Some business credit cards offer huge value, like sign-up bonuses, cash back rewards, low APRs and balance transfer rates, but not all introductory offers or rewards programs are right for your business. GOBankingRates has identified the best business credit cards based on the following criteria:
Annual fee to keep the card open
APR
How rewards points can be accrued and used
Compare the best business credit card offers to see which card might be right for you. Some cards offer more ways to earn points whereas others offer higher bonus miles or lower fees. Consider your predictable business expenses and travel needs to determine which credit card could be a good match for your company.
Related: Should I Get a Business Credit Card?
Click on a link below to learn more about the best business credit cards of 2016:
Chase Ink Cash Business Credit Card
Capital One Spark Miles Select for Business Credit Card
American Express SimplyCash Business Card
Bank of America Cash Rewards for Business MasterCard
Bank of America WorldPoints Travel Rewards for Business Visa
American Express Blue for Business Credit Card
Wells Fargo Business Platinum Credit Card
Capital One Spark Classic for Business
BBVA Compass Visa Business Rewards Credit Card
National Bank of Commerce Business Edition Visa With Absolute Rewards
American Express Business Green Rewards Card
Bank of the Cascades Cascade Business Rewards MasterCard
U.S. Bank Business Edge Cash Rewards World Elite MasterCard
Starwood Preferred Guest Business Credit Card From American Express
CitiBusiness AAdvantage Platinum Select World MasterCard
Capital One Spark Miles for Business
American Express Business Gold Rewards Card
The Plum Card From American Express
U.S. Bank FlexPerks Business Edge Travel Rewards Card
Chase Ink Plus Business Card
Gold Delta SkyMiles Business Credit Card From American Express
Hawaiian Airlines Business MasterCard
Southwest Airlines Rapid Rewards Premier Business Card From Chase
American Express Business Platinum Card
Business Credit Card
Annual Fee
APR
Rewards and Features
Where to Apply
Chase Ink Cash Business Credit Card
$0
0% APR for first year, then starts at 13.49%
• 1%-5% cash back on all purchases
• $200 bonus cash back after spending $3,000 in first 3 months
• Redeemable for cash back, gift cards, travel
Apply Now
Capital One Spark Miles Select for Business Credit Card
$0
0% APR until January 2017, then 13.24-21.24%
• Unlimited 1.5 miles per $1 on every purchase
• 20,000 miles bonus after spending $3,000 in first 3 months
• No blackouts or minimum to redeem
Apply Now
American Express SimplyCash Business Card
$0
0% APR for first 9 months then starts at 12.49%
• 5% cash back on eligible office supply purchases
• 1%-3% cash back on other eligible purchases
• $100 credit after spending $3,000 in qualifying purchases in first 3 months
Apply Now
Bank of America Cash Rewards for Business MasterCard
$0
0% APR for first 9 months, then starts at 11.49%
• 3% cash back on eligible business purchases
• 1-2% cash back on other eligible purchases
• Redeem cash back after earning $25 as a credit or cash deposit in a BofA small business checking or savings account
Apply Now
Bank of America WorldPoints Travel Rewards for Business Visa
$0
0% APR for first 9 months, then starts at 11.49%
• 1.5 points per $1 on eligible purchases
• 3 points per $1 on travel purchases through BofA's Travel Center
• 5,000 bonus points after first purchase
Apply Now
American Express Blue for Business Credit Card
$0
0% APR for first 9 months, then starts at 11.49%
• 1-2 points per $1 on eligible purchases
• 30% bonus loyalty points every year
• 10,000 bonus points on first qualifying purchase in first 3 months
Apply Now
Wells Fargo Business Platinum Credit Card
$0
6.99%-15.99%
• 1 point per dollar
• 1,000 bonus points for any month in which total company spending exceeds $1,000
• 10% bonus points when you redeem points online
Apply Now
Capital One Spark Classic for Business
$0
23.24%
• 1% cash back on every purchase, unlimited
• No minimum to redeem
• No foreign transaction fees
Apply Now
BBVA Compass Visa Business Rewards Credit Card
$0
0% APR for first 6 months, then starts at 9.49%
• 1 point per $1
