2014-04-15

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Savers pay for federal reserve policies to inflate house prices and save the banks
Will Proposition 13 ever be changed?
Reflating housing bubbles goes global
Rising rents will push house prices higher
Why a Pit Bull?
California home sales hit six-year low
California’s Homeowner Bill of Rights increases foreclosure timelines
Fixing the broken lower rungs of the property ladder
Weak Job and wage growth hobbles housing
Freddie, Fannie reform will foil housing reflation efforts
My Sundays at Disneyland
Frustrated home shopper takes revenge on new homeowner
Toxic loan peddlers failed to foresee the housing crash
California housing market update: affordability marginal, prices flat
Are convicted sex offenders living in your neighborhood?
Six reasons higher interest rates hurt house prices
How to use the OC Housing News to find your new home
New home rebates at Cypress Village in Irvine
Are California house prices fairly valued or overvalued?
Do lenders care about keeping delinquent borrowers in their homes?
Was removing distressed house supply essential to the economic recovery?
Would permitting in-law units destroy good neighborhoods?
Renters deserve housing bailouts too
The OC Housing News ownership cost calculations for family homes
And Another Saturday in the Life of a DIYer
Rental parity establishes the value of residential real estate
Tax policy inflates house prices for the affluent
24% of new government-backed loans violate qualified mortgage rules
HAMP loan modifications will become permanent housing subsidies
Spring house price rally called off due to affordability problems
New home rebates at Pavilion Park in Irvine
Will China’s housing bust turn foreign buyers into desperate sellers?
Christopher Whalen: “‘recovery’ in the housing sector is probably over”
Institutional home buying abruptly tapers off
Loan modifications revived house prices, homebuilding, and the economy
Reflating housing bubble pricing out first-time homebuyers
New home rebates at Orchard Hills in Irvine
Senators unveil Fannie Freddie reform plan
Will loan amortization solve the underwater borrower problem?
Republican tax reform proposal curtails homeownership subsidies
New mortgage regulations change how real estate markets work
Coastal California housing market: Prices hover on low volume
New home rebates at Baker Ranch in Lake Forest
Are delinquent mortgage squatters victims of intransigent banks?
The housing recovery is built on an unstable foundation
Lack of boomerang buyers keeping purchase originations down
Man delivers demolished house to repossessing bank
Mortgage delinquencies much higher than reported, squatters rejoice
Line in the Sand
Higher mortgage interest rates lead to lower sales or lower prices
What happens if nobody buys the Baby Boomers’ houses?
Investors and owner-occupants purchase fewer homes
If it’s cheaper to rent than to own, will people still buy houses?
Mortgage mess resolved or foreclosures merely delayed?
Another Saturday, in the Life of a DIYer
You will pay for your neighbor’s irresponsible borrowing and spending
The housing recovery falters in 2014 because… the dog ate it
Investors buy non-performing loans to foreclose and obtain rental properties
Most Millennials won’t qualify for a mortgage until 2019
Is the public growing weary of rising home prices?
It became necessary to destroy the town to save it
Congress should not reinstate the tax break on forgiven debt
Home sales down, household formation down, purchase applications down: Housing recovery?
Did Irvine’s city council payoff cronies with millions of taxpayer dollars?
Rising house prices fail to match rising loan loss severities
Today’s loan modifications are tomorrow’s distressed property sales
Who sets the price of gold?
The Great Irvine Rubble Pile
The housing recovery is a bank-promoted pump-and-dump scheme
Would rising mortgage delinquencies cause another housing downturn?
Spring house price rally may inflate new housing bubble
Mortgage equity withdrawal responsible for 50% of current foreclosures
Will the “Ability to Repay” rules prevent reckless lending?
Electric Pop
Saturday, in the Life of a DIYer
Lower FHA loan limits hindering efforts to reflate housing bubble
Federal reserve’s taper could trample Coastal California housing
Lenders peddle five-year teaser rates on toxic mortgages
Another way the NAr manipulates sales figures for positive spin
Long-term weakness in housing: a generation of missing homebuyers
Check out this state-of-the-art real estate marketing video
Taper Baby! Taper!
Forget eminent domain, invoke squatter’s rights!
Should lenders attempt collection from strategic defaulters?
Is San Francisco, the most overvalued US housing market, going to crash?
How Washington enables Wall Street to ransack Main Street
Will the homebuilder at San Clemente’s Marblehead make money?
Gold Customer or Gold Dealer; Woocoodanode?
