Looking for the best place to stash your cash? The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs. Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment. Make sure to read their terms and conditions in order to get the high rate. Find the best bank rate available nationwide!
Discover Bank's Online Savings Account is offering $100 Bonus along with 0.95% APY - one of the highest rates online! To earn the $100 bonus, you must apply through HustlerMoneyBlog.com with promo code HMB416 by 4/30/2016 and make a minimum deposit of $15,000 by 5/15/2016. As with any online bank, Discover is able to avoid overhead costs of a physical branch, thus saving money and offering you a higher savings rate. Your money FDIC-insured up to $250K and you'll earn over 5X the National Savings Average with a low $500 minimum opening deposit, no minimum balance or monthly maintenance fees! Apply Now---Discover Bank Online Savings Review
Best Bank Rates Nationwide
Dime Savings Bank (see table above)- They offer a great APY rate of 1.10% for balances up to $250,000 guaranteed for the entire year. Dime Savings Bank is proud to deliver financial services of the highest quality by relying on traditional, time-honored principles like personal service and good, honest value. As a trusted community bank for over 150 years, they have deep roots in the communities and customers they serve. When you open a money market account with them, you will receive many features such as free bill pay / 6 transactions per month, ability to deposit checks by your phone, and you won’t have to worry about the security of your money because it’s FDIC insured. Dime Savings Bank Review
Synchrony Bank(Click “Open Account Now”)- The rate of its High Yield Savings Account is now at a very competitive level of 1.05% APY. You do need a $30 minimum balance to avoid a $5 monthly service charge and the 1.05% APY rate applies to all balances. They allows you to initiate ACH transfers to and from your external account with another financial institution- up to ten accounts at other financial institutions to sync up with your High Yield Savings Account. Synchrony Review
EverBank(see table above)- Apply for an EverBank’s Yield Pledge MMA today to earn 1.60% APY that is guaranteed for six months, then 0.61% APY afterwards. The intro rate applies up to $50K for the money market account and averages out to be 1.11% APY for the first year! This is an excellent opportunity to make the most of your savings and maximize the return on your money. You must be a first-time account holder to qualify for the introduction rate. Everbank MMA Review
Barclays(see table above)- Open a Barclays Online Savings Account to earn 1.00% APY with no monthly maintenance fees, no minimum balances to open, and tools to save you money. Barclays strives to consistently provide its customers with some of the best interest rates in the nation. With a Barclays Online Savings account, you’ll enjoy secure 24/7 access to your funds, easy online transfers to and from other banks, and direct deposit to make saving simple and easy.
Ally Bank(see table above)- Earn 1.00% APY with Ally Bank’s Online Savings Account with no minimum deposit to open and no monthly maintenance fees. Account funding can be mailed in or done electronically via another bank account. Your savings account comes with six transactions per statement cycle with no fees. In addition to earning a higher rate than traditional savings accounts, you can deposit checks remotely with Ally eCheck Deposit, grow your money faster with interest compounded daily, and FDIC insured up to $250K. You get the service you need, when you need it. Talk to a real person 24/7, and enjoy the convenience of Online Banking and Mobile Banking. Ally Bank Online Savings Review
American Express(see table above)- Earning your money takes work. Helping it grow doesn’t have to. American Express offers 0.90% APY with no minimum deposits and no fees to open or maintain a High-Yield Savings account. Maximize your savings by applying today to enjoy 24/7 account access by phone or web, FDIC insured up to $250,000, and make deposits and withdrawals to and from your Personal Savings account electronically by linking an existing account with the same ownership at another bank in a few simple steps.
Sallie Mae(see table above)- Open a Sallie Mae’s Money Market Account to earn 0.90% APY with no minimum requirements and no monthly fees. In addition to earn a high rate that’s up to 10X the national average, you can write checks directly from your account, easy online account management- 24 hours a day, and FDIC insured for your peace of mind. Maximize your savings with their competitive rates, it takes just minutes to open an account online to keep your money growing for the future.
Bank or Credit Union
Account Type
APY
Terms
Hard Inquiry
Review
EverBank
Yield Pledge MMA
1.60%
6 months guaranteed rate up to $150K
No
Review
EverBank
Yield Pledge Checking
1.60%
6 months guaranteed rate up to $100K
No
Review
The Palladian PrivateBank
Savings Account
1.30%
6 months intro rate
Review
Redneck Bank
Mega Money Market Account
1.25%
Maximum rate up to $35K .
?
Review
UFB Direct
UFB Savings
1.20%
Minimum $25K to earn high rate.
No
Review
Incredible Bank
Savings
1.17%
$2,500 minimum to open. Rate is up to $250K.
Yes
Review
Connexus CU
MMA
1.15%
$100K min for high rate
Yes
Review
Silvergate Bank
Premier Online Savings
1.11%
$50K min to avoid $50 monthly fee
?
Review
BBVA Compass
ClearChoice Money Market
1.10%
New accounts with balance between $10K and $5 million. Only available in AL, AZ, CA, CO, FL, NM & TX.
Yes
Review
Dime Savings Bank
Dime Direct MMA
1.10%
1 year guaranteed rate up to $250K
?
Review
iGObanking MMA
MMA
1.10%
New accounts and new money only
Yes
Review
Northeast Bank
Pearl Money Market
1.10%
Rate guaranteed thru 3/1/2016
?
