Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2016 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.
Credit Card Bonuses, Deals, & Promotions 2016
Chase Sapphire Preferred® Card offers 50,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 50,000 bonus points, that’s worth $625 towards airfare and hotel accommodations when redeemed through Chase Ultimate Rewards®. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now—Chase Sapphire Preferred Review
Chase Ink Plus® Business Card offers 60,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $750 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and for hotel accommodations when purchased directly with the hotel each account anniversary year. There are no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $95 annual fee.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Ink Plus Review
Barclaycard Arrival PlusTM World Elite MasterCard® offers 40,000 bonus miles after $3,000 in purchases within the first 90 days from account opening. It’s a new premium travel rewards card with 2% cash back towards travel. This 40,000 bonus miles is redeemable towards $400 in cash credit towards any travel purchase along with 5% miles back every time you redeem. Enjoy no foreign transaction fees on anything you buy while in another country along with chip card technology for your purchase protection. There is also a 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. Best of all, you get complimentary online FICO® Credit Score access and the $89 annual fee is waived for the first year. Apply Now—Arrival Plus Elite Review
Hilton HHonorsTM Surpass® Card from American Express is offering an increased sign-up bonus of 100,000 Hilton HHonors points after spending $3,000 in purchases within the first three months of card membership. Not only will you be earning bonus points from the sign up bonus, but you can earn 12X bonus points for every $1 spent on eligible purchases at participating Hilton portfolio hotels and resorts, 6X bonus points for every $1 spent at restaurants, supermarkets, and gas stations in the U.S. and 3X bonus points for every other purchase made on the card. Unlike the regular Hilton HHonors card, you’ll automatically receive Gold status where you can earn 25% bonus points from base points. With all of these great benefits, you’ll enjoy a $75 low annual fee. Hurry now because this offer expires May 4, 2016.
Apply Now—Hilton HHonors Surpass Review
Hilton HHonorsTM Card from American Express is offering, for a limited time until May 5, 2016, 75,000 Hilton HHonors Bonus Points after you spend $1,000 in purchases within your first 3 months of card membership. Don’t miss out on this rare opportunity to earn nearly double the standard bonus offer of 40,000 points. Your Hilton HHonors points will quickly grow by earning 7 bonus points for every $1 spent on eligible purchases at participating Hilton portfolio hotels and resorts, 5 bonus points for every $1 spent at restaurants, supermarkets, and gas stations within the U.S. and 3 bonus points on all other purchases. Additionally, receive automatic Silver Status with your Hilton HHonors card where you will earn 15% bonus points from base points. Among great features of the Hilton HHonors Card from American Express is $0 Annual Fee.
Apply Now—Hilton HHonors Amex Review
Barclaycard Jetblue Plus Mastercard® is offering a 30,000 point bonus after you spend $1,000 in purchases within the first 90 days of opening. This card is much like the regular Jetblue card except that it earns you almost 6x on Jetblue purchases. That’s double than what the regular Jetblue card earns you for Jetblue purchases! The Plus card also differentiates itself by giving you a FREE first checked bag on Jetblue flights. Restaurant and grocery purchase will earn you 2x point while everything else will earn you 1x points. Because this is the plus version of the Jetblue card, there is a small annual fee of $99.
Apply Now—Barlcaycard Jetblue Plus Mastercard Review
Citi® / AAdvantage® Platinum Select® MasterCard® offers 30,000 American Airlines Advantage bonus miles after spending $1,000 in purchases within the first 3 months of account opening. You’ll enjoy perks on every flight such as first checked bag free for you and four travel companions, Group 1 Boarding on American Airlines flights, and receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines. There is also no foreign transaction fees on purchases. As a new cardmember, you’ll earn 2X miles per $1 spent on eligible American Airlines purchases. Then 1X the mile for every $1 spent on other purchases. Then earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year. The annual fee is waived for your first year – a $95 savings! Apply Now—Citi AAdvantage Platinum Review
Citi® / AAdvantage® Executive World Elite™ MasterCard® offers 50,000 AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening. In addition to this great bonus, cardholders can earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases. You can also enjoy automatic Admirals Club® membership, which gives you and your immediate family (or up to 2 traveling companions) access to over 50 Admiral Club® worldwide locations. These spacious lounges offer complimentary drinks and snacks, free Wi-Fi, free printing services, and much more. All of these features and more come with an annual fee of $450. Apply Now—Citi AAdvantage Executive Review
CitiBusiness®/ AAdvantage® World MasterCard® offers 30,000 American Airline AAdvantage® bonus miles after making $1,000 in purchases in the first 3 months of card membership. You’ll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, telecommunications, car rental merchants, and at gas stations and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply Now—CitiBusiness AAdvantage Review
Citi® Hilton HHonors™ Reserve Card offers Two Free Weekend Nights (worth up to $1,000 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply Now—Citi Hilton HHonors Reserve Review
Chase IHG® Rewards Club Select Credit Card offers 60,000 bonus points after you spend $1,000 in the first 3 months of account opening. One of the best hotel credit cards, you get a free night certificate that can be used at any IHG hotel each year of card membership. Award nights at IHG hotels range from 10,000 points up to 50,000 per night. Therefore, your 60,000 points can get up to 6 free nights at lower tier hotels such as the Holiday Inn and Holiday Inn Express. As a cardholder, you’ll earn 5 points per $1 spent at IHG hotels, 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants, and 1 point per $1 spent on all other purchases. Enjoy all the amazing perks with a $0 introductory annual fee the first year, then $49 afterwards. Apply Now—Chase IHG Rewards Club Card Review