Potential home ownership subsidy changes would flatten Coastal California house prices
Overcooking a recovery ripens a housing bubble
Imprudent student debt debilitates Millennial home shoppers
Robosigner David J. Stern’s law license terminated
Troubling evidence of new Coastal California housing bubble
If you repeat something enough times, does it make it true?
Flash Crash
How should you prepare for Dodd-Frank’s tighter loan standards?
Surprisingly foolish housing market manipulations in Great Britain
The dangerous tipping point in favor of foreclosure
What you must know about purchase mortgage applications
OCHN Housing Market Update: Is OC forming a bubble?
Wo ist Walter?
Mark Hanson and Nobel prize winner Robert Shiller warn of housing bubble
Bold California housing market predictions for 2014
2013 housing recovery was different, in a bad way
Tony Bliss: CLL Games and Silver Linings
Tony Bliss’s Final Blessing: Silver Linings
Tony Bliss 1966-2012: Rest in Peace
Burn, baby, burn!
SEW, Week -1508 (That’s 29 years ago for you math-challenged people)
I should get a part-time gig with Motel 6!
Denial is the sincerest form of courage!
Introducing the Side Effect of the Week!
How the Grinch Stole the Last Half of July and the First Half of August
Oh What A Night!
The clot thickens!
“Houston, we have a problem!”
Subprime and exotic loans relegated to the fringes
Will lenders kick the can when billions in HELOCs recast and payments skyrocket?
Homebuyers unprepared for reality of rising interest rates
OC house sales plunge; prices level at affordability limit
San Clemente people’s champion sentenced to 4 years for jousting with financial institutions
Fannie and Freddie G-Fees are increasing again
Bankers are the biggest and worst slumlords in US history
Housing market momentum lost as investors purchase fewer homes
Mel Watt poised to reflate the housing bubble
Short sales detered as tax forgivness terminates
FHA lowers the boom on Coastal California housing markets
High End Foreclosures are getting their due
Short-term Rental: Luxury Villa with Incredible Garden and Pool, Minutes to Beach, Ocean View
Judicial foreclosure housing markets still on ice
Banks lobby to underwrite bad loans with no risk retention
Are the Chinese buying California homes in large numbers?
Where to look in Riverside County for cashflow properties
Irvine’s Great Park to be covered with 4,606 more homes
Will lenders circumvent the 43% debt-to-income cap?
Thanksgiving distraction: Century 21 real estate launches bizarre video
Loanowners drowning in debt: 21% underwater, 40% can’t move up
Mel Watt soon to loot the GSEs for political gain
West LA’s most desirable places to live
Has FHA increased their fees so high they are now a predatory lender?
Lender propaganda campaign extolls adjustable-rate mortgages
California housing recovery or bubble?
Quantitative easing and mortgage interest rate stimulus bail out Wall Street, not Main Street
The many ways realtors “educate” us with false information
Last remaining cashflow positive markets in Orange County
Home Equity Lines another problem just to be HARP’ed
DeMarco: GSEs inflated prices, loan limits to drop
SoCal house sales decline while prices stagnate
Mortgage securitization is only as good as the mortgage products packaged
Homebuyer confidence hits record low due to rising rates and high prices
San Bernardino cities and zips with capitalization rates above 7%
Bankruptcy, Foreclosure, Short Sale – How long before you can purchase a home?
Buyers react to rising mortgage rates with long-term rate locks
Déjà vu: Repeat foreclosures 50% of activity
The Brits are reflating their housing bubble too
Did the housing bust change homebuyer attitudes and expectations?
Ten highest rated housing markets in West Los Angeles County
Investors now 50% of the buyer market
Loanowner bailout, HARP 2.0, bottomed the housing market
2014 will see the “Rise of the Short Sale”
Lenders earning huge profits on fake revenue from can-kicking efforts
Emerging loanowners stepping down the housing ladder
Ten most undervalued and five most overvalued OC housing markets
CAr lobbying still hasn’t passed SB 30 – tax relief on debt forgiveness on a principal residence
Mortgage fire is realization of American Dream
Federal Reserve willfully ignorant to real cause of MLS listing shortage
With costs up 40%, California home sales plummet to 1988 levels
Lenders unwilling to loan to wealthy strategic defaulters, hoocoodanode?
Housing bubble fully reflated in Irvine, California
The pressure is on to expand lending
Mounting evidence of housing market’s extreme sensitivity to mortgage interest rates
Corelogic’s shadow inventory reporting is misleading
Coastal California real estate least affordable in the nation
realtors desperately lobby for higher loan limits to support housing
OC housing market ricochets off affordability ceiling
No the suburbs are not going away
Amend-extend-pretend revealed: Banks carry $57B of delinquent FHA loans
Fed Chair Yellen best choice to reflate the housing bubble
Could house prices drop 20% from here?