• Can combine points with other BBVA Compass cards
• Earn double to triple points for categories you spend the most on
Apply by Phone or
in Person
National Bank of Commerce Business Edition Visa With Absolute Rewards
$0
0% APR for first 6 months, then starts at 13.24%
• 1-5 points per qualifying purchase
• Redeemable for cash back or credit, travel, gift cards, merchandise
• Points don't expire for 3 years
Apply Now
American Express Business Green Rewards Card
$0 for first year, then $95
0%
• 1 point per $1 on eligible purchases
• 2 points per $1 on travel booked through Amex website
• 5,000 bonus points after first purchase
Apply Now
Bank of the Cascades Cascade Business Rewards MasterCard
$0
0% APR for first year, then starts at 12.24%
• 1 point per $1
• Redeemable for cash back, flights, gift cards
Apply by Phone or
in Person
U.S. Bank Business Edge Cash Rewards World Elite MasterCard
$0
0% for first 9 months, then starts at 12.24%
• 3% cash back on cellular, gas, office supply purchases
• 1% cash back on all other purchases
• 25% annual bonus on prior year's rewards
Apply Now
Starwood Preferred Guest Business Credit Card From American Express
$0 for first year, then $95
15.49%-19.49%
• 5 points per $1 on eligible purchases as SPG hotels
• 1 point per $1 on all other purchases
• Redeemable for SPG hotel stays and flights, no blackout dates
Apply Now
CitiBusiness AAdvantage Platinum Select World MasterCard
$0 for first year, then $95
15.49%
• 1 mile per $1 on purchases
• 2 miles per $1 on eligible business and AA purchases
• 30,000 bonus miles after spending $1,000 in first 3 months
Apply Now
Capital One Spark Miles for Business
$0 for first year, then $59
17.24%
• 2 miles per $1 on every purchase for business
• No blackouts or minimum to redeem
• 50,000 bonus miles after spending $4,500 in first 3 months
Apply Now
American Express Business Gold Rewards Card
$0 for first year, then $175
0%
• 3 points per $1 on purchase category of choice
• 2 points per $1 on 4 other categories and 1 point per $1 on all other purchases
• 50,000 bonus points after spending $5,000 in first 3 months
Apply Now
The Plum Card From American Express
$0 for first year, then $250
0%
• 1.5% early pay discount, no cap
• Up to 60 days to pay with no interest
• $250 credit (up to $750) after each $10,000 spent within first 3 months
Apply Now
U.S. Bank FlexPerks Business Edge Travel Rewards Card
$55
12.24%-18.24%
• 3 points per $1 on charitable donations
• 1-2 points per $1 on eligible purchases
• Redeemable for credit, gift cards, merchandise, flights with no blackout dates
Apply Now
Chase Ink Plus Business Card
$95
15.49%-19.49%
• 1-5 points per $1 on eligible purchases
• 60,000 bonus points after spending $5,000 in first 3 months
• Points do not expire
Apply Now
Gold Delta SkyMiles Business Credit Card From American Express
$95
15.49%-19.49%
• 1-2 miles per $1 on eligible purchases
• 30,000 bonus miles after spending $1,000 in first 3 months
• 20% off on in-flight eligible in-flight purchases and free first bag on Delta flights
Apply Now
Hawaiian Airlines Business MasterCard
$89
16.24%-25.24%
• Up to 10 miles per $1 on purchases with select partners
• 35,000 bonus miles after first purchase
• Up to 40,000 annual bonus miles with $100,000 or more in annual purchases
Apply Now
Southwest Airlines Rapid Rewards Premier Business Card From Chase
$99
16.24%
• 2 points per $1 on Southwest Airlines purchases
• 1 point per $1 on all other purchases
• 50,000 bonus points after spending $2,000 in first 3 months
Apply Now
American Express Business Platinum Card
$450
0%
• 1-2 points per $1 on eligible purchases
• 75,000 points after spending $15,000 in first 3 months
• $200 airline fee credit per calendar year
Apply Now
Top Business Credit Card Offers of 2016
Chase Ink Cash Business Credit Card
The Chase Ink Cash Business credit card offers flexible rewards with no annual fee. In addition to earning 1 percent to 5 percent cash back on eligible purchases, you can set and change spending limits on individual employee cards. Chase Bank also offers the option to set alerts for every purchase to help you monitor business spending as well as a mobile app that can tag and file photos of receipts instantly.
