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Banks are exposed to five core risks through their operation, which are-credit risk, asset/liability risk, foreign exchange risk, internal control & compliance risk, and money laundering risk. Among these risks management of credit risk gets most...

There are a lot of banking terms, to which we are not that much familiar but you will find questions related to some of the banking terms in the bank exams in the banking awareness section. These banking terms are not only important from the exam point...

Today’s headlines being at home, starting with hints of a bubble brewing from CNBC: A new wave of US mortgage trouble threatens U.S. borrowers are increasingly missing payments on home equity lines of credit they took out during the housing bubble...

Contents Executive summary The Obama administration is considering whether to divest all or part of the federally owned Tennessee Valley Authority (TVA) as a means to pay down the U.S. debt. The selling off of all or part of the TVA to private ownership...

Account Agreement: The contract governing your open-end credit account, it provides information on changes that may occur to the account. Account History: The payment history of an account over a specific period of time, including the number of times...