House price volatility is the Federal Reserve’s failed mission
How lenders liquidate legacy loans will lift or lower house prices
The government shutdown is good for cloud inventory squatters
Are the current market conditions favorable to house buyers?
Can education overcome kool-aid intoxication and realtor bullshit?
Top eight reasons to be concerned about buying a house in today’s market
Tightening government lending standards would bring back private lending
The bank settlement agreement facilitated borrowers losing their homes
FHA needs bailout as they run out of tricks
Payment or price: what defines home affordability?
Would a legislated cap on appreciation quell kool-aid intoxication?
What will a long-term rise in interest rates do to home prices?
With rising interest rates, loan assumability makes a comeback
realtors lament low demand, low supply, and collapsing first-time homebuyer market
Eminent Domain fever might be spreading to San Francisco
Equity share: a good option for true housing bears
How will the Federal Reserve’s continued printing money impact housing?
Factors to watch while lenders reflate the housing bubble
The economy of the 00s: a Ponzi scheme based on housing debt
The minimum down payment should be at least 10%
FHFA: No income on your loan modification application…no problem
What can we learn from Norway’s massive housing bubble?
When will first-time homebuyers return to the market?
A pullback in the housing rally, or the peak of another housing bubble?
How will a reduced loan limit impact Coastal California?
It’s no longer a house seller’s market
The continuing Community Reinvestment Act debate
Potential buyers can’t afford peak prices at higher interest rates
Homeowners think renters are degenerates and losers
Richmond, CA, bailing out HELOC abusers for profit
Housing affordability set to plummet as interest rates spike again
Moral hazard is central issue in housing bust (redux)
Countrywide legacy costs continue to haunt Bank of America
700,000 borrowers quit paying their mortgages in June
A weak plea for more housing subsidies
The 43% DTI cap strongly favors those with no consumer debt
Rising mortgage interest rates negatively impact the housing market
Can it be a good time to buy and a good time to rent?
First Hedge Funds, now Foreign Investment is slowing down
Janet Yellen completely missed the housing bubble
Another appalling example of bail-out mentality ruining America
The biggest foreclosure myth of the housing bust exposed
With depleted MLS inventory, all-cash buyers rule the market
Typical sources of housing demand largely absent
Low down payment loans becoming a thing of the past?
Inventory up, demand down, the standoff over cloud inventory begins
Rising interest rates spoiling efforts to reflate the housing bubble
To lure private capital to the mortgage market, interest rates must rise
Millennials: pent-up housing demand or lost generation?
The homebuilding industry’s increasingly desperate attempts to preserve the HMID
The explosive growth of peer to peer lending, the wild wild west
The bogus housing rebound narrative bankers believe
Housing bears roar over influx of MLS inventory
Obama proposes allowing banks to dump bad private loans on taxpayers
Don’t stress about rising home prices
OC housing affordability fading fast
We don’t need another homeowners advocacy group
Richmond, CA, moves to seize mortgages through eminent domain
Titanic failure of American housing policy, home ownership rate hits 18-year low
Housing subsidies are detrimental to America
Inland Empire housing markets are still extremely undervalued
Investor activity to plummet, home sales volumes will drop
Buried in the June housing report, New Home prices down 11.5% from April
Lenders benefit from loan modifications, homeowners not so much
House listings increase, but MLS inventory still at very low levels
With stagnant wages, what will cause rents and home prices to rise?
Is distressed house inventory actually twice as large as commonly reported?
Coastal California housing markets will hit affordability ceiling first
Is California cash buying slowing down?
Are homeowners happier than renters?
Can the fed taper housing market stimulus with no ill effects?
Housing market impact of 25 years of falling mortgage interest rates
Ponzi borrowers are defaulting in larger numbers
Will fall and winter see a significant pullback in house prices?
Higher mortgage rates increases the urgency for mortgage deduction changes
How renters can profit from house price appreciation
Mortgage rates move higher, housing less affordable
Las Vegas: a wretched hive of realtor scum and villainy
Is the so-called housing recovery the mother of all headfakes?
The real reason the NAr affordability index is completely worthless
All eyes are on housing supply and purchase applications data
Legislators fail to implement down payment requirements
Housing Subsidies, Debt Expansion, and the Death of American Liberty (redux)
Will increasing use of adjustable-rate mortgages lead to future delinquencies?
Award-winning realtor fouls competing house with dead rats
Sell now, mortgage interest rates to keep rising
Purchase Applications, Investors, and ARMS – Signs of a changing housing market
Stagnant wage growth will limit future house price inflation
Will used-house sales continue to rise?
