Each year the Federal Trade Commission publishes a detailed report on the Fraud and Identity Theft complaints they received during the previous year, not just at the FTC, but throughout their Consumer Sentintel Network.
Some of the leading members of that network include the Better Business Bureau and the FBI's Internet Crime and Complaint Center (IC3.gov).
You can review the entire 2013 Consumer Sentinel Network Data Book on your own if you want to look up more about your state.
Just like last year, fraud that began by telephone/telemarketing was the top category, but 33% of all Fraud complaints started with an email!
Complaints by category were:
14% - Identity Theft
10% - Debt Collection Fraud
7% - Banks and Lenders
6% - Imposter Scams
6% - Telephone and Mobile Service Scams
4% - Prizes, Sweepstakes and Lottery Scams
4% - Auto-related Fraud
3% - Shop-at-home and Catalog Sales fraud
3% - Television and Electronic Media fraud
2% - Advanced Payment for Credit Services fraud
In the Fraud categories, over 1 million complaints were filed including $1.6 billion in fraud, where the median reported amount paid was $400. (Only 61% of those alleging fraud stated a loss amount.)
Within the category of Identity Theft, the top categories were:
34% - government documents/benefits fraud
17% - Credit Card Fraud
14% - Phone/Utilities Fraud
8% - Bank Fraud
6% - Employment-related Fraud
4% - Loan Fraud
In 2012, there were 369,145 Identity Theft Complaints registered by Consumer Sentinel.
In 2013, there were 290,056 Identity Theft Complaints.
That's a 21.5% reduction in Identity Theft Complaints! Does this indicate that Identity Theft improved from 2012 to 2013? Or does it indicate that Identity Theft has become so common place that people don't get irate and call the Better Business Bureau or the FTC when it occurs?
Wire Transfer Tops the Fraud Losses List
American consumers are just DESPARATE to throw their money away in Wire Transfers. Even though every wire transfer place I've visited in the last two years has big warning signs about the various forms of fraud involving sending your money away in a wire transfer, it continues to be the top way in which fraudsters separate their victims from their money.
YEAR
Complaints
Money Wired Out
2011
115,901
$438,343,577
2012
109,138
$456,541,454
2013
104,984
$507,713,984
Western Union and MoneyGram both have warning pages to help protect consumers! Follow their advice to not lose the average $4836 that more than 100,000 complained about last year!
Western Union has Eight Tips at their Knowledge Center:
Never send money to people you haven't met in-person
Never send money to pay for taxes or fees on lottery or prize winnings
Never use a test question as an additional security measure to protect your transaction
Never provide your banking information to people you don't know
Never send money in advance to obtain a loan or credit card
never send money for an emergency situation without verifying that it's a real emergency. (Gee - like a London Traveler Scam?)
Never send funds from a check in your account until it officially clears - which can take weeks
Never send a money transfer for an online purchase
MoneyGram has a great page called The 11 Most Common Wire Transfer Frauds that include:
The Vehicle Purchase Scam
The Fake Loan Scam
The Lottery or Sweepstakes Scam
The Internet Romance Scam
The Mystery Shopper Scam
The Charity Scam
The Relative in Need Scam
The Internet Purchase Scam
The Newspaper Ads Scam
The Check or Money Order Scam
The Elder Abuse Scam
They even have a nice Dodge the Scams Game to help you get it down pat!
Green Dot MoneyPak
In the most significant change in fraud payment behavior, this year 28% of fraud losses occurred via Prepaid cards, which was almost exclusively Green Dot Money cards. Two years ago this category of fraud losses didn't even exist! From 2012 to 2013 the number of victims went up 500% and the amount of money lost went up 600%!!
YEAR
Complaints
Prepaid Card Fraud Losses
2011
10
$9,054
2012
16,914
$6,946,619
2013
84,671
$42,858,396
(image from DotFab.com, click to visit)
How much of this fraud was due to the CryptoLocker and PoliceLock Ransomware? We can't be sure, but this is a PROFOUND shift in fraud loss behavior and a great deal of it is certain to be based on those two malware campaigns. We blogged about CryptoLocker using Greendot late in the year in our story Tracking CryptoLocker with Malcovery and IID, but the FBI's Donna Gregory reported on the malware as far back as this August 2012 FBI Ransomware Story where she said "We’re getting inundated with complaints!" referring to the complaints coming in to the FBI's IC3.gov complaint form, which is one source of Consumer Sentinel Data.
