Hi,
CL finance has sent me, when I asked them for CCA, a copy of application form. They say since there are signatures on the application form they think this is what they will have now. But there are no 'Prescribed Terms' in it.
This debt is over 12 years old. I am paying them a token money.
I am planning to write back to them that I do not accept their logic and would demand copy of CCA.
What shall I do? Any comments please!