Annual fee: $0
APR: 0% APR for the first 12 months, then starts at 13.49%
Rewards:
5 percent cash back on eligible office supplies and business service costs
2 percent cash back on gas and purchases at restaurants
1 percent cash back on all other purchases with no limit on the number of points earned
$200 bonus cash back after spending $3,000 in the first three months
Rewards can be redeemed for cash back, gift cards and travel
Pros: Rewards don't expire, plus you get a feature-rich app and low introductory APR.
Cons: The 5 percent cash back is only offered on the first $25,000 spent on purchases at office supply stores as well as phone, internet, and cable TV services.
Read: How to Improve Your Credit Score by Separating Business From Pleasure
Capital One Spark Miles Select for Business Credit Card
If you travel for work, the Capital One Spark Miles Select for Business offers the opportunity to earn unlimited flying miles with no blackout dates, seat restrictions or minimum to redeem. Blackout dates are specific calendar dates when the provider does not allow you to redeem your miles or points. For frequent business travelers, no blackout dates can be a key feature to look for in the best business cards on this list. The Spark Miles Select card also allows you to add employee cards for free, and it comes with travel and emergency assistance services as well as fraud and security protections.
Annual fee: $0
APR: 0% APR until January 2017, then 13.24-21.24%
Rewards:
Unlimited 1.5 miles per $1 on every purchase
20,000 miles bonus after spending $3,000 in first 3 months
No blackout dates
No minimum to redeem
Rewards can be redeemed for airline tickets, hotel stays, vacation packages and more
Pros: The card has several additional features and no foreign transaction fees.
Cons: The 0% APR introductory rate expires January 2017. This card is for business owners with excellent credit.
American Express SimplyCash Business Card
The SimplyCash Business Card from American Express offers tiered rewards for office supply purchases, wireless phone service payments and other expenses. It also allows you to customize how you earn Amex rewards. The cash back rewards are automatically credited to your statement every month.
Annual fee: $0
APR: 0% APR for first 9 months, then starts at 12.49%
Rewards:
5 percent cash back on eligible office supplies and phone services
3 percent cash back on one of seven categories: airfare, hotel rooms, car rentals, gas, restaurant purchases, advertising, shipping
1 percent cash back on all other purchases
$100 credit after spending $3,000 in qualifying purchases in first 3 months
Pros: Customize how you earn rewards. In addition to no annual fee for your American Express corporate card, there is no annual fee for each additional employee card.
Cons: The introductory period for the 0% APR is short, and there is a 2.7 percent foreign transaction fee.
Bank of America Cash Rewards for Business MasterCard
The Bank of America Cash Rewards for Business MasterCard is particularly good for small businesses, especially if you already have a small business checking or savings account with the bank. The bank offers a range of online cash flow management tools and other services in conjunction with its credit cards.
Annual fee: $0
APR: 0% APR for first 9 months, then starts at 11.49%
Rewards:
3 percent cash back on office supplies and gas
2 percent cash back on restaurant purchases
1 percent cash back on all other purchases
$100 statement credit bonus after spending $500 in first 60 days
Redeem cash back after earning $25 as a credit or cash deposit in a Bank of America small business checking or savings account
Pros: It's easy to redeem the $100 bonus for new customers, and the provider's online services include integration with QuickBooks.