2013 - Top Cities for Identity Theft
Last year, 16 of the top 25 Identity Theft Metropolitan area were in Florida. This year it has fallen to 13.
13 of top 25 in Florida (16 in 2012)
4 of top 25 in California (0 in 2012)
3 of top 25 in Georgia (6 in 2012)
1 each in Alabama, Arkansas, Michigan, Tenessee, and West Virginia
Rank
Metro/Micropolitan Area
Per 100,000
1
Miami-FortLauderdale-WestPalmBeach, FL
340.4
2
Columbus, GA-AL
214.7
3
Naples-Immokalee-MarcoIsland, FL
214
4
Jonesboro, AR
190.9
5
Tallahassee, FL
179.4
6
CapeCoral-FortMyers, FL
174.9
7
Atlanta-SandySprings-Roswell, GA
170.7
8
PortSt.Lucie, FL
163.9
9
Beckley, WV
160.9
10
Tampa-St.Petersburg-Clearwater, FL
155.5
11
Orlando-Kissimmee-Sanford, FL
149.6
12
Detroit-Warren-Dearborn, MI
142.9
13
Lakeland-WinterHaven, FL
140.2
14
Stockton-Lodi, CA
133.1
15
Montgomery, AL
132.2
16
Vallejo-Fairfield, CA
128.2
17
Jacksonville, FL
125.7
18
Memphis, TN-MS-AR
125.5
19
Valdosta, GA
125.4
20
Ocala, FL
125
21
Gainesville, FL
122.6
22
Sebastian-VeroBeach, FL
122.4
23
LosAngeles-LongBeach-Anaheim, CA
119.1
24
Deltona-DaytonaBeach-OrmondBeach, FL
118.9
25
Fresno, CA
118.2
26
Albany, GA
117.6
27
SanFrancisco-Oakland-Hayward, CA
116.8
28
NorthPort-Sarasota-Bradenton, FL
116.6
29
Bakersfield, CA
116.5
30
Macon, GA
116.2
31
Riverside-SanBernardino-Ontario, CA
115.2
32
Savannah, GA
115.1
33
PuntaGorda, FL
115
34
Dallas-FortWorth-Arlington, TX
114.8
35
Crestview-FortWaltonBeach-Destin, FL
112.4
36
PalmBay-Melbourne-Titusville, FL
111.3
37
Flint, MI
109.7
38
Lynchburg, VA
108.1
39
Jackson, MS
107.4
40
Washington-Arlington-Alexandria, DC-VA-MD-WV
106.3
41
HomosassaSprings, FL
105.5
42
Niles-BentonHarbor, MI
105.2
43
Houston-TheWoodlands-SugarLand, TX
104.7
44
Fayetteville, NC
102.9
45
Sacramento--Roseville--Arden-Arcade, CA
101.3
46
Modesto, CA
101.1
47
Phoenix-Mesa-Scottsdale, AZ
101.1
48
LasVegas-Henderson-Paradise, NV
100.8
49
Chicago-Naperville-Elgin, IL-IN-WI
100.4
50
Killeen-Temple, TX
99.4
51
Auburn-Opelika, AL
98.4
52
NewYork-Newark-JerseyCity, NY-NJ-PA
97.7
53
SanJose-Sunnyvale-SantaClara, CA
96.4
54
Reno, NV
96.1
55
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
95.5
56
Chico, CA
95.5
57
Napa, CA
94.5
58
Pueblo, CO
94.3
59
Baltimore-Columbia-Towson, MD
93.4
60
SanDiego-Carlsbad, CA
93.4
61
Milwaukee-Waukesha-WestAllis, WI
92.8
62
Madera, CA
92.8
63
RockyMount, NC
92.5
64
Laredo, TX
92.3
65
Beaumont-PortArthur, TX
92
66
Denver-Aurora-Lakewood, CO
92
67
Cleveland-Elyria, OH
91.7
68
SantaCruz-Watsonville, CA
89.6
69
Brownsville-Harlingen, TX
89.4
70
Goldsboro, NC
88.9
71
Mobile, AL
88.6
72
Merced, CA
88.4
73
SantaMaria-SantaBarbara, CA
88.2
74
AnnArbor, MI
88.2
75
Tucson, AZ
87.9
76
Augusta-RichmondCounty, GA-SC
87.8
77
AtlanticCity-Hammonton, NJ
87.4
78
Redding, CA
86.9
79
Greenville-Anderson-Mauldin, SC
86.6
80
Athens-ClarkeCounty, GA
86.2
81
McAllen-Edinburg-Mission, TX
85.6
82
CorpusChristi, TX
85.5
83
BatonRouge, LA
85.4
84
SierraVista-Douglas, AZ
85.3
85
Austin-RoundRock, TX
85.2
86
Florence, SC
85.1
87
Albuquerque, NM
85
88
Boulder, CO
84.9
89
Pensacola-FerryPass-Brent, FL
84.9
90
ColoradoSprings, CO
84
91
California-LexingtonPark, MD
83.7
92
Dalton, GA
83.7
93
Hattiesburg, MS
83.3
94
SanAntonio-NewBraunfels, TX
83.2
95
WarnerRobins, GA
83
96
Oxnard-ThousandOaks-Ventura, CA
82.8
97
Trenton, NJ
82.7
98
Houma-Thibodaux, LA
82.6
99
Dover, DE
82.6
100
St.Louis, MO-IL
82.1
Alabama Identity Theft: 2012 compared to 2013
Forgive me, dear reader, for focusing on my own state just this once . . .
