come out on top, Public Sector Bank Employees have to quick learners, who not only understand the new technology quickly but also adapt to the new processes and ensure smooth operations of different banking functions.
7. Leadership Quality is must
All the banking professionals are cogs in the big wheel of the finance sector. Hence, it is very essential for Probationary Officers show ou their texceptional leadership qualities, which inspires respect and confidence among subordinates as well as customers.
8. Management
The job in banking sector needs utmost management at all the level and this clause is very important for people posted at officer level in PSU Banks. The Probationary Officers performs the task of managing the day to day financial documentation, reporting, operations, and checking irregularities along with their core banking functions. To handle all these tasks at the same time with efficiency requires a bank officer should be a great manager. They are required to make usage of management principles and innovative techniques to keep the bank running with the limited available within the stipulated time frame.
The above mentioned qualities are foremost requisite for every bank employee and other PSU Bank Employee’s personality. Every candidate aspiring to have a bright career as banking professional should try to inculcate them as part of their personal growth.