Cons: The period for the introductory rate is short, and you must have a Bank of America account to get cash back.
Bank of America WorldPoints Travel Rewards for Business Visa
The Bank of America WorldPoints Travel Rewards for Business Visa credit card is one of the best Visa credit cards for business owners who travel frequently. There are multiple ways to earn rewards that you can redeem for cash, gift cards, or travel, and there are no blackout dates.
Annual fee: $0
APR: 0% APR for first 9 months, then starts at 11.49%
Rewards:
1.5 points per $1 on eligible purchases
3 points per $1 on travel purchases through Bank of America's Travel Center
5,000 bonus points after first purchase
No limit on the number of points you can earn
Points don't expire
Pros: Earn $100 credit after making at least $500 in purchases in the first 60 days of opening.
Cons: You are limited to the bank's travel center if you want to maximize travel rewards.
American Express Blue for Business Credit Card
Unlike some business credit card rates that skyrocket after the 0% APR introductory period ends, the Blue for Business American Express credit card has a relatively low APR once the introductory rate expires. It's one of several American Express cards on this list, and it allows cardholders to roll over their balances from month to month.
Annual fee: $0
APR: 0% APR for the first 9 months, then starts at 11.49%
Rewards:
1 to 2 points per $1 on eligible purchases
30 percent bonus loyalty points every year
10,000 bonus points on first qualifying purchase in first three months
Pros: The low rate following the introductory APR and no annual fee for additional employee Blue for Business credit cards make it more affordable.
Cons: You can only accrue two points per $1 on purchases through the American Express Travel website.
Wells Fargo Business Platinum Credit Card
The Wells Fargo Business Platinum credit card offers credit lines up to $50,000 and is designed for businesses with annual sales of up to $2 million. You can choose between earning rewards points or cash back.
Annual fee: $0 first year, $50 after
APR: 6.99%-15.99%
Rewards:
1 point per dollar or 1 percent cash back
1,000 bonus points or $10 cash rewards for any month in which total company spending exceeds $1,000
10 percent bonus points when you redeem points online
Redeemable for cash, gift cards, merchandise, airline tickets, charitable contributions
Pros: The card has no limit to rewards or cash back.
Cons: Cash must be deposited to your Wells Fargo Business credit card or an eligible business checking or savings account quarterly.
Capital One Spark Classic for Business
The Capital One Spark Classic for Business is ideal for business owners who have average credit. Cardholders can use the card to build and strengthen their credit as they earn 1 percent unlimited cash back on every business purchase.
Annual fee: $0
APR: 23.24%
Rewards:
1 percent cash back on every purchase, unlimited
No minimum to redeem
No foreign transaction fees
Pros: The cards application terms and free employee cards make credit building easier for businesses with less-than-excellent credit.
Cons: No introductory APR or bonus rewards are offered.
BBVA Compass Visa Business Rewards Credit Card
The BBVA Compass Visa Business Rewards credit card is another option for small business owners. If you open a card by June 30, 2016, you can get a low introductory APR and bonus points. It's one of a few Visa credit cards included in this list.
Annual fee: $0
APR: 0% APR for first 6 months, then starts at 9.49%
Rewards:
1 point per $1
Can combine points with other BBVA Compass cards
Earn double to triple points for categories of your choice
20,000 bonus points if you sign up by June 30, 2016, and meet certain requirements
Pros: You can save up to 15 percent at participating merchants.
Cons: You must apply by phone or in person, not online.
Related: 10 Best Credit Cards for Small Businesses
National Bank of Commerce Business Edition Visa With Absolute Rewards
The National Bank of Commerce Business Edition Visa with Absolute Rewards is ideal for business owners who want an introductory 0% APR and a simple rewards points program. The provider also offers a range of free management reports and online cash flow management tools to help you run your business.