Review
Salem Five Direct
eOneSavings
1.10%
New customers only
Yes
Review
SFGI Direct
Savings
1.06%
$1 minimum to open
Yes
Review
GE Capital Bank
Online Savings
1.05%
No minimum
Yes
Review
Synchrony Bank
High Yield Savings
1.05%
No minimum
No
Review
HSBC
Advance Savings
1.01%
?
Review
HSBC
Premier Savings
1.01%
?
Review
Radius Bank
High-Yield Savings
1.01%
$2,500 minimum
Yes
Review
Alliant Credit Union
High-Yield Savings
1.00%
No maximum balance limit
Yes
Review
able Banking
Money Market Savings
1.00%
$250 minimum to open
Yes
Review
Ally Bank Online Savings
Online Savings
1.00%
$0 minimum to open
No
Review
Barclays
Online Savings
1.00%
$0 minimum to open
Yes
Review
Capital One 360
Business Savings
1.00%
$0 minimum to open
?
Review
Capital One 360
Money Market Account
1.00%
$10K to earn 1.00% APY
No
Review
CIT Bank
High Yield Savings
1.00%
$100 minimum to open
Yes
Review
iGObanking.com
High Interest Savings
1.00%
No fees. No minimum
Yes
Review
MySavingsDirect
MySavings
1.00%
No fees. No minimums.
Yes
Review
Citizens State Bank
Personal Money Market
0.95%
$1,000 minimum to open
Yes
Review
Discover Bank
Online Savings Account
0.95%
No maximum balance limit
No
Review
FNBO Direct
Online Savings
0.95%
No minimum balance requirements
?
Review
Incredible Bank
Money Market
0.95%
$2500 min to open
Yes
Review
American Express Bank
High-Yield Savings
0.90%
$0 minimum to open
Yes
Review
Bank5 Connect
Connect Savings
0.90%
$100 minimum
Yes
Review
Capital One 360
360 Checking
0.90%
$100K to earn highest rate
No
Review
Quorum Federal Credit Union
HighQ Savings
0.90%
HighQ Savings account
Yes
Review
Sallie Mae Bank
Money Market
0.90%
No minimums
Yes
Review
Ally Bank
MMA
0.85%
No minimum balance or minimum deposit
Yes
Review
Colorado Federal Savings Bank
Online Savings
0.85%
$2500 minimum opening deposit
No
Review
Digital Credit Union
Ltd Savings
0.85%
$25,000 minimum to earn dividends
?
Review
Mutual of Omaha Bank
Online Money Market
0.85%
$1,000 minimum balance to earn high rate
Yes
Review
Synchrony Bank
MMA
0.85%
No minimum balance or minimum deposit
Yes
Review
Prepaid Card & Savings Account Combo
Need a place to park your money? Look no further than Mango 6.0% APY Savings Account when on up to $5,000 deposit with direct deposit. You must open a Mango prepaid MasterCard first in order to qualify for the Savings account. You’ll also receive a $20 bonus when for enrolling in their direct deposit service(must complete two direct deposits totaling $50 within 90 days of account opening). The Mango Card has no activation fees, no sign-up fee, no card shipping and handling fees, no card-to-card online transfer fee, no bank transfer load fee, and no direct deposit fee. There is a $3 account monthly fee that cannot be waived, but the 6.00% APY on $5,000 deposit is totally worth it. There is no credit check, no hard pull for getting a Mango Prepaid MasterCard. You can withdraw your funds from your account at no cost for up to six times per month. Mango Prepaid MC Review
For those just starting out or simply would like a high interest rate on your money, check out Union Plus 5.10% APY Savings Account on up to $5,000 deposit with direct deposit . The Union Plus Savings account can only be opened after getting the Union Plus prepaid debit card. You’ll also receive a $20 bonus when for enrolling in their direct deposit service(must complete two direct deposits totaling $50 within 90 days of account opening). There is a $2 monthly fee, but the 5.1% APY on $5,000 deposit is worth it. There is no credit check, no hard pull by getting a Union Plus Prepaid debit card. There is no cost to withdraw funds from your account for up to six times per month. Free to join and no need to submit any proof of union membership. Union Plus Review
With a Control Prepaid MasterCard, you can get their 5.00% APY Savings account with direct deposit for up to $5,000 available nationwide. After you set up direct deposit at least $500 into your account during one calendar month, you’ll qualify for an automatic upgrade of $5 per month Discounted Fee Plan with $10 Purchase Cushion, a 5.00% APY Savings Account, and Life Benefits. There is even a $20 referral bonus for both parties when a new member loads at least $40 into their new Control card. Control Prepaid Review
Premier Rewards Gold Card from American Express offers 25,000 membership rewards® points for spending $2,000 within the first 3 months of card membership. You can now get up to $100 a year for incidental fees with your selected airline. Cardholders earn 3X points for flights booked directly with airlines, 2X points at US gas stations, US supermarkets and U.S. restaurants, 1X points on other purchases. You can use points for gift cards for dining, entertainment, and to shop over 500 of some of your favorite brands. There is a $0 introductory annual fee for the first year, then $195! Apply Now---Premier Rewards Gold Review
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