Should subprime loans be a government subsidized entitlement?
realtors: house price gains unsustainable
More than 25% of foreclosure review funds went to grossly overpaid consultants
Cheap credit and low cash returns causing mortgage debt bifurcation
How the federal reserve’s printing money impacts housing
It’s official: Housing bubble has reflated
Did B of A prevent qualified borrowers from obtaining loan modifications?
Lenders ambush newly solvent borrowers seeking old bad debts
Housing inventory up: Buyers aggressive, not stupid-aggressive
Will the US privatize Fannie and Freddie since they’re currently needed to boost US credit ratings?
Radar Logic: Seven reasons home price gains are not sustainable
Will lenders and investors find owner-occupant buyers when they liquidate?
The long-term negative impact of temporary mortgage interest rate stimulus
Debt warehousing: Irish solution to excessive mortgage debt
The next housing market deflation will be a long, slow grind
Reporting on Cloud Inventory goes mainstream again
1.7 million borrowers are seriously delinquent on government-backed loans
Bank’s attitude toward struggling loanowners toughening as prices rise
Home equity spending heightened the housing bubble and compounded the crash
Surging mortgage rates may scare sellers into action
No-doc loan modifications available now!
Even with recent gains 44% of homeowners with mortgages still lack equity for a trade up house
Banks squeeze market supply further to juice prices
HELOC Abuse Grading System (redux)
Negative equity keeping homes off the market
Fortunately, FHFA’s Ed DeMarco Isn’t Going Anywhere
Bailouts and False Hopes (redux)
We have strong economy because some people rent
Necessary deleveraging and a lack of HELOC abuse is keeping the economy down
Appraisers now complicit in efforts to reflate the housing bubble
Future investor sales will limit appreciation
Corelogic: home price appreciation to wane in 2013
The 10 biggest obstacles to reflating the housing bubble
Will homebuilders provide the right homes in this cycle?
Defaulting on your home now includes automatic enrollment into a loan modification program
Loanowners are in no hurry to list and sell their houses
New report may kill the home mortgage interest deduction
Can a housing market rally by sustained with fewer homeowners?
62% of delinquent loans are more than 90 days past due
House prices nearing affordability limits in many markets
New mortgage rules are coming!
The housing bears are rightfully frustrated
Mortgage lending standards remain prudently restrictive
Irvine’s Great Park boondoggle blows $200 million
The federal reserve is inflating a bubble in the apartment market
What would Watt do as the new head of the GSEs?
Home Speculation is not just for investors
No Cost Home Sales Program
Do pocket listings enrich realtors at the seller’s expense?
Americans are increasingly foolish with debt
Expect years of low sales volumes in residential real estate
Large down payments provide stability to the housing market
Renter’s guide to preparing for home ownership
Average homebuyer didn’t benefit from the low mortgage rates
Register for Cypress Village Grand Opening with Akason Realty Consulting
With house prices rising, the value of lots and raw land is skyrocketing
Loan modification can-kicking going to extremes
No escape velocity as depleted inventory pummels home sales
Faith in home price appreciation is religion in California
Did stopping HELOC abuse kill the economy?
The Eminent Domain of mortgages proposal is rearing it’s ugly head again
Low MLS inventory a boon to homebuilders
Is Mark Zandi a good choice to run the GSEs?
Great monthly payment affordability is driving sales
The bearish case for another leg down in housing
Can the Fed reflate the housing bubble without negative side effects?
Is the 30-year fixed rate mortgage a risky product?
How might the home mortgage interest deduction be changed?
Lack of MLS inventory causing bidding wars despite tepid demand
The only increase in housing demand is coming from investors
How likely is a sudden rise in mortgage rates?
Obama urges lenders to make bad loans to irresponsible borrowers at taxpayer expense
Loanowners are speculating their newly found equity in the stock market
Low MLS supply hurting sales but boosting prices
Banks are the largest players in the REO-to-rental space
Now is the time to reform the home mortgage interest deduction
Orange County home resale volume very weak by historic norms
Housing bubble 2.0: Is it different this time?
Has rental increases peaked for this cycle? OCHN Newsletter graph
Successful loan modifications require increasing borrower entitlements
Mistaken beliefs about sustainable appreciation drove housing bubble demand
What’s the difference between speculation and investment?
New down payment requirements could crash housing again
Will the deflating bond bubble cause housing to crash again?
Home builder confidence and employment signals slow recovery
Buy now! They’re running of out land… on the moon
New home starts surpass lowest pre-bubble low of last 45 years
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