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We get it: Money resolutions can feel like a lost cause, especially if you’re already drowning in debt or saddled with uber-bad credit. But if the fear of falling short is stopping you from even attempting to reach any financial goals, well, it may be...

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Saving for retirement is a lot like exercising; we know we should do it, but we always seem to find a reason to put it off. We get busy, we get tired and at the end of the day, it’s the last thing we want to think about. But we have to think about it...