Blue Cash Preferred® Card from American Express offers up to $350 back until 6/15/16. Cardholders earn 6% cash back at U.S. supermarkets(up to $6,000), 3% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be a variable rate, currently 13.24%-23.24%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Apply Now—Amex Blue Cash Preferred Review
Blue Cash Everyday® Card from American Express offers up to $300 back until 6/15/16. You’ll also get 0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be a variable rate, currently 13.24%-23.24%, based on credit worthiness and other factors. Along with no annual fee, you’ll get maximum cash back in the following categories: 3% U.S. supermarkets, 2% U.S. gas stations & select U.S. department stores, and 1% other purchases. Apply Now—Blue Cash Everyday Review
Gold Delta SkyMiles® Credit Card from American Express offers 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The 30,000 miles is enough for a round-trip flight ticket in the continental U.S. The Gold Delta SkyMiles card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). Also, you will earn 2 miles for every $1 you spend on Delta purchases and 1 mile for every dollar you charge for other eligible purchases. As an added perk, the annual fee of $95 is waived for the first year. Apply Now—Amex Gold Delta Skymiles Review
Starwood Preferred Guest® Credit Card from American Express offers 25,000 Bonus Starpoints® after you use your new card to make $3,000 in purchases within the first 3 months. You can redeem Starpoints at over 1,200 hotels and 150 airlines with SPG Flights with no blackout dates. New benefits include no foreign transaction fees, free in-room premium internet access, and unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Voted a Travel Editor’s Choice for Best Travel Rewards Card for domestic use, you can earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program and 1 Starpoint for all other purchases. No limits on the number of Starpoints you can earn, there is a $0 introductory annual fee for the first year, then $95. Apply Now—Starwood Preferred Guest Review
Starwood Preferred Guest® Business Credit Card from American Express offers 25,000 Bonus Starpoints® when you spend $5,000 in the first 3 months. New benefits include no foreign transaction fees, free in-room premium internet access, and unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. It’s an ideal card for small business owners that do not keep a revolving balance and stay at Starwood Hotels frequently. Earn up to 2 Starpoints per $1 spent on Starwood purchases and 1 Starpoint per $1 spent on anything else. Redeem your Starpoints for free hotel stays, free flights or even transfer to your airline frequent flyer program on a 1:1 basis. Additionally, members enjoy ongoing savings with FedEx, Hertz, and more just by using your business card. The $95 annual fee is waived for the first year. Apply Now—Starwood Preferred Guest Business Review
Citi Prestige® Card offers 50,000 bonus points after $3,000 in purchases made with your card in the first 3 months. This includes the $250 Air Travel Credit each year along with complimentary 4th night for any hotel stay. As a cardholder, you’ll also get complimentary access to nearly 40 American Airlines Admirals Club lounges, plus hundreds of VIP lounges through Priority Pass Select. The card has no foreign transaction fees on purchases and a $100 Global Entry application fee credit. You’ll earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment, and 1 ThankYou Point per $1 spent on other purchases. No expiration and no limit on the number of points you can earn. However, there is a hefty annual fee of $450. Apply Now—Citi Prestige Review
Expedia®+ Voyager Card from Citi offers $100 statement credit bonus after your first eligible Expedia purchase greater than $100 within 3 months of account opening. You’ll also get 20,000 Expedia+ rewards bonus points after $2,000 in purchases within 3 months of account opening. In addition to this great bonus, cardholders can earn 4 Expedia+ rewards points for every $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages. Enjoy all the benefits and more for an annual fee of $95. Apply Now—Citi Expedia Voyager Review
Premier Rewards Gold Card from American Express offers 25,000 membership rewards® points for spending $2,000 within the first 3 months of card membership. You can now get up to $100 a year for incidental fees with your selected airline. Cardholders earn 3X points for flights booked directly with airlines, 2X points at US gas stations, US supermarkets and U.S. restaurants, 1X points on other purchases. You can use points for gift cards for dining, entertainment, and to shop over 500 of some of your favorite brands. There is a $0 introductory annual fee for the first year, then $195! Apply Now—Premier Rewards Gold Review
Platinum Card® from American Express gives 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get $200 Airline Fee Credit- up to $200 a year in baggage fees and more at one airline.. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply Now—Amex Platinum Review
Business Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. You earn 1X points for every dollar you spend on on eligible purchases and 2X points for every dollar you spend with American Express Travel on eligible purchases. Enjoy premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Amex Business Platinum Review
United MileagePlus® Explorer Card offers 30,000 bonus miles after you spend $1,000 in purchases the first 3 months from account opening. The new Chase United MileagePlus Explorer card is much better than its predecessor with free first checked bag each way for you and your travel companion on the same reservation, which is a savings of up to $100 per round trip. There is no foreign transaction fees along, double miles are earned when consumer purchases tickets through United, 1 mile per dollar spent on all other purchases. You get priority boarding in which cardmembers and companions can board immediately after first-class and elite travelers. Other perks include two one-time-use passes to the United Club – a $100 value and no seat restrictions or blackout dates on redemption. The annual fee is waived the first year, $95 thereafter. Apply Now—United MileagePlus Explorer Review