Annual fee: $0
APR: 0% APR for first 6 months, then starts at 13.24%
Rewards:
5 points per $1 on qualifying business expenses
2 points per $1 on gas and restaurant purchases
1 point per $1 on all other purchases
Redeemable for cash back or credit, travel, gift cards, merchandise
Points don't expire for three years
Pros: The introductory 0% APR applies to balance transfers as well as purchases.
Cons: Points expire after three years.
American Express Business Green Rewards Card
The Business Green Rewards Card offers business owners a flexible spending limit that can adjust over time. Although this card does have an annual fee, there is no fee for additional employee cards. It's one of several 0% APR credit cards on this list with a tiered rewards point system.
Annual fee: $0 first year, then $95
APR: 0%
Rewards:
1 point per $1 on eligible purchases
2 points per $1 on travel booked through American Express Travel website
5,000 bonus points after first purchase
No limit to the number of points you can earn
Pros: Redeem American Express rewards with over 500 merchants for travel, merchandise, gift cards and more.
Cons: The annual fee is an extra cost to consider.
Bank of the Cascades Cascade Business Rewards MasterCard
The Bank of the Cascades Rewards Business MasterCard has a credit minimum of $2,500. It enables cardholders to earn points everywhere while working with a regional bank that supports two local charities: Bank of the Cascades Foundation Grants and Bank of the Cascades Community Support.
Annual fee: $0
APR: 0% intro APR for 12 months; then starts at 12.24%
Rewards:
1 point per $1
Redeemable for cash back, travel, gift cards
Option to donate rewards to charitable organizations
Pros: This no-annual-fee credit card has an introductory rate that also applies to balance transfers.
Cons: You must apply by phone or in person, not online.
U.S. Bank Business Edge Cash Rewards World Elite MasterCard
The U.S. Bank Business Edge Cash Rewards World Elite MasterCard rewards cardholders with a 25 percent annual bonus up to $250 on business purchases in addition to regular rewards. You can also control when, where and how each of your employees can use their cards.
Annual fee: $0
APR: 0% for first 9 months, then starts at 12.24%
Rewards:
3 percent cash back on cellular, gas, office supply purchases
1 percent cash back on all other purchases
25 percent annual bonus on prior year's rewards
No limit on rewards
Pros: Rewards never expire, and the card offers options for business owners to control card use.
Cons: The introductory rate period is short, and you must redeem rewards through your U.S. Bank card or other U.S. Bank account.
Related: 10 Best Credit Cards for Big Spenders
Starwood Preferred Guest Business Credit Card From American Express
If you travel a lot for work and like to stay at Starwood hotels, the Starwood Preferred Guest Business Credit Card from American Express offers a generous bonus package and perks like free in-room premium internet access, complimentary Boingo Wi-Fi and certain hotspots worldwide, and free nights at over 1,200 hotels and resorts in more than 100 countries.
Annual fee: $0 for first year, then $95
APR: 15.49%-19.49%
Rewards:
5 points per $1 on eligible purchases as SPG hotels
1 point per $1 on all other purchases
Redeemable for SPG hotel stays and flights
No blackout dates
25,000 bonus Starpoints after $3,000 in purchases in the first three months
Pros: The card offers good rewards for travelers and doesn't have any foreign transaction fees.
Cons: You need to stay with and book through Starwood's businesses to maximize rewards.
CitiBusiness AAdvantage Platinum Select World MasterCard
The CitiBusiness AAdvantage Platinum Select World MasterCard is ideal for business owners with established credit history who travel often. While there is an annual fee and no introductory APR, perks like first bag checked for free, bonus mile offers, and Group 1 boarding make business travel cheaper and easier.
Annual fee: $0 for first year, then $95
APR: 15.49%
Rewards:
2 miles per $1 on eligible business purchases
2 miles per $1 on eligible American Airlines purchases
1 mile per $1 on all other purchases
30,000 bonus miles after spending $1,000 in first three months
Save 25 percent on eligible in-flight purchases.
