Newsletter – August 2016
Future Assist Monthly Newsletter, making the most of your Money, Investments, Superannuation, Property and Lifestyle.
Cyber Attacks, Hacking and Census Night
Keith Bensley – General Manager
Welcome to the August 2016 edition of the Future Assist Newsletter.
With the security concerns surrounding the Federal Census website and data collection fresh in our minds, the lead topic this month is on Cyber Security. Whilst we all know that the internet is an essential element to our daily lives, through our online banking, communication channels, social media and document storage, the risks and exposure too online security breaches are so often ignored. With a specialisation in I.T. services and support our Group Operations Manager, Trent Murray has provided a great insight into mitigating the risks of personal cyber security breaches..
At a business level, this month’s topic is particularly relevant for the Future Assist Group. As trusted professionals, we are fully aware of the importance of having safe and secure I.T. services to protect our valued clients information. We have and will continue to invest heavily into the area, to keep pace with this ever developing world.
Complimenting the cover story we present a collection of other articles, such as ”Can super become a bigger asset than housing?”, ‘5 simple budget strategies that can bring bring big results’, ‘How to maximise your tax refund’, and we introduce the head of our Paraplanning and Equity Investments We hope you enjoy the read.
The Census Hack and You
FEATURE ARTICLE: Trent Murray – Group Operations Manager & Head of IT
Over the last couple of weeks, you would have noticed the flurry of Census advertisements on both television and online media channels. ‘Get Online on August 9’ was the catch phrase reminding Australians that Tuesday the 9th of August was Census night. For the first time in Australian history, Australians were invited to lodge their Census electronically via the purpose built ABS website. However, during Census night many people found that the site was unresponsive or just unavailable. The next morning the news channels were buzzing with the news that the Census website had been hacked. In this article we look at the key events of the Census night cyber-attack and explore what we can do as individuals to ensure our own online safety. …read more>
Investing
Diversify, Diversification & Strategy
You will have noticed a shift in direct equity investment strategies where the focus has been on Exchange Traded Funds (ETFs) as they simplify direct investment management. As I’ve written in my previous article, ETFs are a great Read more >
Money
5 Simple Budget Strategies That Can Bring Real Results: Setting up a budget for the first time can be a bit daunting and the thought of maintaining it can be rather tedious but there are some great alternatives. Budgeting is important but it doesn’t have to be a giant spreadsheet Read more >
Property
Why Property Investment is a Long-term Wealth Creation Strategy In this article Shane Kempton, CEO of the Professionals Real Estate Group, talks about a buy and hold strategy with property investments and the benefits to be had…. Read More >
Women & Money
How Home Ownership Can Favour Women
The gender divide might exist when it comes to superannuation and salaries, but one thing tipped in the favor of Australian women is home ownership. …Read more >
Superannuation
Super to Become Bigger Asset than Housing? A 12 year longitudinal survey of more than 19,000 Australians has revealed some fascinating insights into our superannuation balances. The author of study believes superannuation will become the average Australian’s biggest asset in 13 years or sooner. …Read more >
Tax
Legitimately Maximising Your Tax Return Claiming all your work-related deduction entitlements may save considerable tax. Typical work-related expenses include employment-related telephone, mobile phone, internet usage, computer repairs, union fees and professional subscriptions. Note that for the first time ever the ATO is checking these claims in real time. …Read more >
Interest Rates
Interest Rates Reach Historic Low The global economy is continuing to grow, at a lower than average pace. Several advanced economies have recorded improved conditions over the past year, but conditions have become more difficult for a number of emerging market economies. Actions by Chinese policymakers are …Read more >
Employee Spotlight
Meet the Head of Paraplanning Future Assist employs close 100 staff located across four metropolitan offices. Each month we hope to introduce one of our staff and give you a little insight to how they contribute to supporting your financial goals. Today we meet Ryan, Head of Future Assists Paraplanning & Equity Investments Read more>
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The information provided in this newsletter is General Information only and is not General Advice. If any user interprets any content in any article as General Advice then we warn as follows: This newsletter has been prepared without taking into account personal objectives, financial situation or needs; (b) individuals should therefore consider the appropriateness of the article, in light of their own objectives, financial situation or needs, before taking any action; and (c) if the article relates to the acquisition or possible acquisition of a particular financial product, the client should obtain a copy of, and consider, the PDS for that product before making any decision. .
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