In 2012, Alabama's top cities for Identity Theft, and their Per Capita complaints received, were:
#15 - Columbus, GA/AL (205.9 per 100,000)
#16 - Montgomery, AL (203.7 per 100,000)
#42 - Auburn-Opelika, AL (124.1 per 100,000)
#62 - Birmingham-Hoover, AL (111 per 100,000)
#91 - Enterprise-Ozark, AL (97.8 per 100,000)
#97 - Huntsville, AL (95.5 per 100,000)
#100 - Mobile, AL (93.5 per 100,000)
#118 - Anniston-Oxford, AL (90.2 per 100,000)
#125 - Tuscaloosa, AL (88.4 per 100,000)
#132 - Dothan, AL (87.2 per 100,000)
#145 - Gadsden, AL (84.3 per 100,000)
#195 - Decatur, AL (72.8 per 100,000)
#198 - Daphne-Fairhope-Foley, AL (72.4 per 100,000)
#303 - Florence-Muscle Shoals, AL (56.4 per 100,000)
How does that compare to 2013's numbers?
The Columbus, Georgia/Alabama Metro area rose 13 places in the national rank to be the second worst city in America for Identity Theft.
Montgomery, Alabama had a very slight rise in rank (from #16 to #15), although the number of complaints per capita fell, it is still one of the worst cities in America for Identity Theft.
Mobile, Alabama rose in rank by 29 places, moving from #100 to #71.
All other cities in Alabama FELL in their national rank for Identity Theft -- but one must ask, as above, is that because crime is declining? or is apathy increasing? Have we become so desensitized to Identity Theft that we no longer feel the need to complain?
#2 +13 - Columbus, GA-AL (214.7 per 100,000) = +8.8 per 100,000
#15 +1 - Montgomery, AL (132.2) = -71.5 per 100,000
#51 -9 - Auburn-Opelika, AL (98.4) = -25.7 per 100,000
#71 +29 - Mobile, AL (88.6) = -4.9. per 100,000
#117 -55 - Birmingham-Hoover, AL (77.7) = -33.3 per 100,000
#131 +1 - Dothan, AL (74.8) = -12.4 per 100,000
#152 -55 - Huntsville, AL (68.5) = -27 per 100,000
#167 -42! - Tuscaloosa, AL (65.2) = -23.2 per 100,000
#226 -81! - Gadsden, AL (57.5)
#234 -116! - Anniston-Oxford-Jacksonville, AL(56.5)
#268 -70! - Daphne-Fairhope-Foley, AL (52.1)
#316 -121! - Decatur, AL (44.2)
#357 -54! - Florence-MuscleShoals, AL (36.7) -
Do YOU Know How to File an Identity Theft, Fraud, or Phishing Complaint?
If someone scammed you out of your money or stole your identity, that is a CRIME! What should you do? CALL THE POLICE!
But there are some other guidelines as well.
The Federal Trade Commission has two web pages that help you understand what to do if you have been the victim of identity theft:
FTC: What to do if you have been a victim of Identity Theft
FTC: How to file an Identity Theft Complaint with the FTC
FTC: March 2-8 is National Consumer Protection Week - tips and videos you can share with your friends are on this site!