Pros: If you travel frequently, the perks can make your trips easier on you and your bottom line.
Cons: You need to travel with American Airlines to maximize rewards.
Capital One Spark Miles for Business
Capital One offers a few different Spark business cards, and its Spark Miles for Business offers rewards that can only be used for travel redemptions. The card is designed for business owners with excellent credit.
Annual fee: $0 for first year, then $59
APR: 17.24%
Rewards:
2 miles per $1 on every purchase for business
No blackouts
No minimum to redeem
50,000 bonus miles after spending $4,500 in first three months
Pros: Perks include unlimited rewards and no seat restrictions.
Cons: Rewards can only be used for travel, there's an annual fee, and the card does not have an introductory APR offer.
American Express Business Gold Rewards Card
The Business Gold Rewards Card from Amex offers unique flexibility in how points are assigned to various eligible purchases. You get to assign three points to one of five categories, then you get two points for the remaining four categories and one point for all other purchases. The card is designed for funding major business needs, such as equipment, raw materials, inventory, wholesale goods, shipping, and airfare and gas.
Annual fee: $0 for first year, then $175
APR: 0%
Rewards:
3 points per $1 on purchase category of choice
2 points per $1 on 4 other categories and 1 point per $1 on all other purchases
50,000 bonus points after spending $5,000 in first three months
Pros: You choose the categories you want to earn more points for based on your spending habits.
Cons: No preset spending limit doesn't mean unlimited spending; purchasing power can be adjusted based on card use, payment history, and other factors.
The Plum Card From American Express
The Plum Card from American Express is designed for seasonal business owners. Instead of a traditional rewards structure that gives you points based on purchases, the Plum Card offers rewards in the form of a 1.5 percent early payment discount if you pay within 10 days of the statement closing date. It also has a longer payment grace period of up to 60 days with no interest and has no preset spending limit.
Annual fee: $0 for first year, then $250
APR: 0%
Rewards:
1.5 percent early pay discount with no cap
Up to 60 days to pay with no interest
$250 credit up to $750 after each $10,000 spent within first three months
Pros: The unique program offers payment flexibility, and you can choose your billing cycle.
Cons: The card has a high annual fee and not traditional rewards points.
U.S. Bank FlexPerks Business Edge Travel Rewards Card
The U.S. Bank FlexPerks Business Edge Travel Rewards Card is another business credit card that caters to frequent travelers. In addition to rewards, cardholders also enjoy perks such as a $25 airline allowance for baggage fee or in-flight purchase reimbursement.
Annual fee: $55
APR: 12.24%-18.24%
Rewards:
3 points per $1 on charitable donations
2 points per $1 on airfare, gas, office supplies, cell phone services
1 point per $1 on all other eligible purchases
Redeemable for credit, gift cards, merchandise, flights with no blackout dates
20,000 bonus points after spending $3,500 in the first four months
Pros: It's easy to redeem rewards, such as through more than 150 airline partners, and there are no foreign transaction fees.
Cons: The card has an annual fee and no introductory APR.
Chase Ink Plus Business Credit Card
The Chase Ink Plus Business Credit Card offers a generous rewards package, and like many of the business credit cards on this list, there is no fee for additional employee cards. In addition to rewards points on purchases, the Chase card offers a range of features from purchase protection to trip cancellation insurance.
Annual fee: $95
APR: 15.49%-19.49%
Rewards:
5 points per $1 on eligible purchases at office supply stores and for phone, internet and TV services
2 points per $1 on gas and hotel accommodations
1 point per $1 on all other purchases with no limit
60,000 bonus points after spending $5,000 in first three months
Points do not expire
Pros: Cardholders also get 20 percent off airfare, hotels, car rentals and cruises when redeeming points through Chase Ultimate Rewards.
Cons: The card has an annual fee and no introductory APR.