U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($400 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. There is a $0 annual fee for the first year, then $55. Apply Now—Full Review
SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by April 27, 2016. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now—Amex SimplyCash Review
Business Gold Rewards Card from American Express OPEN offers 25,000 Membership Rewards® points after you spend $5,000 in purchases within the first 3 months following approval of your new Card account. You’ll also enjoy 3X points (choose 1 out of 5 categories), 2X points on the 4 remaining categories, and 1X points on other purchases. Because of its many privileges, the Business Gold Rewards Card is considered to be the gold standard and targeted at business owners with excellent credit. Card holders can use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward. There is a $0 introductory annual fee for the first year, then $175.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Business Gold Rewards Review
Barclaycard ArrivalTM World MasterCard® offers 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days – that equates to $200 off your next trip. It’s a travel credit card that lets you earn 2 points per dollar on travel and dining and 1 point per dollar on all other purchases. There is also 5 percent miles-back travel redemption bonus which help cardholders reduce the cost of travel when paid for with your miles. Enjoy 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening and complimentary online FICO credit score. This is the ideal card for people who want a no annual fee credit card who travel frequently outside the country since there is no foreign transaction fee. Apply Now—Barclaycard Arrival Review
Expedia®+ Card from Citi offers $50 statement credit bonus after your first eligible Expedia purchase greater than $50 within 3 months of account opening. You’ll also get 10,000 Expedia+ rewards bonus points after $1,000 in purchases within 3 months of account opening. In addition to this great bonus, cardholders can earn 3 Expedia+ rewards points for every $1 spent on eligible Expedia purchases. You can also enjoy automatic Expedia+ silver status, which gives you access to exclusive travel benefits like free amenities at certain hotels, priority customer service, all with no annual fee. Apply Now—Citi Expedia+ Review
Chase Freedom® offers a $150 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. From April 1st – June 30th, get the chance to continue earning 5%, up to $1,500 in combined purchases, at grocery stores and wholesale clubs. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now—Chase Freedom $150 Bonus Review
Amex EveryDay® Preferred Credit Card from American Express offers 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months. You’ll get a 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors. When using the Amex EveryDay Preferred Credit Card, card members earn 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x), 2x points at US gas stations, and 1x points on other purchases. When you make 30 or more purchases with your Card in a billing period, American Express will give you 50% more points on those purchases less returns and credits. Enjoy great benefits with the more prestigious Amex card for an annual fee of $95. Apply Now—Amex Everyday Preferred Review
Barclaycard CashForwardTM World MasterCard® offers $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. In addition to the $100 bonus, you earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, you get a 5% cash rewards bonus to use toward your next redemption into your bank account, a statement credit or gift cards. You’ll also get 0% intro APR for the first 12 months on purchases and balance transfers. Your card comes with $0 fraud liability protection, chip card technology, and free online access to FICO® Credit Score . With all of these great card features, there is no annual fee! Apply Now—Barclaycard CashForward Review
Barclaycard Jetblue Mastercard® is offering a 10,000 point bonus after spending $1,000 in purchases within the first 90 days of opening. In addition to the 10,000 point bonus, you earn 3x points on Jetblue purchases, 2x points on restaurants and grocery stores, and 1x points on all other purchases made on your new card. Best of all, there is no annual fee associated with the Jetblue card! Other perks include 50% savings on eligible in-flight purchases including cocktails, food and movies, no foreign transaction fees, chip-card technology, and $0 fraud liability protection. Apply Now—Barclaycard Jetblue Review
Barclaycard NFL Extra Points Credit Card offers 10,000 bonus points after making $500 in purchases in the first 90 days of account opening- enough to redeem $100 cash back! In addition to 10,000 bonus points, you can earn 2 points per $1 spent on NFL and Team purchases. This card features 0% introductory APR for 15 months on balance transfers and 0% APR on purchases for 6 months on eligible NFL tickets. Your card also comes with zero liability on unauthorized charges, complimentary online access to your FICO Credit Score, and concierge service. With all of these great features, there is also no annual fee! Apply Now—Barclaycard NFL Extra Points Review
Amex EveryDay® Credit Card from American Express offers 10,000 Membership Rewards® points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 13.24%-22.24%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at US supermarkets(up to $6,000 per year) and 1x points on other purchases. Also earn 20 more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply Now—Amex Everyday Review
Blue for Business® Credit Card by American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months + an additional 10,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 6 months of Card Membership. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases, see rates and fees. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply Now—Amex Blue for Business Review
Business Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply Now—Business Green Rewards Review
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