You STILL want to call your local Police to let them know about the crimes against you. If someone stole YOUR identity or scammed you, they are likely targeting others as well! Besides your local law enforcement, it would be helpful if you could take the time to share what happened to you with the FBI Internet Crime & Complaint Center (ic3.gov). This unique center in West Virginia gathers hundreds of thousands of cybercrime complaints per year into a database that can be accessed by law enforcement across the country. Perhaps you will only be another drop in the bucket, but you MAY provide the missing link that ties many smaller losses together into a major investigation!
For PHISHING EMAILS, be sure to report that phish to Malcovery's PhishIQ system! By sending us the address of that suspicious or fake bank website, our automated systems will preserve forensic evidence about the phishing website and work on linking it to other websites that may have been created by the same criminal!
Appendix: The rest of the list (Top Identity Theft Cities by Rank)
101
NewOrleans-Metairie, LA
82
102
Charlotte-Concord-Gastonia, NC-SC
81.7
103
Prescott, AZ
81.5
104
SantaFe, NM
81.2
105
Tyler, TX
80.6
106
VirginiaBeach-Norfolk-NewportNews, VA-NC
80.4
107
Monroe, MI
80.3
108
LittleRock-NorthLittleRock-Conway, AR
80.2
109
Gainesville, GA
80.1
110
Hammond, LA
80.1
111
Bridgeport-Stamford-Norwalk, CT
80.1
112
LakeHavasuCity-Kingman, AZ
78.9
113
Seattle-Tacoma-Bellevue, WA
78.4
114
OklahomaCity, OK
77.9
115
Columbia, SC
77.8
116
Vineland-Bridgeton, NJ
77.8
117
Birmingham-Hoover, AL
77.7
118
ElPaso, TX
77.4
119
Muskegon, MI
77.2
120
NewHaven-Milford, CT
77.2
121
Midland, TX
76.9
122
Burlington, NC
76.8
123
Spokane-SpokaneValley, WA
76.7
124
Odessa, TX
76.6
125
HiltonHeadIsland-Bluffton-Beaufort, SC
75.9
126
Indianapolis-Carmel-Anderson, IN
75.3
127
Yakima, WA
75.2
128
Concord, NH
75.1
129
SanLuisObispo-PasoRobles-ArroyoGrande, CA
74.9
130
Reading, PA
74.9
131
Dothan, AL
74.8
132
Brunswick, GA
74.8
133
Lumberton, NC
74.5
134
Allentown-Bethlehem-Easton, PA-NJ
74.3
135
Wichita, KS
74.2
136
Charleston-NorthCharleston, SC
73.7
137
Richmond, VA
73.1
138
Akron, OH
72.4
139
KansasCity, MO-KS
71.9
140
Racine, WI
71.6
141
Rockford, IL
71.5
142
Scranton--Wilkes-Barre--Hazleton, PA
71.5
143
SantaRosa, CA
70.9
144
Topeka, KS
70.6
145
Dayton, OH
70.4
146
Spartanburg, SC
69.9
147
Salinas, CA
69.9
148
Shreveport-BossierCity, LA
69.8
149
Show Low, AZ
69.8
150
YubaCity, CA
69.5
151
PanamaCity, FL
68.8
152
Huntsville, AL
68.5
153
FortCollins, CO
68.4
154
Raleigh, NC
68.4
155
Portland-Vancouver-Hillsboro, OR-WA
68.1
156
Durham-ChapelHill, NC
67.8
157
Charleston, WV
67.4
158
Greeley, CO
66.8
159
Medford, OR
66.4
160
Yuma, AZ
66.4
161
Gulfport-Biloxi-Pascagoula, MS
66.4
162
Wilmington, NC
66.3
163
Springfield, MA
65.8
164
Columbus, OH
65.7
165
NewBern, NC
65.5
166