Gold Delta SkyMiles Business Credit Card From American Express
The Gold Delta SkyMiles Business Credit Card from Amex is designed for business owners who prefer traveling with Delta. The card comes with Amex travel perks such as priority boarding, free first bag and 20 percent savings on eligible in-flight purchases.
Annual fee: $95
APR: 15.49%-19.49%
Rewards:
2 miles per $1 on eligible purchases made directly with Delta
1 mile per $1 on other eligible purchases
30,000 bonus miles after spending $1,000 in first three months
$50 credit after you make a Delta purchase in the first three months
Pros: The perks can really add up if you travel with Delta and its 15 airline partners in its SkyMiles program.
Cons: The card has an annual fee and no introductory APR. Qualifying Delta purchases are limited to those for which Delta is the merchant of record, so you need to consider that when assessing the points and cost of the card.
Hawaiian Airlines Business MasterCard
The Hawaiian Airlines Business MasterCard turns your business expenses into tropical getaways. In addition to rewards, new cardholders can get a one-time 50 percent companion discount for roundtrip coach travel.
Annual fee: $89
APR: 16.24%-25.24%
Rewards:
Up to 10 miles per $1 on purchases with select partners
2 miles per $1 on Hawaiian Airlines purchases
1 mile per $1 on all other purchases
35,000 bonus miles after first purchase
Up to 40,000 annual bonus miles with $100,000 or more in annual purchases
Pros: The card has generous sign-up bonuses and no limit on the total number of miles you can earn.
Cons: The card has an annual fee and no introductory APR, and the rewards are limited to Hawaiian Airlines travel.
Southwest Airlines Rapid Rewards Premier Business Card From Chase
The Southwest Airlines Rapid Rewards Premier Business Card from Chase is one of the few business credit cards on this list that offers both a generous sign-up bones and ongoing annual rewards for card members. Although there is an annual fee, the card makes it easy to redeem points for travel to more than 800 locations around the world as well as for hotel stays, car rentals and gift cards.
Annual fee: $99
APR: 16.24%
Rewards:
2 points per $1 on Southwest Airlines purchases
2 points per $1 on Southwest Rapid Rewards hotel and car rental partner purchases
1 point per $1 on all other purchases
50,000 bonus points after spending $2,000 in first three months
6,000 bonus points on your card member anniversary
Pros: The card has generous bonus points and worldwide point redemption opportunities.
Cons: The card has an annual fee and no introductory APR.
Related: What Is the Best Credit Card to Use Overseas?
American Express Business Platinum Card
The Business Platinum Card from American Express has the highest annual fee of any card on our list -- a whopping $450 a year. The card's perks, however -- such as a $200 airline fee credit, concierge services and warranty extensions -- might help offset other business expenses.
Annual fee: $450
APR: 0%
Rewards:
2 points per $1 on eligible purchases made through the American Express Travel website
1 point per $1 on all other eligible purchases
75,000 points after spending $15,000 in first three months
$200 airline fee credit per calendar year
30 percent airline bonus points for using Membership Rewards Pay with Points for a flight
Pros: The card several travel perks, such as concierge services, airport lounge access, internet access and more
Cons: The card has a high annual fee.
Tips for Choosing a Business Credit Card
Watch this video for tips on how to choose small business credit cards and credit cards for larger companies.
Keep Reading: 10 Best Credit Union Credit Cards
Methodology: GOBankingRates assessed information about business credit cards, including sourcing information from the credit card and financial institution provider websites as of April 15, 2016. To comprise this list of the best business credit cards of 2016, GOBankingRates considered the following factors: (1) annual fee to keep the card open; (2) APR; (3) how rewards points can be accrued and used, including what purchases earn points and how points can be redeemed.
GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone and have not been reviewed, approved, or otherwise endorsed by the companies included in the article.
This article originally appeared on GOBankingRates.com: Best Business Credit Card Offers of 2016