Boston-Cambridge-Newton, MA-NH
65.4
167
Tuscaloosa, AL
65.2
168
Flagstaff, AZ
64.7
169
Lawton, OK
64.5
170
Saginaw, MI
64.4
171
Hartford-WestHartford-EastHartford, CT
64.4
172
Minneapolis-St.Paul-Bloomington, MN-WI
64.2
173
Wausau, WI
64.1
174
Duluth, MN-WI
64
175
Amarillo, TX
63.9
176
Olympia-Tumwater, WA
63.8
177
Youngstown-Warren-Boardman, OH-PA
63.8
178
Asheville, NC
63.8
179
Toledo, OH
63.8
180
Bremerton-Silverdale, WA
63.7
181
Kankakee, IL
63.5
182
Chattanooga, TN-GA
63.4
183
Madison, WI
63.4
184
Bend-Redmond, OR
63.4
185
Greensboro-HighPoint, NC
63.1
186
Greenville, NC
63
187
Rochester, NY
62.7
188
MyrtleBeach-Conway-NorthMyrtleBeach, SC-NC
62.6
189
Pittsfield, MA
62.5
190
BattleCreek, MI
62.4
191
Visalia-Porterville, CA
62.4
192
EastStroudsburg, PA
62.4
193
Kingsport-Bristol-Bristol, TN-VA
62.3
194
Winston-Salem, NC
62.3
195
Sherman-Denison, TX
62
196
Nashville-Davidson--Murfreesboro--Franklin, TN
61.9
197
ElCentro, CA
61.9
198
Jacksonville, NC
61.9
199
Alexandria, LA
61.7
200
FortWayne, IN
61.3
201
Kalamazoo-Portage, MI
61.2
202
SouthBend-Mishawaka, IN-MI
61.1
203
Tulsa, OK
60.8
204
Sumter, SC
60.5
205
LasCruces, NM
60.2
206
Ashtabula, OH
60.1
207
York-Hanover, PA
60
208
Albany, OR
60
209
Champaign-Urbana, IL
59.9
210
Cincinnati, OH-KY-IN
59.6
211
BoiseCity, ID
59.5
212
Missoula, MT
59.5
213
Wooster, OH
59.4
214
Dunn, NC
59.3
215
Salisbury, MD-DE
59.1
216
Omaha-CouncilBluffs, NE-IA
59.1
217
Eureka-Arcata-Fortuna, CA
58.7
218
Elizabethtown-FortKnox, KY
58.6
219
Anchorage, AK
58.3
220
Elkhart-Goshen, IN
58.2
221
Jackson, MI
58
222
Hagerstown-Martinsburg, MD-WV
58
223
Pittsburgh, PA
58
224
PineBluff, AR
57.9
225
Providence-Warwick, RI-MA
57.8
226
Gadsden, AL
57.5
227
Lafayette, LA
57.4
228
IowaCity, IA
57
229
BarnstableTown, MA
57
230
Waco, TX
57
231
Springfield, MO
56.8
232
Springfield, IL
56.6
233
Worcester, MA-CT
56.6
234
Anniston-Oxford-Jacksonville, AL
56.5
235
Kingston, NY
56.4
236
CollegeStation-Bryan, TX
56.4
237
Lubbock, TX
56.4
238
Hanford-Corcoran, CA
56.2
239
Cleveland, TN
56.1
240
Monroe, LA
56.1
241
Longview, TX
56
242
SaltLakeCity, UT
55.9
243
Canton-Massillon, OH
55.9
244
Louisville/JeffersonCounty, KY-IN
55.8
245
Lexington-Fayette, KY
55.5
246
Lima, OH
55.5
247
Lansing-EastLansing, MI
55.4
248
Peoria, IL
55.1
249
Decatur, IL
55.1
250
Erie, PA
54.9
251
Clarksville, TN-KY
54.9
252
GrandRapids-Wyoming, MI
54.8
253
Bloomington, IL
54.8
254
Weirton-Steubenville, WV-OH
54.6
255
Kennewick-Richland, WA
54.5
256
Roanoke, VA
54.1
257
Buffalo-Cheektowaga-NiagaraFalls, NY
54.1
258
DesMoines-WestDesMoines, IA
54.1
259
Lebanon, PA
53.9
260
Williamsport, PA
53.4
261
Harrisburg-Carlisle, PA
53.3
262
Bellingham, WA
53.2
263
FortSmith, AR-OK
53.1
264
Norwich-NewLondon, CT
52.9
265
Albany-Schenectady-Troy, NY
52.8
266
Morristown, TN
52.7
267
Winchester, VA-WV
52.2
268
Daphne-Fairhope-Foley, AL
52.1
269
BayCity, MI
52
270
Longview, WA
51.8
271
Salem, OR
51.4
272
Lawrence, KS
51.4
273
Meridian, MS
51.2
274
St.Joseph, MO-KS
51
275
Texarkana, TX-AR
50.9
276
WichitaFalls, TX
50.9
277
London, KY
50.6
278
Ogden-Clearfield, UT
50.1
279
Hickory-Lenoir-Morganton, NC
50.1
280
Billings, MT
49.7
281
Lincoln, NE
49.6
282
Manchester-Nashua, NH
49.4
283
Coeurd'Alene, ID
49.1
284
Charlottesville, VA
48.9
285
MountVernon-Anacortes, WA
48.8
286
JeffersonCity, MO
48.7
287
Jackson, TN
48.5
288
MichiganCity-LaPorte, IN
48.4
289
Syracuse, NY
48.3
290
Chambersburg-Waynesboro, PA
48.1
291
Cookeville, TNMicropolitan
48.1
292
Lafayette-WestLafayette, IN
48.1
293
Janesville-Beloit, WI
48
294
Logan, UT-ID
47.8
295
Evansville, IN-KY
47.8
296
Bluefield, WV-VA
47.5
297
Knoxville, TN
47.3
298
Whitewater-Elkhorn, WI
47
299
Rochester, MN
46.9
300
Torrington, CT
46.9
301
Sheboygan, WI
46.8
302
Claremont-Lebanon, NH-VT
46.7
303
Davenport-Moline-RockIsland, IA-IL
46.6
304
LakeCharles, LA
46.6
305
Lancaster, PA
46.6
306
Pottsville, PAMicropolitan
46.5
307
JohnsonCity, TN
46.3
308
Danville, VA
46
309
Carbondale-Marion, IL
45.8
310
Tupelo, MS
45.5
311
Springfield, OH
44.8
312
Provo-Orem, UT
44.8
313
Roseburg, OR
44.6
314
Joplin, MO
44.4
315
Fayetteville-Springdale-Rogers, AR-MO
44.3
316
Decatur, AL
44.2
317
Abilene, TX
44.2
318
Huntington-Ashland, WV-KY-OH
44.1
319
Morgantown, WV
43.9
320
SiouxCity, IA-NE-SD
43.9
321
Johnstown, PA
43.8
322
CedarRapids, IA
43.8
323
Eugene, OR
43.8
324
GrandJunction, CO
43.6
325
Salem, OH
43.6
326
Mansfield, OH
43.4
327
Blacksburg-Christiansburg-Radford, VA
43.2
328
Jamestown-Dunkirk-Fredonia, NY
43
329
Portland-SouthPortland, ME
42.8
330
IdahoFalls, ID
42.8
331
Kahului-Wailuku-Lahaina, HI
42.6
332
Cumberland, MD-WV
42.6
333
FondduLac, WI
42.3
334
Wheeling, WV-OH
41.9
335
GlensFalls, NY
41.9
336
Wenatchee, WA
41.5
337
Gettysburg, PA
41.4
338
TraverseCity, MI
41.2
339
LaCrosse-Onalaska, WI-MN
41.1
340
SiouxFalls, SD
40.7
341
Columbia, MO
40.6
342
Watertown-FortDrum, NY
40.4
343
SanAngelo, TX
40.2
344
RapidCity, SD
40.1
345
Owensboro, KY
40.1
346
St.George, UT
39.1
347
Binghamton, NY
38.9
348
Tullahoma-Manchester, TN
38.9
349
Bloomington, IN
38.9
350
GreenBay, WI
38.9
351
TerreHaute, IN
38.9
352
UrbanHonolulu, HI
38.8
353
Utica-Rome, NY
38.7
354
Ithaca, NY
38.4
355
Muncie, IN
38.2
356
Burlington-SouthBurlington, VT
37.9
357
Florence-MuscleShoals, AL
36.7
358
EauClaire, WI
36.6
359
Ottawa-Peru, IL
36.2
360
BowlingGreen, KY
35.9
361
Holland, MI
35.9
362
Appleton, WI
35.9
363
Hilo, HI
35.7
364
Lewiston-Auburn, ME
34.4
365
Oshkosh-Neenah, WI
33.5
366
Staunton-Waynesboro, VA
32.9
367
Waterloo-CedarFalls, IA
32.8
368
Ogdensburg-Massena, NY
32.2
369
Fargo, ND-MN
32.1
370
St.Cloud, MN
31.7
371
Bangor, ME
31.2
372
Farmington, NM
30.8
373
Altoona, PA
30.7
374
Harrisonburg, VA
29.5
375
StateCollege, PA
29.2
376
Augusta-Waterville, ME
28.7
377
Bismarck, ND
27.9